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Toyota Venza insurance rates are $175 cheaper than the average vehicle. Full coverage insurance costs $112 per month, while liability-only insurance cost $45 per month. Teen drivers could pay up to $409 per month. Continue reading to learn how you can save $554 per year on Toyota Venza.
You can start comparing quotes for Toyota Venza auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Toyota Venza auto insurance rates are $1,344 a year or $112 a month.
The chart below details how Toyota Venza insurance rates compare to other crossovers like the Cadillac XT4, Hyundai Tucson, and Lincoln MKC.
Vehicle | Comprehensive | Collision | Liability | Total |
Cadillac XT4 | $362 | $656 | $316 | $1,470 |
Hyundai Tucson | $294 | $470 | $372 | $1,294 |
Lincoln MKC | $306 | $596 | $398 | $1,458 |
Lexus NX 300 | $376 | $688 | $372 | $1,594 |
Lexus RX 450h | $390 | $718 | $420 | $1,708 |
Ford EcoSport | $280 | $500 | $372 | $1,310 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Even though the average annual rate for the Toyota Venza is $1,344, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Venza.
Older Toyota Venza models generally cost less to insure. For example, auto insurance rates for a 2015 Toyota Venza are $1,344, while 2010 Toyota Venza rates are $1,156, a difference of $188.
Model Year | Comprehensive | Collision | Liability | Total |
2015 Toyota Venza | $260 | $484 | $442 | $1,344 |
2014 Toyota Venza | $250 | $450 | $452 | $1,310 |
2013 Toyota Venza | $240 | $424 | $456 | $1,278 |
2012 Toyota Venza | $230 | $380 | $460 | $1,228 |
2011 Toyota Venza | $214 | $350 | $460 | $1,182 |
2010 Toyota Venza | $206 | $328 | $464 | $1,156 |
Driver age can have a significant effect on the cost of Toyota Venza auto insurance. For example, 30-year-old drivers pay approximately $59 more for their Toyota Venza auto insurance than 40-year-old drivers.
Where you live can have a large impact on Toyota Venza insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Toyota Venza auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Venza auto insurance with violations on their driving record.
Your Toyota Venza auto insurance rates are tied to the safety ratings of the Toyota Venza. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Not Tested |
---|---|
Small overlap front: passenger-side | Not Tested |
Moderate overlap front | G |
Side | G |
Roof strength | G |
Head restraints and seats | G |
Source: Insurance Institute for Highway Safety |
Poor Toyota Venza crash test ratings could mean higher Toyota Venza auto insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
Toyota Venza | 5 stars | 4 stars | 5 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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The Toyota Venza safety features can help lower insurance costs. According to AutoBlog, the 2020 Toyota Venza has the following safety features:
The lower percentage means lower Toyota Venza auto insurance rates; higher percentages mean higher Toyota Venza auto insurance rates. Insurance loss probability on the Toyota Venza fluctuates between each type of coverage.
Insurance Coverage Category | Loss Rate |
Collision | -7% |
---|---|
Property Damage | 2% |
Comprehensive | -14% |
Personal Injury | 15% |
Medical Payment | 10% |
Bodily Injury | -7% |
Source: Insurance Institute for Highway Safety |
If you are financing a Toyota Venza, you will pay more if you purchase Toyota Venza auto insurance at the dealership, so be sure to shop around and compare Toyota Venza auto insurance quotes from the best companies using our FREE tool below.
There are many ways that you can save on Toyota Venza auto insurance. Below are five actions you can take to find cheap Toyota Venza auto insurance rates.
The best auto insurance companies for Toyota Venza auto insurance rates will offer competitive rates, discounts, and account for the Toyota Venza’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Save on your Toyota Venza auto insurance rates by taking advantage of our FREE comparison tool.
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