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Volvo XC60 insurance rates are $203 cheaper than the average vehicle. Liability-only coverage costs $44 per month, while full coverage costs $110 per month. Continue reading to learn how you can save $543 per year on Volvo XC60 insurance rates.
You can start comparing quotes for Volvo XC60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance costs for a Volvo XC60 are $1,316 a year or $110 a month.
The chart below details how Volvo XC60 insurance rates compare to other SUVs like the Infiniti QX60, Jeep Wrangler, and Toyota 4Runner.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo XC60 | $306 | $536 | $338 | $1,316 |
| Infiniti QX60 | $404 | $750 | $372 | $1,684 |
| Jeep Wrangler | $280 | $376 | $420 | $1,256 |
| Toyota 4Runner | $332 | $512 | $332 | $1,312 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Audi Q7 | $394 | $714 | $398 | $1,664 |
| Mercedes-Benz GLS 450 | $458 | $894 | $398 | $1,908 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
The Volvo XC60 trim and model you choose can impact the total price you will pay for Volvo XC60 auto insurance coverage.
Older Volvo XC60 models generally cost less to insure. For example, auto insurance for a 2018 Volvo XC60 costs $1,316, while 2010 Volvo XC60 insurance costs are $1,074, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo XC60 | $306 | $536 | $338 | $1,316 |
| 2017 Volvo XC60 | $296 | $524 | $354 | $1,310 |
| 2016 Volvo XC60 | $286 | $502 | $364 | $1,288 |
| 2015 Volvo XC60 | $270 | $484 | $376 | $1,266 |
| 2014 Volvo XC60 | $260 | $450 | $384 | $1,230 |
| 2013 Volvo XC60 | $250 | $424 | $388 | $1,198 |
| 2012 Volvo XC60 | $240 | $380 | $390 | $1,146 |
| 2011 Volvo XC60 | $224 | $350 | $390 | $1,100 |
| 2010 Volvo XC60 | $216 | $328 | $394 | $1,074 |
Driver age can have a significant effect on the cost of Volvo XC60 auto insurance. For example, 30-year-old drivers pay approximately $58 more for their Volvo XC60 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Volvo XC60 insurance rates. For example, drivers in New York may pay $802 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Volvo XC60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC60 auto insurance rates with violations on their driving record.
The Volvo XC60’s safety ratings will affect your Volvo XC60 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Not only do good Volvo XC60 crash test ratings mean you are better protected in a crash, but good Volvo XC60 crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T8 Polestar Engineered SUV AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo XC60 T6 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Volvo XC60 T5 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T8 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo XC60 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC60 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Volvo XC60 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Volvo XC60, the more likely it is that you can earn a discount. The Volvo XC60’s safety features include:
Review the Volvo XC60 auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Volvo XC60 auto insurance costs; higher percentages mean higher Volvo XC60 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -21% |
|---|---|
| Property Damage | -26% |
| Comprehensive | -30% |
| Personal Injury | -40% |
| Medical Payment | -47% |
| Bodily Injury | -45% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Volvo XC60, most lenders will require your carry higher Volvo XC60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo XC60 auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Volvo XC60 auto insurance. Below are five actions you can take to find cheap Volvo XC60 auto insurance rates.
Who is the top auto insurance company for Volvo XC60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo XC60 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo XC60 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Volvo XC60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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