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Mercedes-Benz S450 insurance rates are $513 more expensive than the average vehicle. You can pay as low as $68 per month for liability-only coverage, but full coverage is $101 more expensive. Continue reading to learn how you can get cheaper Mercedes-Benz S450 insurance rates.
You can start comparing quotes for Mercedes-Benz S450 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Mercedes-Benz S450 auto insurance rates are $2,032 a year or $169 a month.
The chart below details how Mercedes-Benz S450 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Cadillac CT6, and Audi A7.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
However, there are a few things you can do to find the cheapest Mercedes-Benz insurance rates online.
You might have noticed that there is a multitude of factors that impact Mercedes-Benz S450 auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Mercedes-Benz S450.
Older Mercedes-Benz S450 models generally cost less to insure. For example, auto insurance rates for a 2018 Mercedes-Benz S450 are $2,032, while 2010 Mercedes-Benz S450 rates are $1,568, a difference of $464.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| 2017 Mercedes-Benz S450 | $478 | $958 | $416 | $2,010 |
| 2016 Mercedes-Benz S450 | $462 | $918 | $430 | $1,968 |
| 2015 Mercedes-Benz S450 | $436 | $886 | $442 | $1,922 |
| 2014 Mercedes-Benz S450 | $420 | $822 | $452 | $1,852 |
| 2013 Mercedes-Benz S450 | $402 | $774 | $456 | $1,790 |
| 2012 Mercedes-Benz S450 | $386 | $694 | $460 | $1,698 |
| 2011 Mercedes-Benz S450 | $360 | $638 | $460 | $1,616 |
| 2010 Mercedes-Benz S450 | $348 | $598 | $464 | $1,568 |
Driver age can have a significant impact on the cost of Mercedes-Benz S450 auto insurance. For example, 20-year-old drivers pay approximately $2,486 each year for their Mercedes-Benz S450 auto insurance than 30-year-old drivers.
Where you live can have a large impact on Mercedes-Benz S450 insurance rates. For example, drivers in Los Angeles may pay $291 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Mercedes-Benz S450 auto insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz S450 auto insurance rates with violations on their driving record.
The Mercedes-Benz S450’s safety ratings will affect your Mercedes-Benz S450 auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
If the Mercedes-Benz S450 crash test ratings are good, you could have lower Mercedes-Benz S450 auto insurance rates. See Mercedes-Benz S450 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Mercedes-Benz S450 | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do Mercedes-Benz S450 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Mercedes-Benz S450 auto insurance rates. The Mercedes-Benz S450’s safety features include:
If you are financing a Mercedes-Benz S450, most lenders will require your carry higher Mercedes-Benz S450 coverages including comprehensive coverage, so be sure to compare Mercedes-Benz S450 auto insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Mercedes-Benz S450 auto insurance rates by employing any one of the following strategies.
Who is the top auto insurance company for Mercedes-Benz S450 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mercedes-Benz S450 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mercedes-Benz S450 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
To start comparing Mercedes-Benz S450 auto insurance quotes for free, use our online auto insurance comparison tool.
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