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Ford Fiesta insurance rates are $307 cheaper than the average vehicle. You can save $60 per month when you enroll in liability-only coverage. Full coverage Ford Fiesta insurance rates are $101 per month, but teen drivers can pay as much as $369 per month. Continue reading to learn how you can save money on Ford Fiesta insurance rates.
You can start comparing quotes for Ford Fiesta auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance rates for a Ford Fiesta cost $1,212 a year or $101 a month.
The chart below details how Ford Fiesta insurance rates compare to other subcompact cars like the Ford Focus ST, Kia Rio, and .
| Vehicle | Comprehensive | Collision | Liability | Total |
| Ford Fiesta | $242 | $422 | $390 | $1,212 |
| Ford Focus ST | $282 | $536 | $398 | $1,374 |
| Kia Rio | $244 | $506 | $450 | $1,380 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
The Ford Fiesta trim and model you choose can impact the total price you will pay for Ford Fiesta insurance coverage.
Older Ford Fiesta models generally cost less to insure. For example, auto insurance for a 2019 Ford Fiesta costs $1,212, while 2011 Ford Fiesta insurance costs are $1,058, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Ford Fiesta | $242 | $422 | $390 | $1,212 |
| 2018 Ford Fiesta | $232 | $418 | $398 | $1,206 |
| 2017 Ford Fiesta | $224 | $408 | $416 | $1,206 |
| 2016 Ford Fiesta | $216 | $390 | $430 | $1,194 |
| 2015 Ford Fiesta | $204 | $378 | $442 | $1,182 |
| 2014 Ford Fiesta | $196 | $350 | $452 | $1,156 |
| 2013 Ford Fiesta | $188 | $330 | $456 | $1,132 |
| 2012 Ford Fiesta | $180 | $296 | $460 | $1,094 |
| 2011 Ford Fiesta | $168 | $272 | $460 | $1,058 |
Driver age can have a significant impact on Ford Fiesta auto insurance rates. For example, 20-year-old drivers pay approximately $1,483 more each year for their Ford Fiesta auto insurance than 30-year-old drivers.
Where you live can have a large impact on Ford Fiesta insurance rates. For example, drivers in Los Angeles may pay $449 a year more than drivers in Philadelphia.
Your driving record can have an impact on the cost of Ford Fiesta auto insurance. Teens and drivers in their 20’s have the highest jump in their Ford Fiesta auto insurance with violations on their driving record.
Your Ford Fiesta auto insurance rates are tied to the Ford Fiesta’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | M |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Ford Fiesta crash test ratings can impact your Ford Fiesta auto insurance rates. See Ford Fiesta crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2019 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 5 HB FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Ford Fiesta 4 DR FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Ford Fiesta can help lower your Ford Fiesta insurance costs. The Ford Fiesta’s safety features include:
Review the Ford Fiesta auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Ford Fiesta auto insurance costs; higher percentages mean higher Ford Fiesta auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -9% |
| Comprehensive | -27% |
| Personal Injury | 15% |
| Medical Payment | 23% |
| Bodily Injury | 13% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Ford Fiesta, you will pay more if you purchase Ford Fiesta auto insurance at the dealership, so be sure to shop around and compare Ford Fiesta auto insurance quotes from the best companies using our FREE tool below.
There are several ways you can save even more on your Ford Fiesta auto insurance rates. Take a look at the following five tips:
Several insurance companies offer competitive rates for the Ford Fiesta based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Ford Fiesta drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save money by comparing Ford Fiesta insurance rates with free quotes online now!
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