8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Lincoln MKC insurance rates cost $122 per month for full coverage and $49 per month for liability-only coverage. Teen drivers pay the most expensive rates, which are $444 per month. Continue reading to learn how you can save $601 per year on Lincoln MKC insurance rates
You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Lincoln MKC auto insurance costs are $1,458 a year or $122 a month.
The chart below details how Lincoln MKC insurance rates compare to other crossovers like the MINI Clubman, Buick Envision, and Ford EcoSport.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| MINI Clubman | $320 | $506 | $398 | $1,382 |
| Buick Envision | $320 | $566 | $398 | $1,442 |
| Ford EcoSport | $280 | $500 | $372 | $1,310 |
| Kia Niro | $282 | $478 | $398 | $1,316 |
| Cadillac XT4 | $362 | $656 | $316 | $1,470 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
The Lincoln MKC trim and model you choose can impact the total price you will pay for Lincoln MKC insurance coverage.
Older Lincoln MKC models generally cost less to insure. For example, auto insurance rates for a 2018 Lincoln MKC are $1,458, while 2015 Lincoln MKC rates are $1,408, a difference of $50.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lincoln MKC | $306 | $596 | $398 | $1,458 |
| 2017 Lincoln MKC | $296 | $582 | $416 | $1,452 |
| 2016 Lincoln MKC | $286 | $558 | $430 | $1,432 |
| 2015 Lincoln MKC | $270 | $538 | $442 | $1,408 |
Driver age can have a significant effect on the cost of Lincoln MKC auto insurance. For example, a 20-year-old driver could pay around $149 more each month for their Lincoln MKC auto insurance than a 30-year-old driver.
Where you live can have a large impact on Lincoln MKC insurance rates. For example, drivers in Los Angeles may pay $539 a year more than drivers in Philadelphia.
Your driving record can have an impact on the cost of Lincoln MKC auto insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln MKC auto insurance rates with violations on their driving record.
Your Lincoln MKC auto insurance rates are tied to the Lincoln MKC’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | G |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Poor Lincoln MKC crash test ratings could mean higher Lincoln MKC auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2017 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lincoln MKC SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2016 Lincoln MKC SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lincoln MKC safety features can lower the cost of your insurance. The safety features for the 2020 Lincoln MKC include:
Another contributing factor that plays a direct role in Lincoln MKC insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -3% |
|---|---|
| Property Damage | -24% |
| Comprehensive | -31% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Lincoln MKC, most lenders will require your carry higher Lincoln MKC coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln MKC auto insurance quotes from the best auto insurance companies using our FREE tool below.
There are many ways that you can save on Lincoln MKC auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Lincoln MKC auto insurance rates low.
Several top auto insurance companies offer competitive rates for the Lincoln MKC rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Lincoln MKC drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Lincoln MKC auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Vehicles