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Chevrolet Sonic insurance rates are $157 cheaper than the average vehicle. Full coverage Chevrolet Sonic insurance rates cost $117 per month, while liability-only insurance rates cost $46 per month. Continue reading to learn how you can save $562 per year on Chevrolet Sonic insurance rates.
You can start comparing quotes for Chevrolet Sonic auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance costs for a Chevrolet Sonic are $1,362 a year or $114 a month.
The chart below details how Chevrolet Sonic insurance rates compare to other sedans like the Nissan Sentra, Volkswagen Passat, and Hyundai Sonata.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Subaru WRX | $320 | $566 | $338 | $1,360 |
| Infiniti Q50 | $344 | $686 | $398 | $1,586 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
The Chevrolet Sonic trim and model you choose can impact the total price you will pay for Chevrolet Sonic insurance coverage.
Older Chevrolet Sonic models generally cost less to insure. For example, auto insurance for a 2018 Chevrolet Sonic costs $1,362, while 2012 Chevrolet Sonic insurance costs are $1,208, a difference of $154.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Chevrolet Sonic | $270 | $536 | $398 | $1,362 |
| 2017 Chevrolet Sonic | $260 | $524 | $416 | $1,358 |
| 2016 Chevrolet Sonic | $250 | $502 | $430 | $1,340 |
| 2015 Chevrolet Sonic | $238 | $484 | $442 | $1,322 |
| 2014 Chevrolet Sonic | $228 | $450 | $452 | $1,288 |
| 2013 Chevrolet Sonic | $218 | $424 | $456 | $1,256 |
| 2012 Chevrolet Sonic | $210 | $380 | $460 | $1,208 |
Driver age can have a significant impact on the cost of Chevrolet Sonic auto insurance. For example, 20-year-old drivers pay approximately $1,666 each year for their Chevrolet Sonic auto insurance than 30-year-old drivers.
Where you live can have a large impact on Chevrolet Sonic insurance rates. For example, drivers in Los Angeles may pay $504 a year more than drivers in Philadelphia.
Your driving record can have an impact on the cost of Chevrolet Sonic auto insurance. Teens and drivers in their 20’s see sees the highest jump in their Chevrolet Sonic auto insurance with violations on their driving record.
Your Chevrolet Sonic auto insurance rates are tied to the safety ratings of the Chevrolet Sonic. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Poor Chevrolet Sonic crash test ratings could mean higher Chevrolet Sonic auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Sonic 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Sonic 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Sonic 5 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Chevrolet Sonic 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Chevrolet Sonic safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Chevrolet Sonic auto insurance rates. The Chevrolet Sonic’s safety features include:
The Chevrolet Sonic’s insurance loss probability varies between different coverage types. The lower percentage means lower Chevrolet Sonic auto insurance costs; higher percentages mean higher Chevrolet Sonic auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 4% |
|---|---|
| Property Damage | 32% |
| Comprehensive | -9% |
| Personal Injury | 67% |
| Medical Payment | 89% |
| Bodily Injury | 59% |
| Source: Insurance Institute for Highway Safety | |
When financing a Chevrolet Sonic, most lenders will require your carry higher Chevrolet Sonic coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Sonic auto insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Chevrolet Sonic auto insurance rates by employing any one of the following strategies.
Who is the top auto insurance company for Chevrolet Sonic insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Sonic auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Sonic offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
To start comparing Chevrolet Sonic auto insurance quotes for free, use our online auto insurance comparison tool.
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