8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Cadillac STS insurance rates are $201 cheaper than the average vehicle. You can pay as low as $44 per month on liability-only coverage. Continue reading to learn how you can save money on Cadillac STS insurance rates.
You can start comparing quotes for Cadillac STS auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Cadillac STS auto insurance rates are $1,318 a year or $110 a month.
The chart below details how Cadillac STS insurance rates compare to other sedans like the Kia Forte, Toyota Avalon, and Chrysler 300.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Forte | $322 | $500 | $372 | $1,352 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Chrysler 300 | $332 | $626 | $398 | $1,514 |
| Honda Civic | $280 | $656 | $420 | $1,536 |
| Ford Taurus | $344 | $596 | $398 | $1,496 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
The Cadillac STS trim and model you choose will affect the total price you will pay for Cadillac STS insurance coverage.
Older Cadillac STS models generally cost less to insure. For example, auto insurance rates for a 2011 Cadillac STS are $1,318, while 2010 Cadillac STS rates are $1,280, a difference of $38.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Cadillac STS | $288 | $504 | $390 | $1,318 |
| 2010 Cadillac STS | $278 | $472 | $394 | $1,280 |
Driver age can have a significant effect on the cost of Cadillac STS auto insurance. For example, 30-year-old drivers pay approximately $58 more for their Cadillac STS auto insurance than 40-year-old drivers.
Where you live can have a large impact on Cadillac STS insurance rates. For example, drivers in Los Angeles may pay $488 a year more than drivers in Philadelphia.
Your driving record can have an impact on your Cadillac STS auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Cadillac STS auto insurance with violations on their driving record.
Your Cadillac STS auto insurance rates are influenced by the Cadillac STS’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | A |
| Roof strength | Not Tested |
| Head restraints and seats | P |
| Source: Insurance Institute for Highway Safety | |
Not only do good Cadillac STS crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Cadillac STS auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Cadillac STS | N/R | N/R | N/R | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Cadillac STS safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Cadillac STS auto insurance rates. The Cadillac STS’s safety features include:
When financing a Cadillac STS, most lenders will require your carry higher Cadillac STS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac STS auto insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Cadillac STS auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Cadillac STS auto insurance rates
Who is the best auto insurance company for Cadillac STS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac STS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac STS offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Cadillac STS auto insurance rates by taking advantage of our FREE comparison tool.
Vehicles