8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Buick Lucerne insurance rates cost $105 per month for full coverage, while liability-only coverage costs $42 per month. Good drivers can save up to $519 per year. Continue reading to learn how you can eligible for cheaper Buick Lucerne insurance rates.
You can start comparing quotes for Buick Lucerne auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Buick Lucerne auto insurance costs are $1,258 a year or $105 a month.
The chart below details how Buick Lucerne insurance rates compare to other sedans like the Buick Regal, Dodge Charger, and Audi A3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Dodge Charger | $376 | $626 | $466 | $1,668 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Chevrolet Blazer | $376 | $688 | $316 | $1,516 |
| Audi S3 | $356 | $744 | $264 | $1,474 |
However, there are a few things you can do to find the cheapest Buick insurance rates online.
Even though the average annual rate for the Buick Lucerne is $1,258, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Buick Lucerne.
The average Buick Lucerne auto insurance rates are higher for newer models. For example, auto insurance rates for a 2011 Buick Lucerne cost $1,258, while 2010 Buick Lucerne rates are $1,228, a difference of $30.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Buick Lucerne | $232 | $408 | $460 | $1,258 |
| 2010 Buick Lucerne | $224 | $382 | $464 | $1,228 |
Driver age can have a significant effect on Buick Lucerne auto insurance rates. For example, 30-year-old drivers pay $55 more for Buick Lucerne auto insurance than 40-year-old drivers.
Where you live can have a large impact on Buick Lucerne insurance rates. For example, drivers in Phoenix may pay $692 a year less than drivers in Los Angeles.
Your driving record can have an impact on the cost of Buick Lucerne auto insurance. Teens and drivers in their 20’s see the highest jump in their Buick Lucerne auto insurance with violations on their driving record.
The Buick Lucerne’s safety ratings will affect your Buick Lucerne auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | G |
| Side | A |
| Not Tested | |
| Head restraints and seats | M |
| Source: Insurance Institute for Highway Safety | |
Good Buick Lucerne crash test ratings mean the VW is safer, which could mean cheaper Buick Lucerne auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Buick Lucerne | 3 stars | 5 stars | 2 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do Buick Lucerne safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Buick Lucerne auto insurance rates. The Buick Lucerne’s safety features include:
If you are financing a Buick Lucerne, you will pay more if you purchase Buick Lucerne auto insurance at the dealership, so be sure to shop around and compare Buick Lucerne auto insurance quotes from the best companies using our FREE tool below.
There are many ways that you can save on Buick Lucerne auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Buick Lucerne auto insurance rates low.
The best auto insurance companies for Buick Lucerne insurance rates will offer competitive rates, discounts, and account for the Buick Lucerne’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Buick Lucerne auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Vehicles