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Volvo XC70 insurance rates cost $130 per month for full coverage and $52 per month for liability-only coverage. You can save up to $642 per year on policy discounts. Continue reading to learn how you can be eligible for cheaper Volvo XC70 insurance rates.
You can start comparing quotes for Volvo XC70 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance rates for a Volvo XC70 cost $1,556 a year or $130 a month.
The chart below details how Volvo XC70 insurance rates compare to other wagons like the Subaru Outback.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Subaru Outback | $348 | $500 | $372 | $1,378 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
The Volvo XC70 trim and model you choose can impact the total price you will pay for Volvo XC70 insurance coverage.
The average Volvo XC70 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2016 Volvo XC70 are $1,556, while 2010 Volvo XC70 rates are $1,318, a difference of $238.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2016 Volvo XC70 | $332 | $558 | $486 | $1,556 |
| 2015 Volvo XC70 | $314 | $538 | $500 | $1,532 |
| 2014 Volvo XC70 | $302 | $500 | $510 | $1,492 |
| 2013 Volvo XC70 | $290 | $470 | $514 | $1,454 |
| 2012 Volvo XC70 | $278 | $422 | $520 | $1,400 |
| 2011 Volvo XC70 | $260 | $388 | $520 | $1,348 |
| 2010 Volvo XC70 | $250 | $364 | $524 | $1,318 |
Driver age can have a significant effect on Volvo XC70 auto insurance rates. For example, 30-year-old drivers pay $68 more for Volvo XC70 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Volvo XC70 insurance rates. For example, drivers in Los Angeles may pay $223 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Volvo XC70 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo XC70 auto insurance rates with violations on their driving record.
Your Volvo XC70 auto insurance rates are tied to the safety ratings of the Volvo XC70. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Not only do good Volvo XC70 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Volvo XC70 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2016 Volvo XC70 SW FWD | N/R | N/R | N/R | N/R |
| 2016 Volvo XC70 SW AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Volvo XC70, the more likely it is that you can earn a discount. The Volvo XC70’s safety features include:
The Volvo XC70’s insurance loss probability varies between different coverage types. The lower percentage means lower Volvo XC70 auto insurance costs; higher percentages mean higher Volvo XC70 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -31% |
|---|---|
| Property Damage | N/A |
| Comprehensive | N/A |
| Personal Injury | N/A |
| Medical Payment | N/A |
| Bodily Injury | N/A |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Volvo XC70, you will pay more if you purchase Volvo XC70 auto insurance at the dealership, so be sure to shop around and compare Volvo XC70 auto insurance quotes from the best companies using our FREE tool below.
Save more on your Volvo XC70 auto insurance rates. Take a look at the following five strategies that will get you the best Volvo XC70 auto insurance rates possible.
Several top auto insurance companies offer competitive rates for the Volvo XC70 rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Volvo XC70 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save money by comparing Volvo XC70 insurance rates with free quotes online now!
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