8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
BMW X6 insurance rates cost $303 more than the average vehicle, but you can save up to $751 per year from policy discounts. Continue reading through this guide to learn how you can save money on BMW X6 insurance rates.
You can start comparing quotes for BMW X6 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average BMW X6 auto insurance rates are $1,822 a year or $152 a month.
The chart below details how BMW X6 insurance rates compare to other crossovers like the Lincoln MKC, Lincoln MKX, and Toyota RAV4.
| Vehicle | Comprehensive | Collision | Liability | Total |
| BMW X6 | $432 | $834 | $398 | $1,822 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Lincoln MKX | $294 | $596 | $398 | $1,446 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
| Nissan Murano | $294 | $512 | $390 | $1,354 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
However, there are a few things you can do to find the cheapest BMW insurance rates online.
The BMW X6 trim and model you choose can impact the total price you will pay for BMW X6 insurance coverage.
Older BMW X6 models generally cost less to insure. For example, auto insurance for a 2018 BMW X6 costs $1,822, while 2010 BMW X6 insurance costs are $1,434, a difference of $388.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 BMW X6 | $432 | $834 | $398 | $1,822 |
| 2017 BMW X6 | $418 | $814 | $416 | $1,806 |
| 2016 BMW X6 | $402 | $780 | $430 | $1,770 |
| 2015 BMW X6 | $380 | $752 | $442 | $1,732 |
| 2014 BMW X6 | $366 | $698 | $452 | $1,674 |
| 2013 BMW X6 | $352 | $658 | $456 | $1,624 |
| 2012 BMW X6 | $336 | $590 | $460 | $1,544 |
| 2011 BMW X6 | $314 | $542 | $460 | $1,474 |
| 2010 BMW X6 | $304 | $508 | $464 | $1,434 |
Driver age can have a significant impact on the cost of BMW X6 auto insurance. For example, 20-year-old drivers pay approximately $2,228 each year for their BMW X6 auto insurance than 30-year-old drivers.
Where you live can have a large impact on BMW X6 insurance rates. For example, drivers in Los Angeles may pay $675 a year more than drivers in Philadelphia.
Your driving record can have an impact on your BMW X6 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their BMW X6 auto insurance with violations on their driving record.
Your BMW X6 auto insurance rates are tied to the BMW X6’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Not Tested |
| Side | Not Tested |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Not only do good BMW X6 crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper BMW X6 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2020 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2020 BMW X6 M SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2019 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2019 BMW X6 M SUV AWD | N/R | N/R | N/R | N/R |
| 2018 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2018 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2018 BMW X6 M SUV AWD | N/R | N/R | N/R | N/R |
| 2017 BMW X6 SUV FWD | N/R | N/R | N/R | N/R |
| 2017 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 BMW X6 M SUV FWD | N/R | N/R | N/R | N/R |
| 2016 BMW X6 SUV RWD | N/R | N/R | N/R | N/R |
| 2016 BMW X6 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your BMW X6, the more likely it is that you can earn a discount. The BMW X6’s safety features include:
If you are financing a BMW X6, most lenders will require your carry higher BMW X6 coverage options including comprehensive coverage, so be sure to shop around and compare BMW X6 auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on BMW X6 auto insurance. Below are five actions you can take to find cheap BMW X6 auto insurance rates.
The best auto insurance companies for BMW X6 auto insurance rates will offer competitive rates, discounts, and account for the BMW X6’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing BMW X6 auto insurance quotes for free by using our convenient online comparison tool.
Vehicles