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Honda Odyssey insurance rates for teen drivers are $409 per month, but the average full coverage insurance rate per month is $112. Continue reading to learn how you can save $553 per year on Honda Odyssey insurance rates.
You can start comparing quotes for Honda Odyssey auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Honda Odyssey auto insurance rates are $1,342 a year or $112 a month.
The chart below details how Honda Odyssey insurance rates compare to other vans like the Kia Sedona, Dodge Grand Caravan, and Toyota Sienna.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Odyssey | $280 | $532 | $372 | $1,342 |
| Kia Sedona | $282 | $448 | $338 | $1,204 |
| Dodge Grand Caravan | $308 | $438 | $372 | $1,276 |
| Toyota Sienna | $294 | $532 | $372 | $1,356 |
| Chrysler Pacifica | $348 | $532 | $316 | $1,332 |
However, there are a few things you can do to find the cheapest Honda insurance rates online.
You might have noticed that there is a multitude of factors that impact Honda Odyssey auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Honda Odyssey.
The average Honda Odyssey auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Honda Odyssey are $1,342, while the 2010 Honda Odyssey rates are $1,112, a difference of $230.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Honda Odyssey | $280 | $532 | $372 | $1,342 |
| 2019 Honda Odyssey | $268 | $512 | $390 | $1,328 |
| 2018 Honda Odyssey | $256 | $506 | $398 | $1,318 |
| 2017 Honda Odyssey | $248 | $494 | $416 | $1,316 |
| 2016 Honda Odyssey | $240 | $474 | $430 | $1,302 |
| 2015 Honda Odyssey | $226 | $458 | $442 | $1,284 |
| 2014 Honda Odyssey | $218 | $424 | $452 | $1,252 |
| 2013 Honda Odyssey | $208 | $400 | $456 | $1,222 |
| 2012 Honda Odyssey | $200 | $358 | $460 | $1,176 |
| 2011 Honda Odyssey | $188 | $330 | $460 | $1,136 |
| 2010 Honda Odyssey | $180 | $310 | $464 | $1,112 |
Driver age can have a significant impact on Honda Odyssey auto insurance rates. As an example, a 40-year-old driver could pay $142 less each month for their Honda Odyssey auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on Honda Odyssey insurance rates. For example, drivers in Houston may pay $989 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Honda Odyssey auto insurance. Teens and drivers in their 20’s see the highest jump in their Honda Odyssey auto insurance rates with violations on their driving record.
Your Honda Odyssey auto insurance rates are influenced by the safety ratings of the Honda Odyssey. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Good Honda Odyssey crash test ratings can lower your Honda Odyssey auto insurance rates. See Honda Odyssey crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Odyssey VAN FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Honda Odyssey can help lower your insurance costs. According to AutoBlog, the 2020 Honda Odyssey’s safety features include:
Another contributing factor that affects Honda Odyssey auto insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -22% |
|---|---|
| Property Damage | -17% |
| Comprehensive | -25% |
| Personal Injury | -18% |
| Medical Payment | -22% |
| Bodily Injury | -29% |
| Source: Insurance Institute for Highway Safety | |
When financing a Honda Odyssey, most lenders will require your carry higher Honda Odyssey coverage options including comprehensive coverage, so be sure to shop around and compare Honda Odyssey auto insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Honda Odyssey auto insurance rates by employing any one of the following strategies.
Several top auto insurance companies offer competitive rates for the Honda Odyssey rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Honda Odyssey drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Honda Odyssey auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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