8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Cadillac DTS insurance rates are $409 per month for teen drivers. On average, Cadillac DTS insurance rates are $112 per month for full coverage and $45 per month for liability-only coverage. Continue reading to learn how you can money on Cadillac DTS insurance rates.
You can start comparing quotes for Cadillac DTS auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Cadillac DTS auto insurance costs are $1,344 a year or $112 a month.
The chart below details how Cadillac DTS insurance rates compare to other luxury cars like the Volvo S90, Mercedes-Benz E300, and BMW M3.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
The Cadillac DTS trim and model you choose can impact the total price you will pay for Cadillac DTS insurance coverage.
Older Cadillac DTS models generally cost less to insure. For example, auto insurance for a 2011 Cadillac DTS costs $1,344, while 2010 Cadillac DTS insurance costs are $1,308, a difference of $36.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Cadillac DTS | $260 | $466 | $460 | $1,344 |
| 2010 Cadillac DTS | $250 | $436 | $464 | $1,308 |
Driver age can have a significant effect on the cost of Cadillac DTS auto insurance. For example, a 20-year-old driver could pay around $137 more each month for their Cadillac DTS auto insurance than a 30-year-old driver.
Where you live can have a large impact on Cadillac DTS insurance rates. For example, drivers in New York may pay $820 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Cadillac DTS auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac DTS auto insurance rates with violations on their driving record.
The Cadillac DTS’s safety ratings will affect your Cadillac DTS auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | Look up |
|---|---|
| Small overlap front: passenger-side | Look up |
| Moderate overlap front | Look up |
| Side | Look up |
| Roof strength | Look up |
| Head restraints and seats | Look up |
| Source: Insurance Institute for Highway Safety | |
Not only do good Cadillac DTS crash test ratings mean you are better protected in a crash, but good Cadillac DTS crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Cadillac DTS | N/R | N/R | N/R | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac DTS safety features can lower the cost of your insurance. The safety features for the 2020 Cadillac DTS include:
If you are financing a Cadillac DTS, most lenders will require your carry higher Cadillac DTS coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac DTS auto insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Cadillac DTS auto insurance rates by employing any one of the following strategies.
Who is the top auto insurance company for Cadillac DTS insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac DTS auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac DTS offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Cadillac DTS insurance from some of the top auto insurance companies by using our free online tool today.
Vehicles