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Volvo S60 insurance rates are more expensive than the average vehicle, but you can save money on policy discounts. Continue reading to learn how you can save $637 per year on Volvo S60 insurance rates.
You can start comparing quotes for Volvo S60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Volvo S60 auto insurance rates are $1,544 a year or $129 a month.
The chart below details how Volvo S60 insurance rates compare to other luxury cars like the Volvo S90, Infiniti Q70, and Audi S8.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
| Chevrolet Corvette | $494 | $922 | $264 | $1,790 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
Even though the average annual rate for the Volvo S60 is $1,544, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volvo S60.
The average Volvo S60 auto insurance rates are higher for newer models. For example, auto insurance rates for a 2018 Volvo S60 cost $1,544, while 2011 Volvo S60 rates are $1,286, a difference of $258.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo S60 | $332 | $656 | $398 | $1,544 |
| 2017 Volvo S60 | $320 | $640 | $416 | $1,534 |
| 2016 Volvo S60 | $310 | $612 | $430 | $1,510 |
| 2015 Volvo S60 | $292 | $592 | $442 | $1,484 |
| 2014 Volvo S60 | $282 | $548 | $452 | $1,440 |
| 2013 Volvo S60 | $270 | $516 | $456 | $1,400 |
| 2012 Volvo S60 | $258 | $464 | $460 | $1,340 |
| 2011 Volvo S60 | $242 | $426 | $460 | $1,286 |
Driver age can have a significant impact on Volvo S60 auto insurance rates. For example, 20-year-old drivers pay approximately $1,888 more each year for their Volvo S60 auto insurance than 30-year-old drivers.
Where you live can have a large impact on Volvo S60 insurance rates. For example, drivers in New York may pay $942 a year more than drivers in Seattle.
Your driving record can have an impact on the cost of Volvo S60 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S60 auto insurance with violations on their driving record.
Your Volvo S60 auto insurance rates are influenced by the Volvo S60’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Volvo S60 crash test ratings can impact your Volvo S60 auto insurance rates. See Volvo S60 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo S60 T8 Polestar Engineered 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S60 T6 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Volvo S60 T5 4 DR FWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2019 Volvo S60 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S60 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60I 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60CC 4 DR AWD | N/R | N/R | N/R | N/R |
| 2016 Volvo S60 4 DR FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Volvo S60 4 DR AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Volvo S60 safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Volvo S60 auto insurance rates. The Volvo S60’s safety features include:
Another contributing factor that affects Volvo S60 auto insurance rates is the loss probability for each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 3% |
|---|---|
| Property Damage | -15% |
| Comprehensive | -17% |
| Personal Injury | -24% |
| Medical Payment | -28% |
| Bodily Injury | -35% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Volvo S60, most lenders will require your carry higher Volvo S60 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S60 auto insurance quotes from the best companies using our FREE tool below.
There are many ways that you can save on Volvo S60 auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volvo S60 auto insurance rates low.
Who is the best company for Volvo S60 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S60 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S60 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Volvo S60 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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