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Key takeaways:
Acura ILX insurance rates cost $120 per month for full coverage, but teen drivers have insurance costs up to $439. Continue reading to learn more about how you can save money on Acura ILX insurance rates.
You can start comparing quotes for Acura ILX auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Acura ILX auto insurance costs are $1,442 a year or $120 a month.
The chart below details how Acura ILX insurance rates compare to other sedans like the Nissan Altima, Ford Focus, and Kia Optima.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Acura ILX | $320 | $566 | $398 | $1,442 |
| Nissan Altima | $306 | $570 | $390 | $1,424 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Kia Optima | $322 | $532 | $420 | $1,454 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
However, there are a few things you can do to find the cheapest Acura insurance rates online.
You might have noticed that there is a multitude of factors that impact Acura ILX auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Acura ILX.
Older Acura ILX models generally cost less to insure. For example, auto insurance for a 2018 Acura ILX costs $1,442, while 2013 Acura ILX insurance costs are $1,320, a difference of $122.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Acura ILX | $320 | $566 | $398 | $1,442 |
| 2017 Acura ILX | $308 | $552 | $416 | $1,434 |
| 2016 Acura ILX | $298 | $530 | $430 | $1,416 |
| 2015 Acura ILX | $282 | $512 | $442 | $1,394 |
| 2014 Acura ILX | $270 | $474 | $452 | $1,354 |
| 2013 Acura ILX | $260 | $446 | $456 | $1,320 |
Driver age can have a significant effect on the cost of Acura ILX auto insurance. For example, a 20-year-old driver could pay around $147 more each month for their Acura ILX auto insurance than 30-year-old driver.
Where you live can have a large impact on Acura ILX insurance rates. For example, drivers in Phoenix may pay $793 a year less than drivers in Los Angeles.
Your driving record can have an impact on the cost of Acura ILX auto insurance. Teens and drivers in their 20’s see the highest jump in their Acura ILX auto insurance with violations on their driving record.
Your Acura ILX auto insurance rates are tied to the Acura ILX’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
If the Acura ILX crash test ratings are good, you could have lower Acura ILX auto insurance rates. See Acura ILX crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Acura ILX 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Acura ILX, the more likely it is that you can earn a discount. The Acura ILX’s safety features include:
Review the Acura ILX auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Acura ILX auto insurance costs; higher percentages mean higher Acura ILX auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -4% |
|---|---|
| Property Damage | -6% |
| Comprehensive | -17% |
| Personal Injury | 12% |
| Medical Payment | 11% |
| Bodily Injury | -3% |
| Source: Insurance Institute for Highway Safety | |
If you are financing an Acura ILX, you will pay more if you purchase Acura ILX auto insurance at the dealership, so be sure to shop around and compare Acura ILX auto insurance quotes from the best companies using our FREE tool below.
If you want to reduce the cost of your Acura ILX insurance rates, follow these tips below:
Several top auto insurance companies offer competitive rates for the Acura ILX insurance rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Acura ILX drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save money by comparing Acura ILX insurance rates with free quotes online now!
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