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Key takeaways:
Porsche Panamera insurance rates are $599 more expensive than the average vehicle. Full coverage costs $2,118 per year or $177 per month. You can save up to $873 per year through policy discounts. Continue reading to learn how you can save money on Porsche Panamera insurance rates.
You can start comparing quotes for Porsche Panamera auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Porsche Panamera auto insurance rates are $2,118 a year or $177 a month.
The chart below details how Porsche Panamera insurance rates compare to other luxury cars like the Infiniti Q70, Lexus GS 350, and Lexus IS 300.
Vehicle | Comprehensive | Collision | Liability | Total |
Porsche Panamera | $520 | $1042 | $398 | $2,118 |
Infiniti Q70 | $370 | $774 | $338 | $1,618 |
Lexus GS 350 | $370 | $714 | $338 | $1,558 |
Lexus IS 300 | $356 | $686 | $398 | $1,598 |
Lexus ES 350 | $362 | $656 | $316 | $1,470 |
Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
However, there are a few things you can do to find the cheapest Porsche insurance rates online.
You might have noticed that there is a multitude of factors that impact Porsche Panamera auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Porsche Panamera.
Older Porsche Panamera models generally cost less to insure. For example, auto insurance rates for a 2018 Porsche Panamera are $2,118, while the 2010 Porsche Panamera rates are $1,624, a difference of $494.
Model Year | Comprehensive | Collision | Liability | Total |
2018 Porsche Panamera | $520 | $1042 | $398 | $2,118 |
2017 Porsche Panamera | $502 | $1016 | $416 | $2,092 |
2016 Porsche Panamera | $484 | $974 | $430 | $2,046 |
2015 Porsche Panamera | $458 | $940 | $442 | $1,998 |
2014 Porsche Panamera | $440 | $872 | $452 | $1,922 |
2013 Porsche Panamera | $422 | $822 | $456 | $1,858 |
2012 Porsche Panamera | $406 | $736 | $460 | $1,760 |
2011 Porsche Panamera | $378 | $678 | $460 | $1,674 |
2010 Porsche Panamera | $366 | $636 | $464 | $1,624 |
Driver age can have a significant effect on Porsche Panamera auto insurance rates. For example, 30-year-old drivers pay $93 more for Porsche Panamera auto insurance than 40-year-old drivers.
Where you live can have a large impact on Porsche Panamera insurance rates. For example, drivers in Los Angeles may pay $1,165 a year more than drivers in Phoenix.
Your driving record can have an impact on the cost of Porsche Panamera auto insurance. Teens and drivers in their 20’s see the highest jump in their Porsche Panamera auto insurance with violations on their driving record.
Your Porsche Panamera auto insurance rates are tied to the Porsche Panamera’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | N/A |
---|---|
Small overlap front: passenger-side | N/A |
Moderate overlap front | N/A |
Side | N/A |
Roof strength | N/A |
Head restraints and seats | N/A |
Source: Insurance Institute for Highway Safety |
Good Porsche Panamera crash test ratings mean the VW is safer, which could mean cheaper Porsche Panamera auto insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
2020 Porsche Panamera Turbo Sport Turismo SW AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera Turbo S E-Hybrid Sport Turismo SW AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera Turbo S E-Hybrid Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera Turbo S E-Hybrid 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera Turbo Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera Turbo 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera GTS Sport Turismo SW AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera GTS 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 5 HB RWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4S Sport Turismo SW AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4S Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4S 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4 Sport Turismo SW AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4 Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4 E-Hybrid Sport Turismo SW AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4 E-Hybrid Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4 E-Hybrid 5 HB AWD | N/R | N/R | N/R | N/R |
2020 Porsche Panamera 4 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera Turbo Sport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera Turbo S E-HybridSport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera Turbo S E-Hybrid Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera Turbo S E-Hybrid 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera Turbo Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera Turbo 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera GTS Sport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera GTS 5HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 5 HB RWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4S Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4S Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4S 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4 Sport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4 Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4 E-Hybrid Sport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4 E-Hybrid Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4 E-Hybrid 5 HB AWD | N/R | N/R | N/R | N/R |
2019 Porsche Panamera 4 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera Turbo Sport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera Turbo S E-HybridSport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera Turbo S E-Hybrid Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera Turbo S E-Hybrid 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera Turbo Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera Turbo 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 5 HB RWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4S Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4S Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4S 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4 Sport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4 Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4 E-Hybrid Sport Turismo 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4 E-Hybrid Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4 E-Hybrid 5 HB AWD | N/R | N/R | N/R | N/R |
2018 Porsche Panamera 4 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera Turbo Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera Turbo 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera 5 HB RWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera 4S Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera 4S 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera 4 Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera 4 E-Hybrid Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera 4 E-Hybrid 5 HB AWD | N/R | N/R | N/R | N/R |
2017 Porsche Panamera 4 5 HB AWD | N/R | N/R | N/R | N/R |
2016 Porsche Panamera Turbo S Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2016 Porsche Panamera Turbo S 5 HB AWD | N/R | N/R | N/R | N/R |
2016 Porsche Panamera Turbo Executive 5 HB AWD | N/R | N/R | N/R | N/R |
2016 Porsche Panamera Turbo 5 HB AWD | N/R | N/R | N/R | N/R |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Having a variety of safety features on your Porsche Panamera can help lower your Porsche Panamera insurance costs. The Porsche Panamera’s safety features include:
The Porsche Panamera’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Porsche Panamera, others are more favorable and lead to lower insurance rates.
Insurance Coverage Category | Loss Rate |
Collision | 136% |
---|---|
Property Damage | -6% |
Comprehensive | 165% |
Personal Injury | -43% |
Medical Payment | no data |
Bodily Injury | no data |
Source: Insurance Institute for Highway Safety |
If you are financing a Porsche Panamera, most lenders will require your carry higher Porsche Panamera coverage options including comprehensive coverage, so be sure to shop around and compare Porsche Panamera auto insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Porsche Panamera auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Porsche Panamera auto insurance rates
Who is the top auto insurance company for Porsche Panamera insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Porsche Panamera auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Porsche Panamera offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
You can start comparing quotes for Porsche Panamera auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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