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Key takeaways:
Subaru BRZ insurance rates are as low as $45 per month for liability-only coverage. Subaru BRZ full coverage rates are $111 per month, but teen drivers could pay up to $406 per month. Continue reading to learn how you can save $550 a year on Subaru BRZ insurance rates.
You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Subaru BRZ auto insurance costs are $1,334 a year or $111 a month.
The chart below details how Subaru BRZ insurance rates compare to other coupes like the Dodge Challenger, Cadillac ATS Coupe, and Audi TT.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Dodge Challenger | $404 | $688 | $420 | $1,692 |
| Cadillac ATS Coupe | $344 | $686 | $398 | $1,586 |
| Audi TT | $382 | $714 | $398 | $1,652 |
| Nissan 370Z | $332 | $714 | $450 | $1,676 |
| Infiniti Q60 | $382 | $744 | $398 | $1,682 |
| MINI Hardtop 2 Door | $282 | $536 | $338 | $1,292 |
However, there are a few things you can do to find the cheapest Subaru insurance rates online.
Even though the average annual rate for the Subaru BRZ is $1,334, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Subaru BRZ.
Older Subaru BRZ models generally cost less to insure. For example, auto insurance rates for a 2017 Subaru BRZ are $1,334, while 2013 Subaru BRZ rates are $1,218, a difference of $116.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Subaru BRZ | $320 | $524 | $354 | $1,334 |
| 2016 Subaru BRZ | $310 | $502 | $364 | $1,312 |
| 2015 Subaru BRZ | $292 | $484 | $376 | $1,288 |
| 2014 Subaru BRZ | $282 | $450 | $384 | $1,252 |
| 2013 Subaru BRZ | $270 | $424 | $388 | $1,218 |
Driver age can have a significant impact on Subaru BRZ auto insurance rates. For instance, a 30-year-old driver may pay $59 more each year for Subaru BRZ auto insurance than a 40-year-old driver.
Where you live can have a large impact on Subaru BRZ insurance rates. For example, drivers in New York may pay $347 a year more than drivers in Chicago.
Your driving record can have an impact on the cost of Subaru BRZ auto insurance. Teens and drivers in their 20’s see the highest jump in their Subaru BRZ auto insurance rates with violations on their driving record.
Your Subaru BRZ auto insurance rates are tied to the Subaru BRZ’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Not only do good Subaru BRZ crash test ratings mean you are better protected in a crash, but good crash ratings also mean cheaper Subaru BRZ auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2019 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2018 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2017 Subaru BRZ 2 DR RWD | N/R | 4 stars | N/R | 5 stars |
| 2016 Subaru BRZ 2 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Good Subaru BRZ safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Subaru BRZ are:
The Subaru BRZ’s insurance loss probability varies between different coverage types. The lower percentage means lower Subaru BRZ auto insurance costs; higher percentages mean higher Subaru BRZ auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 56% |
|---|---|
| Property Damage | -22% |
| Comprehensive | 50% |
| Personal Injury | -13% |
| Medical Payment | -12% |
| Bodily Injury | -24% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Subaru BRZ, most lenders will require your carry higher Subaru BRZ coverage options including comprehensive coverage, so be sure to shop around and compare Subaru BRZ auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Subaru BRZ auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Subaru BRZ auto insurance rates low.
Who is the top auto insurance company for Subaru BRZ insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Subaru BRZ auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Subaru BRZ offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Subaru BRZ auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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