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GMC Yukon XL insurance rates are $121 per month for full coverage and $50 per month for liability-only coverage. High-risk drivers, like teen drivers, could pay up to $457 per month. Continue reading to learn how you can save money on GMC Yukon insurance rates.
You can start comparing quotes for GMC Yukon auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average GMC Yukon XL auto insurance costs are $1,454 a year or $121 a month.
The chart below details how GMC Yukon XL insurance rates compare to other SUVs like the Lexus RX 350, Cadillac Escalade ESV, and Mazda CX-9.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| Cadillac Escalade ESV | $464 | $720 | $390 | $1,732 |
| Mazda CX-9 | $332 | $542 | $390 | $1,422 |
| Mercedes-Benz GLC 300 | $412 | $810 | $390 | $1,770 |
| Jeep Grand Cherokee | $322 | $562 | $372 | $1,414 |
| Dodge Journey | $322 | $532 | $372 | $1,384 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
The GMC Yukon XL trim and model you choose can impact the total price you will pay for GMC Yukon XL auto insurance coverage.
Older GMC Yukon XL models generally cost less to insure. For example, auto insurance for a 2020 GMC Yukon XL costs $1,454, while 2010 GMC Yukon XL insurance costs are $1,184, a difference of $270.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| 2019 GMC Yukon XL | $346 | $542 | $390 | $1,436 |
| 2018 GMC Yukon XL | $332 | $536 | $398 | $1,424 |
| 2017 GMC Yukon XL | $320 | $524 | $416 | $1,418 |
| 2016 GMC Yukon XL | $310 | $502 | $430 | $1,400 |
| 2015 GMC Yukon XL | $292 | $484 | $442 | $1,376 |
| 2014 GMC Yukon XL | $282 | $450 | $452 | $1,342 |
| 2013 GMC Yukon XL | $270 | $424 | $456 | $1,308 |
| 2012 GMC Yukon XL | $258 | $380 | $460 | $1,256 |
| 2011 GMC Yukon XL | $242 | $350 | $460 | $1,210 |
| 2010 GMC Yukon XL | $234 | $328 | $464 | $1,184 |
Driver age can have a significant impact on the cost of GMC Yukon XL auto insurance. For example, 20-year-old drivers pay as much as $1,842 more each year for their GMC Yukon XL auto insurance than 40-year-old drivers.
Where you live can have a large impact on GMC Yukon XL insurance rates. For example, drivers in New York may pay $378 a year more than drivers in Chicago.
Your driving record can have an impact on the cost of GMC Yukon XL auto insurance. Teens and drivers in their 20’s see the highest jump in their GMC Yukon XL auto insurance with violations on their driving record.
Your GMC Yukon XL auto insurance rates are influenced by the safety ratings of the GMC Yukon XL. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | N/A |
| Side | N/A |
| Roof strength | N/A |
| Head restraints and seats | N/A |
| Source: Insurance Institute for Highway Safety | |
Good GMC Yukon XL crash test ratings can lower your GMC Yukon XL auto insurance rates. See GMC Yukon XL crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Yukon XL SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 GMC Yukon XL SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 GMC Yukon XL 1500 SUV 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your GMC Yukon XL can help lower your insurance costs. According to AutoBlog, the 2020 GMC Yukon XL’s safety features include:
The GMC Yukon XL’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the GMC Yukon XL, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 11% |
|---|---|
| Property Damage | -1% |
| Comprehensive | 37% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
If you are financing a GMC Yukon XL, most lenders will require your carry higher GMC Yukon XL coverages including comprehensive coverage, so be sure to compare GMC Yukon XL auto insurance rates from the best companies using our FREE tool below.
Although it may seem like your GMC Yukon XL auto insurance rates are set, there are a few measures that you can take to secure the best GMC Yukon XL auto insurance rates possible. Take a look at the following five ways to save on GMC Yukon XL auto insurance.
Who is the best company for GMC Yukon XL insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Yukon XL insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Yukon XL offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for GMC Yukon XL auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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