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Key takeaways:
Kia Cadenza insurance rates are $120 per month for full coverage, but liability-only coverage costs $48 per month. Continue reading this guide to learn how you can save $591 on Kia Cadenza insurance rates per year.
You can start comparing quotes for Kia Cadenza auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Kia Cadenza auto insurance costs are $1,434 a year or $120 a month.
The chart below details how Kia Cadenza insurance rates compare to other sedans like the Subaru Impreza, Dodge Charger, and Subaru WRX.
Vehicle | Comprehensive | Collision | Liability | Total |
Subaru Impreza | $320 | $542 | $390 | $1,410 |
Dodge Charger | $376 | $626 | $466 | $1,668 |
Subaru WRX | $320 | $566 | $338 | $1,360 |
Hyundai Elantra | $280 | $562 | $372 | $1,372 |
Audi A3 | $282 | $566 | $398 | $1,404 |
Hyundai Sonata | $294 | $532 | $420 | $1,426 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
The Kia Cadenza trim and model you choose can impact the total price you will pay for Kia Cadenza insurance coverage.
Older Kia Cadenza models generally cost less to insure. For example, auto insurance for a 2017 Kia Cadenza costs $1,434, while 2014 Kia Cadenza insurance costs are $1,354, a difference of $80.
Model Year | Comprehensive | Collision | Liability | Total |
2017 Kia Cadenza | $308 | $552 | $416 | $1,434 |
2016 Kia Cadenza | $298 | $530 | $430 | $1,416 |
2015 Kia Cadenza | $282 | $512 | $442 | $1,394 |
2014 Kia Cadenza | $270 | $474 | $452 | $1,354 |
Driver age can have a significant effect on Kia Cadenza auto insurance rates. As an example, a 30-year-old driver pays around $63 more each year for their Kia Cadenza auto insurance than a 40-year-old driver.
Where you live can have a large impact on Kia Cadenza insurance rates. For example, drivers in Houston may pay $1,057 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Kia Cadenza auto insurance. Teens and drivers in their 20’s see the highest jump in their Kia Cadenza auto insurance rates with violations on their driving record.
Your Kia Cadenza auto insurance rates are tied to the Kia Cadenza’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | N/A |
---|---|
Small overlap front: passenger-side | N/A |
Moderate overlap front | N/A |
Side | N/A |
Roof strength | N/A |
Head restraints and seats | N/A |
Source: Insurance Institute for Highway Safety |
Good Kia Cadenza crash test ratings can lower your Kia Cadenza auto insurance rates. See Kia Cadenza crash test results below:
Vehicle Tested | Overall | Frontal | Side | Rollover |
2020 Kia Cadenza 4 DR FWD | N/R | N/R | N/R | N/R |
2019 Kia Cadenza 4 DR FWD | N/R | N/R | N/R | N/R |
2018 Kia Cadenza 4 DR FWD | N/R | N/R | N/R | N/R |
2017 Kia Cadenza 4 DR FWD | N/R | N/R | N/R | N/R |
2016 Kia Cadenza 4 DR FWD | N/R | N/R | N/R | N/R |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Having a variety of safety features on your Kia Cadenza can help lower your insurance costs. According to AutoBlog, the 2020 Kia Cadenza’s safety features include:
Another contributing factor that affects Kia Cadenza auto insurance rates is the loss probability for each type of coverage.
Insurance Coverage Category | Loss Rate |
Collision | 15% |
---|---|
Property Damage | -9% |
Comprehensive | 18% |
Personal Injury | 10% |
Medical Payment | 17% |
Bodily Injury | 7% |
Source: Insurance Institute for Highway Safety |
If you are financing a Kia Cadenza, you will pay more if you purchase Kia Cadenza auto insurance at the dealership, so be sure to shop around and compare Kia Cadenza auto insurance quotes from the best companies using our FREE tool below.
Although it may seem like your Kia Cadenza auto insurance rates are set, there are a few measures that you can take to secure the best Kia Cadenza auto insurance rates possible. Take a look at the following five ways to save on Kia Cadenza auto insurance.
Who is the best company for Kia Cadenza insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Kia Cadenza insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Kia Cadenza offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Save on your Kia Cadenza auto insurance rates by taking advantage of our FREE comparison tool.
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