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Honda Fit insurance rates are $371 cheaper than the average vehicle insurance rates. Honda Fit’s full coverage insurance costs $96 per month, while liability-only coverage is as low as $38 per month. Read through our Honda Fit insurance rate guide to learn more.
You can start comparing quotes for Honda Fit auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance rates for a Honda Fit cost $1,148 a year or $96 a month.
The chart below details how Honda Fit insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Ford Focus RS, and Volkswagen Golf R.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Honda Fit insurance rates online.
The Honda Fit trim and model you choose can impact the total price you will pay for Honda Fit insurance coverage.
Older Honda Fit models generally cost less to insure. For example, auto insurance for a 2019 Honda Fit costs $1,148, while 2010 Honda Fit insurance costs are $906, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Honda Fit | $268 | $512 | $258 | $1,148 |
| 2018 Honda Fit | $256 | $506 | $264 | $1,136 |
| 2017 Honda Fit | $248 | $494 | $274 | $1,126 |
| 2016 Honda Fit | $240 | $474 | $284 | $1,108 |
| 2015 Honda Fit | $226 | $458 | $292 | $1,086 |
| 2013 Honda Fit | $208 | $400 | $300 | $1,018 |
| 2012 Honda Fit | $200 | $358 | $304 | $972 |
| 2011 Honda Fit | $188 | $330 | $304 | $932 |
| 2010 Honda Fit | $180 | $310 | $306 | $906 |
Driver age can have a significant impact on the cost of Honda Fit auto insurance. For example, 20-year-old drivers pay as much as $1,455 more each year for their Honda Fit auto insurance than 40-year-old drivers.
Where you live can have a large impact on Honda Fit insurance rates. For example, drivers in Los Angeles may pay $987 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Honda Fit car insurance. Teens and drivers in their 20’s see the highest jump in their Honda Fit auto insurance rates with violations on their driving record.
Your Honda Fit auto insurance rates are tied to the Honda Fit’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Good Honda Fit crash test ratings mean the VW is safer, which could mean cheaper Honda Fit auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Honda Fit 5 HB FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Honda Fit safety features can help lower insurance costs. According to AutoBlog, the 2020 Honda Fit has the following safety features:
Review the Honda Fit auto insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Honda Fit auto insurance costs; higher percentages mean higher Honda Fit auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -22% |
| Comprehensive | -10% |
| Personal Injury | -1% |
| Medical Payment | -3% |
| Bodily Injury | -8% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Honda Fit, most lenders will require your carry higher Honda Fit coverage options including comprehensive coverage, so be sure to shop around and compare Honda Fit auto insurance quotes from the best auto insurance companies using our FREE tool below.
If you want to reduce the cost of your Honda Fit insurance rates, follow these tips below:
Who is the best company for Honda Fit insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Honda Fit insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Honda Fit offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Honda Fit insurance rates from some of the top auto insurance companies by using our free online tool today.
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