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You can save up to $147 per year when you insure a Nissan Versa. Nissan Versa insurance rates are $114 per month for full coverage and $46 per month for liability-only coverage. Continue reading this guide to learn how you can save money on Nissan Versa insurance rates.
You can start comparing quotes for Nissan Versa auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance costs for a Nissan Versa are $1,372 a year or $114 a month.
The chart below details how Nissan Versa insurance rates compare to other sedans like the Nissan Sentra, MINI Hardtop 4 Door, and Ford Focus.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Nissan Versa | $280 | $562 | $372 | $1,372 |
| Nissan Sentra | $254 | $570 | $390 | $1,372 |
| MINI Hardtop 4 Door | $294 | $566 | $398 | $1,416 |
| Ford Focus | $244 | $536 | $398 | $1,336 |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
The Nissan Versa trim and model you choose can impact the total price you will pay for Nissan Versa auto insurance coverage.
Older Nissan Versa models generally cost less to insure. For example, auto insurance rates for a 2020 Nissan Versa are $1,372, while 2010 Nissan Versa rates are $1,130, a difference of $242.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Nissan Versa | $280 | $562 | $372 | $1,372 |
| 2019 Nissan Versa | $268 | $542 | $390 | $1,358 |
| 2018 Nissan Versa | $256 | $536 | $398 | $1,348 |
| 2017 Nissan Versa | $248 | $524 | $416 | $1,346 |
| 2016 Nissan Versa | $240 | $502 | $430 | $1,330 |
| 2015 Nissan Versa | $226 | $484 | $442 | $1,310 |
| 2014 Nissan Versa | $218 | $450 | $452 | $1,278 |
| 2013 Nissan Versa | $208 | $424 | $456 | $1,246 |
| 2012 Nissan Versa | $200 | $380 | $460 | $1,198 |
| 2011 Nissan Versa | $188 | $350 | $460 | $1,156 |
| 2010 Nissan Versa | $180 | $328 | $464 | $1,130 |
Driver age can have a significant impact on Nissan Versa auto insurance rates. For example, 20-year-old drivers pay approximately $1,678 more each year for their Nissan Versa auto insurance than 30-year-old drivers.
Where you live can have a large impact on Nissan Versa insurance rates. For example, drivers in Houston may pay $1,011 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Nissan Versa auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Versa auto insurance with violations on their driving record.
Your Nissan Versa auto insurance rates are tied to the safety ratings of the Nissan Versa. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Not Tested |
| Head restraints and seats | Not Tested |
| Source: Insurance Institute for Highway Safety | |
Good Nissan Versa crash test ratings mean the VW is safer, which could mean cheaper Nissan Versa auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Nissan Versa 4 DR FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Nissan Versa Note SR 5 HB FWD | N/R | N/R | N/R | N/R |
| 2019 Nissan Versa Note 5 HB FWD | N/R | N/R | N/R | 4 stars |
| 2019 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2018 Nissan Versa Note 5 HB FWD | N/R | 3 stars | N/R | 4 stars |
| 2018 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 2017 Nissan Versa Note 5 HB FWD | N/R | 3 stars | N/R | 4 stars |
| 2017 Nissan Versa 4 DR FWD | N/R | 4 stars | N/R | 4 stars |
| 2016 Nissan Versa Note 5 HB FWD | 4 stars | 3 stars | 5 stars | 4 stars |
| 2016 Nissan Versa 4 DR FWD | 4 stars | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Nissan Versa, the more likely it is that you can earn a discount. The Nissan Versa’s safety features include:
The Nissan Versa’s insurance loss probability varies for each form of coverage. The lower percentage means lower Nissan Versa auto insurance rates; higher percentages mean higher Nissan Versa auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 16% |
|---|---|
| Property Damage | 10% |
| Comprehensive | -8% |
| Personal Injury | 90% |
| Medical Payment | 103% |
| Bodily Injury | 38% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Nissan Versa, most lenders will require your carry higher Nissan Versa coverages including comprehensive coverage, so be sure to compare Nissan Versa auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Nissan Versa auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Nissan Versa auto insurance rates low.
Who is the top auto insurance company for Nissan Versa insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Versa auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Versa offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Nissan Versa auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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