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Nissan Leaf insurance rates are $128 per month for full coverage, but parents of teen drivers pay $467 per month. You can save up to $632 per year through earned policy discounts. Continue reading to learn how you can be eligible.
You can start comparing quotes for Nissan Leaf auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Nissan Leaf auto insurance costs are $1,534 a year or $128 a month.
The chart below details how Nissan Leaf insurance rates compare to other hybrid/electrics like the Buick LaCrosse, Toyota Prius, and Ford C-Max Hybrid.
Vehicle | Comprehensive | Collision | Liability | Total |
Buick LaCrosse | $320 | $566 | $338 | $1,360 |
Toyota Prius | $306 | $512 | $332 | $1,286 |
Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
However, there are a few things you can do to find the cheapest Nissan insurance rates online.
The Nissan Leaf trim and model you choose can impact the total price you will pay for Nissan Leaf insurance coverage.
Older Nissan Leaf models generally cost less to insure. For example, auto insurance for a 2017 Nissan Leaf costs $1,534, while 2011 Nissan Leaf insurance costs are $1,286, a difference of $248.
Model Year | Comprehensive | Collision | Liability | Total |
2017 Nissan Leaf | $320 | $640 | $416 | $1,534 |
2016 Nissan Leaf | $310 | $612 | $430 | $1,510 |
2015 Nissan Leaf | $292 | $592 | $442 | $1,484 |
2014 Nissan Leaf | $282 | $548 | $452 | $1,440 |
2013 Nissan Leaf | $270 | $516 | $456 | $1,400 |
2012 Nissan Leaf | $258 | $464 | $460 | $1,340 |
2011 Nissan Leaf | $242 | $426 | $460 | $1,286 |
Driver age can have a significant impact on the cost of Nissan Leaf auto insurance. For example, 20-year-old drivers pay as much as $1,944 more each year for their Nissan Leaf auto insurance than 40-year-old drivers.
Where you live can have a large impact on Nissan Leaf insurance rates. For example, drivers in Phoenix may pay $844 a year less than drivers in Los Angeles.
Your driving record can have an impact on the cost of Nissan Leaf auto insurance. Teens and drivers in their 20’s see the highest jump in their Nissan Leaf auto insurance rates with violations on their driving record.
Your Nissan Leaf auto insurance rates are influenced by the Nissan Leaf’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Not Tested |
---|---|
Small overlap front: passenger-side | Not Tested |
Moderate overlap front | Good |
Side | Good |
Roof strength | Not Tested |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
Nissan Leaf crash test ratings will affect your Nissan Leaf auto insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
2018 Nissan Leaf BEV 5 HB FWD | N/R | N/R | N/R | N/R |
2017 Nissan Leaf BEV 5 HB FWD | N/R | 4 stars | N/R | 4 stars |
2016 Nissan Leaf 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Most drivers don’t realize that not only do Nissan Leaf safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Nissan Leaf auto insurance rates. The Nissan Leaf’s safety features include:
The Nissan Leaf’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Nissan Leaf, others are more favorable and lead to lower insurance rates.
Insurance Coverage Category | Loss Rate |
Collision | -11% |
---|---|
Property Damage | -16% |
Comprehensive | -55% |
Personal Injury | -17% |
Medical Payment | -36% |
Bodily Injury | -24% |
Source: Insurance Institute for Highway Safety |
If you are financing a Nissan Leaf, most lenders will require your carry higher Nissan Leaf coverage options including comprehensive coverage, so be sure to shop around and compare Nissan Leaf auto insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Nissan Leaf auto insurance rates by employing any one of the following strategies.
Who is the top auto insurance company for Nissan Leaf insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Nissan Leaf auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Nissan Leaf offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
Start comparing Nissan Leaf auto insurance quotes for free by using our convenient online comparison tool.
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