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Chrysler PT Cruiser insurance rates are $581 less than the average vehicle. You can pay as low as $78 per month for full coverage and $31 per month for liability-only coverage. If you’re a good driver, you can save up to $387 per month. Continue reading through this guide to learn how you can save money on Chrysler PT Cruiser insurance rates.
You can start comparing quotes for Chrysler PT Cruiser auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Chrysler PT Cruiser auto insurance rates are $938 a year or $78 a month.
The chart below details how Chrysler PT Cruiser insurance rates compare to other crossovers like the Kia Sportage, Infiniti QX30, and Mazda CX-5.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Mazda CX-5 | $322 | $532 | $372 | $1,384 |
| Toyota RAV4 | $280 | $482 | $390 | $1,310 |
| FIAT 500X | $256 | $506 | $450 | $1,392 |
| Ford Escape | $280 | $438 | $316 | $1,170 |
However, there are a few things you can do to find the cheapest Chrysler insurance rates online.
The Chrysler PT Cruiser trim and model you choose can impact the total price you will pay for Chrysler PT Cruiser insurance coverage.
Older Chrysler PT Cruiser models generally cost less to insure. For example, auto insurance for a 2010 Chrysler PT Cruiser costs $938, while 2010 Chrysler PT Cruiser insurance costs are $938, a difference of $.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2010 Chrysler PT Cruiser | $154 | $254 | $394 | $938 |
Driver age can have a significant effect on the cost of Chrysler PT Cruiser auto insurance. For example, a 20-year-old driver could pay around $96 more each month for their Chrysler PT Cruiser auto insurance than 30-year-old driver.
Where you live can have a large impact on Chrysler PT Cruiser insurance rates. For example, drivers in Houston may pay $691 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Chrysler PT Cruiser auto insurance. Teens and drivers in their 20’s see the highest jump in their Chrysler PT Cruiser auto insurance rates with violations on their driving record.
The Chrysler PT Cruiser’s safety ratings will affect your Chrysler PT Cruiser auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | P |
| Roof strength | N/A |
| Head restraints and seats | P |
| Source: Insurance Institute for Highway Safety | |
Poor Chrysler PT Cruiser crash test ratings could mean higher Chrysler PT Cruiser auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Chrysler PT Cruiser | N/R | 4 stars | 4 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do Chrysler PT Cruiser safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Chrysler PT Cruiser auto insurance rates. The Chrysler PT Cruiser’s safety features include:
If you are financing a Chrysler PT Cruiser, most lenders will require your carry higher Chrysler PT Cruiser coverages including comprehensive coverage, so be sure to compare Chrysler PT Cruiser auto insurance rates from the best companies using our FREE tool below.
Save more on your Chrysler PT Cruiser auto insurance rates. Take a look at the following five strategies that will get you the best Chrysler PT Cruiser auto insurance rates possible.
Several top auto insurance companies offer competitive rates for the Chrysler PT Cruiser rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Chrysler PT Cruiser drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Chrysler PT Cruiser auto insurance quotes for free by using our convenient online comparison tool.
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