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Key takeaways:
If you have a clean driving record, you can save up to $676 per year on Jeep Cherokee insurance rates. You pay as low as $137 per month for Jeep Cherokee rates when you enroll in full coverage. Continue reading to learn more about auto insurance savings.
You can start comparing quotes for Jeep Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Jeep Cherokee auto insurance costs are $1,640 a year or $137 a month.
The chart below details how Jeep Cherokee insurance rates compare to other SUVs like the Kia Sorento, GMC Yukon, and Subaru Forester.
Vehicle | Comprehensive | Collision | Liability | Total |
Jeep Cherokee | $348 | $626 | $466 | $1,640 |
Kia Sorento | $322 | $562 | $372 | $1,414 |
GMC Yukon | $376 | $594 | $372 | $1,500 |
Subaru Forester | $346 | $512 | $332 | $1,326 |
Ford Flex | $332 | $566 | $398 | $1,454 |
BMW X3 | $376 | $656 | $372 | $1,562 |
Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
However, there are a few things you can do to find the cheapest Jeep insurance rates online.
The Jeep Cherokee trim and model you choose can impact the total price you will pay for Jeep Cherokee insurance coverage.
Older Jeep Cherokee models generally cost less to insure. For example, auto insurance for a 2020 Jeep Cherokee costs $1,640, while 2014 Jeep Cherokee insurance costs are $1,534, a difference of $106.
Model Year | Comprehensive | Collision | Liability | Total |
2020 Jeep Cherokee | $348 | $626 | $466 | $1,640 |
2019 Jeep Cherokee | $332 | $600 | $488 | $1,620 |
2018 Jeep Cherokee | $320 | $596 | $498 | $1,614 |
2017 Jeep Cherokee | $308 | $582 | $520 | $1,610 |
2016 Jeep Cherokee | $298 | $558 | $536 | $1,592 |
2015 Jeep Cherokee | $282 | $538 | $554 | $1,574 |
2014 Jeep Cherokee | $270 | $500 | $564 | $1,534 |
Driver age can have a significant effect on the cost of Jeep Cherokee auto insurance. For example, 30-year-old drivers pay approximately $72 more for their Jeep Cherokee auto insurance than 40-year-old drivers.
Where you live can have a large impact on Jeep Cherokee insurance rates. For example, drivers in Los Angeles may pay $606 a year more than drivers in Philadelphia.
Your driving record can have an impact on your Jeep Cherokee auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Cherokee auto insurance with violations on their driving record.
Your Jeep Cherokee auto insurance rates are influenced by the Jeep Cherokee’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Good |
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Small overlap front: passenger-side | Good |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
The crash test ratings of the Jeep Cherokee can impact your Jeep Cherokee auto insurance rates.
Vehicle Tested | Overall | Frontal | Side | Rollover |
2020 Jeep Cherokee SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
2020 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2019 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2019 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2018 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2018 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2017 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2017 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
2016 Jeep Cherokee SUV 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
2016 Jeep Cherokee SUV 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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The more safety features you have on your Jeep Cherokee, the more likely it is that you can earn a discount. The Jeep Cherokee’s safety features include:
The lower percentage means lower Jeep Cherokee auto insurance rates; higher percentages mean higher Jeep Cherokee auto insurance rates. The Jeep Cherokee’s insurance loss probability varies for each form of coverage.
Insurance Coverage Category | Loss Rate |
Collision | -24% |
---|---|
Property Damage | 5% |
Comprehensive | -23% |
Personal Injury | -13% |
Medical Payment | -10% |
Bodily Injury | 9% |
Source: Insurance Institute for Highway Safety |
If you are financing a Jeep Cherokee, most lenders will require your carry higher Jeep Cherokee coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Cherokee auto insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Jeep Cherokee auto insurance costs. For example, try these five tips:
Several top auto insurance companies offer competitive rates for the Jeep Cherokee rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Jeep Cherokee drivers organized by market share.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
You can start comparing quotes for Jeep Cherokee auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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