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You can save up to $213 per year when you insure a Toyota Prius. Toyota Prius insurance rates are $109 per month for full coverage, $44 per month for liability-only coverage, and $398 per month teenage drivers. Continue reading through this guide to learn how you can save money on Toyota Prius insurance rates.
You can start comparing quotes for Toyota Prius auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Toyota Prius auto insurance rates are $1,306 a year or $109 a month.
The chart below details how Toyota Prius insurance rates compare to other hybrid/electrics like the Ford C-Max Hybrid, Ford Fusion Hybrid, and Honda Accord Hybrid.
Vehicle | Comprehensive | Collision | Liability | Total |
Toyota Prius | $322 | $532 | $316 | $1,306 |
Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
Lexus GS 450h | $394 | $774 | $398 | $1,724 |
Hyundai Sonata Hybrid | $322 | $626 | $420 | $1,548 |
Chevrolet Volt | $370 | $774 | $398 | $1,700 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
The Toyota Prius trim and model you choose can impact the total price you will pay for Toyota Prius auto insurance coverage.
Older Toyota Prius models generally cost less to insure. For example, auto insurance for a 2020 Toyota Prius costs $1,306, while 2010 Toyota Prius insurance costs are $1,046, a difference of $260.
Model Year | Comprehensive | Collision | Liability | Total |
2020 Toyota Prius | $322 | $532 | $316 | $1,306 |
2019 Toyota Prius | $306 | $512 | $332 | $1,286 |
2018 Toyota Prius | $294 | $506 | $338 | $1,274 |
2017 Toyota Prius | $284 | $494 | $354 | $1,268 |
2016 Toyota Prius | $274 | $474 | $364 | $1,248 |
2015 Toyota Prius | $260 | $458 | $376 | $1,230 |
2014 Toyota Prius | $250 | $424 | $384 | $1,194 |
2013 Toyota Prius | $240 | $400 | $388 | $1,164 |
2012 Toyota Prius | $230 | $358 | $390 | $1,114 |
2011 Toyota Prius | $214 | $330 | $390 | $1,070 |
2010 Toyota Prius | $206 | $310 | $394 | $1,046 |
Driver age can have a significant effect on Toyota Prius auto insurance rates. For example, 30-year-old drivers pay $57 more for Toyota Prius auto insurance than 40-year-old drivers.
Where you live can have a large impact on Toyota Prius insurance rates. For example, drivers in Los Angeles may pay $1,123 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Toyota Prius auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Prius auto insurance rates with violations on their driving record.
Your Toyota Prius auto insurance rates are tied to the Toyota Prius’s safety ratings. See the breakdown below:
Test Type | Rating |
Small overlap front: driver-side | Good |
---|---|
Small overlap front: passenger-side | Acceptable |
Moderate overlap front | Good |
Side | Good |
Roof strength | Good |
Head restraints and seats | Good |
Source: Insurance Institute for Highway Safety |
If the Toyota Prius crash test ratings are good, you could have lower Toyota Prius auto insurance rates. See Toyota Prius crash test results below:
Vehicle Tested | Overall | Frontal | Side | Rollover |
2020 Toyota Prius Prime 5 HB FWD | N/R | N/R | N/R | N/R |
2019 Toyota Prius PRIME 5 HB FWD | N/R | N/R | N/R | N/R |
2019 Toyota Prius C 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
2019 Toyota Prius 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2019 Toyota Prius 5 HB AWD | 5 stars | 4 stars | 5 stars | 4 stars |
2018 Toyota Prius PRIME 5 HB FWD | N/R | N/R | N/R | N/R |
2018 Toyota Prius C 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
2018 Toyota Prius 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2017 Toyota Prius V SW FWD | N/R | N/R | N/R | 4 stars |
2017 Toyota Prius Prime 5 HB FWD | N/R | N/R | N/R | N/R |
2017 Toyota Prius C 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
2017 Toyota Prius 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
2016 Toyota Prius V SW FWD | N/R | N/R | N/R | 4 stars |
2016 Toyota Prius C 5 HB FWD | 4 stars | 4 stars | 4 stars | 4 stars |
2016 Toyota Prius 5 HB FWD | 5 stars | 4 stars | 5 stars | 4 stars |
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration |
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Toyota Prius safety features can lower the cost of your insurance. The safety features for the 2020 Toyota Prius include:
The lower percentage means lower Toyota Prius auto insurance rates; higher percentages mean higher Toyota Prius auto insurance rates. The Toyota Prius’s insurance loss probability varies for each form of coverage.
Insurance Coverage Category | Loss Rate |
Collision | 13% |
---|---|
Property Damage | 0% |
Comprehensive | -13% |
Personal Injury | 20% |
Medical Payment | 21% |
Bodily Injury | 13% |
Source: Insurance Institute for Highway Safety |
If you are financing a Toyota Prius, you will pay more if you purchase Toyota Prius auto insurance at the dealership, so be sure to shop around and compare Toyota Prius auto insurance quotes from the best companies using our FREE tool below.
You can save more money on your Toyota Prius auto insurance rates by employing any of the following five strategies.
Who is the top auto insurance company for Toyota Prius insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Prius auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Prius offers.
Rank | Company | Volume | Market Share |
1 | State Farm | $65,615,190 | 9.3% |
2 | GEICO | $46,106,971 | 6.6% |
3 | Progressive | $39,222,879 | 5.6% |
4 | Liberty Mutual | $35,600,051 | 5.1% |
5 | Allstate | $35,025,903 | 5.0% |
6 | Travelers | $28,016,966 | 4.0% |
7 | USAA | $23,483,080 | 3.3% |
8 | Chubb | $23,388,385 | 3.3% |
9 | Farmers | $20,643,559 | 2.9% |
10 | Nationwide | $18,442,145 | 2.6% |
Source: Insurance Information Institute |
You can start comparing quotes for Toyota Prius auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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