8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Lexus RX 350 insurance rates are $145 more than the average vehicle. You pay as much as $139 per month for Lexus RX 350 insurance rates. However, you can save $83 on Lexus RX 350 insurance rates if you get liability-only coverage. Learn more about how you save money on Lexus RX 350 insurance rates in this vehicle guide.
You can start comparing quotes for Lexus RX 350 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Lexus RX 350 auto insurance costs are $1,664 a year or $139 a month.
The chart below details how Lexus RX 350 insurance rates compare to other SUVs like the Mitsubishi Outlander, Chevrolet Suburban, and Honda Pilot.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus RX 350 | $376 | $688 | $420 | $1,664 |
| Mitsubishi Outlander | $306 | $542 | $332 | $1,316 |
| Chevrolet Suburban | $336 | $532 | $372 | $1,398 |
| Honda Pilot | $336 | $470 | $372 | $1,336 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| Lexus LX 570 | $444 | $834 | $398 | $1,834 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
The Lexus RX 350 trim and model you choose can impact the total price you will pay for Lexus RX 350 auto insurance coverage.
Older Lexus RX 350 models generally cost less to insure. For example, auto insurance for a 2020 Lexus RX 350 costs $1,664, while 2010 Lexus RX 350 insurance costs are $1,346, a difference of $318.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Lexus RX 350 | $376 | $688 | $420 | $1,664 |
| 2019 Lexus RX 350 | $358 | $660 | $440 | $1,638 |
| 2018 Lexus RX 350 | $344 | $656 | $450 | $1,630 |
| 2017 Lexus RX 350 | $332 | $640 | $470 | $1,622 |
| 2016 Lexus RX 350 | $320 | $612 | $486 | $1,598 |
| 2015 Lexus RX 350 | $304 | $592 | $500 | $1,576 |
| 2014 Lexus RX 350 | $292 | $548 | $510 | $1,530 |
| 2013 Lexus RX 350 | $280 | $516 | $514 | $1,490 |
| 2012 Lexus RX 350 | $268 | $464 | $520 | $1,432 |
| 2011 Lexus RX 350 | $250 | $426 | $520 | $1,376 |
| 2010 Lexus RX 350 | $242 | $400 | $524 | $1,346 |
Driver age can have a significant impact on the cost of Lexus RX 350 auto insurance. For example, 20-year-old drivers pay as much as $2,108 more each year for their Lexus RX 350 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Lexus RX 350 insurance rates. For example, drivers in Los Angeles may pay $238 a year more than drivers in Houston.
Your driving record can have an impact on the cost of Lexus RX 350 auto insurance. Teens and drivers in their 20’s see the highest jump in their Lexus RX 350 auto insurance with violations on their driving record.
Your Lexus RX 350 auto insurance rates are influenced by the Lexus RX 350’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | G |
|---|---|
| Small overlap front: passenger-side | G |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Lexus RX 350 can impact your Lexus RX 350 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus RX 350L SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350L SUV AWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350 SUV FWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 Lexus RX 350 SUV AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Lexus RX 350 can help lower your Lexus RX 350 insurance costs. The Lexus RX 350’s safety features include:
The Lexus RX 350’s insurance loss probability varies between different coverage types. The lower percentage means lower Lexus RX 350 auto insurance costs; higher percentages mean higher Lexus RX 350 auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | 11% |
|---|---|
| Property Damage | -4% |
| Comprehensive | -9% |
| Personal Injury | -28% |
| Medical Payment | -3% |
| Bodily Injury | -12% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Lexus RX 350, most lenders will require your carry higher Lexus RX 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus RX 350 auto insurance quotes from the best companies using our FREE tool below.
Drivers can end up saving more money on their Lexus RX 350 auto insurance rates by employing any one of the following strategies.
Several insurance companies offer competitive rates for the Lexus RX 350 based on factors like discounts for safety features. Take a look at these top auto insurance companies that are popular with Lexus RX 350 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Lexus RX 350 insurance from some of the top auto insurance companies by using our free online tool today.
Vehicles