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Volkswagen Golf R insurance rates don’t have to trip you up. We’ll give you everything you need to know to find affordable Volkswagen Golf R auto insurance. For example, good drivers can save as much as $651 a year by earning policy discounts, but Volkswagen Golf R insurance costs around $61 more per year than the average vehicle.
You can start comparing quotes for Volkswagen Golf R car insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average auto insurance costs for a Volkswagen Golf R are $1,580 a year or $132 a month.
The chart below details how Volkswagen Golf R insurance rates compare to other subcompact hatchbacks like the Ford Focus RS, Mitsubishi Mirage, and Honda Fit.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
Even though the average annual rate for the Volkswagen Golf R is $1,580, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Volkswagen Golf R.
Older Volkswagen Golf R models generally cost less to insure. For example, auto insurance for a 2019 Volkswagen Golf R costs $1,580, while 2012 Volkswagen Golf R insurance costs are $1,360, a difference of $220.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| 2018 Volkswagen Golf R | $356 | $656 | $398 | $1,568 |
| 2017 Volkswagen Golf R | $344 | $640 | $416 | $1,558 |
| 2016 Volkswagen Golf R | $332 | $612 | $430 | $1,532 |
| 2015 Volkswagen Golf R | $314 | $592 | $442 | $1,506 |
| 2013 Volkswagen Golf R | $290 | $516 | $456 | $1,420 |
| 2012 Volkswagen Golf R | $278 | $464 | $460 | $1,360 |
Driver age can have a significant effect on the cost of Volkswagen Golf R auto insurance. For example, 30-year-old drivers pay approximately $70 more for their Volkswagen Golf R auto insurance than 40-year-old drivers.
Where you live can have a large impact on Volkswagen Golf R insurance rates. For example, drivers in New York may pay $410 a year more than drivers in Chicago.
Your driving record can have an impact on your Volkswagen Golf R auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Volkswagen Golf R auto insurance with violations on their driving record.
Your Volkswagen Golf R auto insurance rates are tied to the safety ratings of the Volkswagen Golf R. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | G |
|---|---|
| Small overlap front: passenger-side | A |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Volkswagen Golf R crash test ratings can impact the cost of your Volkswagen Golf R auto insurance. See Volkswagen Golf R crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Volkswagen Golf R 4 DR AWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Having a variety of safety features on your Volkswagen Golf R can help lower your Volkswagen Golf R insurance costs. The Volkswagen Golf R’s safety features include:
When financing a Volkswagen Golf R, most lenders will require your carry higher Volkswagen Golf R coverage options including comprehensive coverage, so be sure to shop around and compare Volkswagen Golf R auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Volkswagen Golf R auto insurance to get the best value possible. Below are five scenarios you can explore to help keep your Volkswagen Golf R auto insurance rates low.
Who is the best auto insurance company for Volkswagen Golf R insurance rates? While the actual rates you pay will depend on many factors, here are some of the top auto insurance companies offering Volkswagen Golf R auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Golf R offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Volkswagen Golf R insurance from some of the top auto insurance companies by using our free online tool today.
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