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Volvo S90 insurance rates are $136 per month for full coverage and $54 per month for liability-only coverage. Parents of teen drivers can pay up to $500 per month when insuring a Volvo S90. Read through the guide to learn how you can save money on Volvo S90 insurance rates.
You can start comparing quotes for Volvo S90 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Volvo S90 auto insurance rates are $1,626 a year or $136 a month.
The chart below details how Volvo S90 insurance rates compare to other luxury cars like the Cadillac CTS-V, Volvo S60, and Audi S6.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Volvo S60 | $332 | $656 | $398 | $1,544 |
| Audi S6 | $444 | $894 | $398 | $1,894 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
| Audi A4 | $332 | $656 | $398 | $1,544 |
| Lexus GS 350 | $370 | $714 | $338 | $1,558 |
However, there are a few things you can do to find the cheapest Volvo insurance rates online.
The Volvo S90 trim and model you choose can impact the total price you will pay for Volvo S90 insurance coverage.
Older Volvo S90 models generally cost less to insure. For example, auto insurance for a 2018 Volvo S90 costs $1,626, while 2017 Volvo S90 insurance costs are $1,616, a difference of $10.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Volvo S90 | $356 | $714 | $398 | $1,626 |
| 2017 Volvo S90 | $344 | $698 | $416 | $1,616 |
Driver age can have a significant impact on Volvo S90 auto insurance rates. For example, 20-year-old drivers pay approximately $1,988 more each year for their Volvo S90 auto insurance than 30-year-old drivers.
Where you live can have a large impact on Volvo S90 insurance rates. For example, drivers in Los Angeles may pay $894 a year more than drivers in Phoenix.
Your driving record can have an impact on the cost of Volvo S90 auto insurance. Teens and drivers in their 20’s see the highest jump in their Volvo S90 auto insurance rates with violations on their driving record.
Your Volvo S90 auto insurance rates are tied to the Volvo S90’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Volvo S90 can impact your Volvo S90 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2020 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2019 Volvo S90 T5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T8 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T6 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T6 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T5 4 DR FWD | N/R | N/R | N/R | N/R |
| 2018 Volvo S90 T5 4 DR AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S90 T6 SUV AWD | N/R | N/R | N/R | N/R |
| 2017 Volvo S90 T5 SUV AWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The numerous safety features of the Volvo S90 help contribute to lower insurance rates. The 2020 Volvo S90 has the following safety features:
If you are financing a Volvo S90, most lenders will require your carry higher Volvo S90 coverage options including comprehensive coverage, so be sure to shop around and compare Volvo S90 auto insurance rates from the best companies using our FREE tool below.
Drivers can end up saving more money on their Volvo S90 auto insurance rates by employing any one of the following strategies.
Who is the top auto insurance company for Volvo S90 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volvo S90 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volvo S90 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Volvo S90 auto insurance rates by taking advantage of our FREE comparison tool.
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