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Lincoln Town Car insurance rates are $111 per month for full coverage and $44 per month for liability-only coverage. Lincoln Town Car insurance rates are $193 less than the average vehicle. Find out how you can save more money on auto insurance in this guide.
You can start comparing quotes for Lincoln Town Car auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Lincoln Town Car auto insurance rates are $1,326 a year or $111 a month.
The chart below details how Lincoln Town Car insurance rates compare to other luxury cars like the Jaguar XF, BMW M3, and Infiniti Q70.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Jaguar XF | $406 | $804 | $398 | $1,766 |
| BMW M3 | $406 | $804 | $398 | $1,766 |
| Infiniti Q70 | $370 | $774 | $338 | $1,618 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
However, there are a few things you can do to find the cheapest Lincoln insurance rates online.
The Lincoln Town Car trim and model you choose can impact the total price you will pay for Lincoln Town Car insurance coverage.
Older Lincoln Town Car models generally cost less to insure. For example, auto insurance for a 2011 Lincoln Town Car costs $1,326, while 2010 Lincoln Town Car insurance costs are $1,292, a difference of $34.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Lincoln Town Car | $242 | $466 | $460 | $1,326 |
| 2010 Lincoln Town Car | $234 | $436 | $464 | $1,292 |
Driver age can have a significant effect on Lincoln Town Car auto insurance rates. As an example, a 30-year-old driver pays around $58 more each year for their Lincoln Town Car auto insurance than a 40-year-old driver.
Where you live can have a large impact on Lincoln Town Car insurance rates. For example, drivers in Houston may pay $977 a year more than drivers in Columbus.
Your driving record can have an impact on the cost of Lincoln Town Car auto insurance. Teens and drivers in their 20’s see the highest jump in their Lincoln Town Car auto insurance rates with violations on their driving record.
Your Lincoln Town Car auto insurance rates are tied to the safety ratings of the Lincoln Town Car. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | N/A |
| Roof strength | N/A |
| Head restraints and seats | N/A |
| Source: Insurance Institute for Highway Safety | |
Good Lincoln Town Car crash test ratings can lower your Lincoln Town Car auto insurance rates. See Lincoln Town Car crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Lincoln Town Car | N/R | N/R | N/R | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Lincoln Town Car safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Lincoln Town Car auto insurance rates. The Lincoln Town Car’s safety features include:
If you are financing a Lincoln Town Car, most lenders will require your carry higher Lincoln Town Car coverage options including comprehensive coverage, so be sure to shop around and compare Lincoln Town Car auto insurance quotes from the best auto insurance companies using our FREE tool below.
Save more on your Lincoln Town Car auto insurance rates. Take a look at the following five strategies that will get you the best Lincoln Town Car auto insurance rates possible.
Who is the top auto insurance company for Lincoln Town Car insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lincoln Town Car auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lincoln Town Car offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Lincoln Town Car auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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