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GMC Sierra 2500HD insurance rates are $133 per month for full coverage and $53 per month for liability-only coverage. You can save up to $656 per year using policy discounts. Read through this guide to learn how you can save money on GMC Sierra 2500HD insurance rates.
You can start comparing quotes for GMC Sierra 2500HD auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average GMC Sierra 2500HD auto insurance costs are $1,592 a year or $133 a month.
The chart below details how GMC Sierra 2500HD insurance rates compare to other trucks like the Chevrolet Silverado 3500HD, Chevrolet Silverado 2500HD, and Ford Ranger.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| Chevrolet Silverado 3500HD | $404 | $656 | $420 | $1,660 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Ford Ranger | $254 | $470 | $372 | $1,254 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
The GMC Sierra 2500HD trim and model you choose can impact the total price you will pay for GMC Sierra 2500HD insurance coverage.
The average GMC Sierra 2500HD auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 GMC Sierra 2500HD cost $1,592, while 2010 GMC Sierra 2500HD rates are $1,302, a difference of $290.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Sierra 2500HD | $336 | $656 | $420 | $1,592 |
| 2019 GMC Sierra 2500HD | $320 | $630 | $440 | $1,570 |
| 2018 GMC Sierra 2500HD | $306 | $626 | $450 | $1,562 |
| 2017 GMC Sierra 2500HD | $296 | $610 | $470 | $1,556 |
| 2016 GMC Sierra 2500HD | $286 | $586 | $486 | $1,538 |
| 2015 GMC Sierra 2500HD | $270 | $564 | $500 | $1,514 |
| 2014 GMC Sierra 2500HD | $260 | $524 | $510 | $1,474 |
| 2013 GMC Sierra 2500HD | $250 | $494 | $514 | $1,438 |
| 2012 GMC Sierra 2500HD | $240 | $442 | $520 | $1,382 |
| 2011 GMC Sierra 2500HD | $224 | $408 | $520 | $1,332 |
| 2010 GMC Sierra 2500HD | $216 | $382 | $524 | $1,302 |
Driver age can have a significant impact on the cost of GMC Sierra 2500HD auto insurance. For example, 20-year-old drivers pay approximately $1,947 each year for their GMC Sierra 2500HD auto insurance than 30-year-old drivers.
Where you live can have a large impact on GMC Sierra 2500HD insurance rates. For example, drivers in Houston may pay $1,174 a year more than drivers in Columbus.
Your driving record can have an impact on your GMC Sierra 2500HD auto insurance rates. Teens and drivers in their 20’s see the highest jump in their GMC Sierra 2500HD auto insurance with violations on their driving record.
Your GMC Sierra 2500HD auto insurance rates are tied to the safety ratings of the GMC Sierra 2500HD. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | N/A |
| Side | N/A |
| Roof strength | N/A |
| Head restraints and seats | N/A |
| Source: Insurance Institute for Highway Safety | |
If the GMC Sierra 2500HD crash test ratings are good, you could have lower GMC Sierra 2500HD auto insurance rates. See GMC Sierra 2500HD crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| GMC Sierra 2500HD | 4 stars | 3 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do GMC Sierra 2500HD safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Sierra 2500HD auto insurance rates. The GMC Sierra 2500HD’s safety features include:
If you are financing a GMC Sierra 2500HD, you will pay more if you purchase GMC Sierra 2500HD auto insurance at the dealership, so be sure to shop around and compare GMC Sierra 2500HD auto insurance quotes from the best companies using our FREE tool below.
You have more options at your disposal to save money on your GMC Sierra 2500HD auto insurance costs. For example, try taking advantage of the following five strategies to reduce your GMC Sierra 2500HD auto insurance rates
Who is the top auto insurance company for GMC Sierra 2500HD insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Sierra 2500HD auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Sierra 2500HD offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing GMC Sierra 2500HD auto insurance quotes for free by using our FREE online comparison tool.
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