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GMC Acadia insurance rates are $43 per month for liability-only coverage, while full coverage rates are $108 per month. However, parents of teen drivers will pay $394 per month for auto insurance. Read through this guide to learn how you can save money on auto insurance.
You can start comparing quotes for GMC Acadia auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average GMC Acadia auto insurance costs are $1,294 a year or $108 a month.
The chart below details how GMC Acadia insurance rates compare to other SUVs like the GMC Yukon, Toyota Land Cruiser, and Mercedes-Benz GLE 350.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Acadia | $294 | $470 | $372 | $1,294 |
| GMC Yukon | $376 | $594 | $372 | $1,500 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
| Mercedes-Benz GLE 350 | $438 | $870 | $390 | $1,856 |
| GMC Yukon XL | $362 | $562 | $372 | $1,454 |
| Dodge Durango | $348 | $562 | $372 | $1,440 |
| Mitsubishi Outlander Sport | $280 | $512 | $332 | $1,260 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
You might have noticed that there is a multitude of factors that impact GMC Acadia auto insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the GMC Acadia.
Older GMC Acadia models generally cost less to insure. For example, auto insurance rates for a 2020 GMC Acadia are $1,294, while 2010 GMC Acadia rates are $1,084, a difference of $210.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Acadia | $294 | $470 | $372 | $1,294 |
| 2019 GMC Acadia | $280 | $452 | $390 | $1,280 |
| 2018 GMC Acadia | $270 | $448 | $398 | $1,274 |
| 2017 GMC Acadia | $260 | $436 | $416 | $1,270 |
| 2016 GMC Acadia | $250 | $418 | $430 | $1,256 |
| 2015 GMC Acadia | $238 | $404 | $442 | $1,242 |
| 2014 GMC Acadia | $228 | $374 | $452 | $1,212 |
| 2013 GMC Acadia | $218 | $352 | $456 | $1,184 |
| 2012 GMC Acadia | $210 | $316 | $460 | $1,144 |
| 2011 GMC Acadia | $196 | $292 | $460 | $1,106 |
| 2010 GMC Acadia | $190 | $272 | $464 | $1,084 |
Driver age can have a significant impact on GMC Acadia auto insurance rates. As an example, a 40-year-old driver could pay $137 less each month for their GMC Acadia auto insurance compared to a 20-year-old driver.
Where you live can have a large impact on GMC Acadia insurance rates. For example, drivers in Jacksonville may pay $776 a year more than drivers in Indianapolis.
Your driving record can have an impact on your GMC Acadia auto insurance rates. Teens and drivers in their 20’s see the highest jump in their GMC Acadia car insurance with violations on their driving record.
Your GMC Acadia auto insurance rates are influenced by the GMC Acadia’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Not only do good GMC Acadia crash test ratings mean you are better protected in a crash, but good GMC Acadia crash ratings also mean cheaper insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2019 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Limited SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV FWD | 4 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 GMC Acadia Denali SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Most drivers don’t realize that not only do GMC Acadia safety features play a vital role in keeping passengers safe in crashes, but they can also help lower GMC Acadia auto insurance rates. The GMC Acadia’s safety features include:
Insurance loss probability on the GMC Acadia fluctuates between each type of coverage. The lower percentage means lower GMC Acadia auto insurance rates; higher percentages mean higher GMC Acadia auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | -25% |
|---|---|
| Property Damage | -14% |
| Comprehensive | -27% |
| Personal Injury | -29% |
| Medical Payment | -31% |
| Bodily Injury | -20% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a GMC Acadia, you will pay more if you purchase GMC Acadia auto insurance at the dealership, so be sure to shop around and compare GMC Acadia auto insurance quotes from the best companies using our FREE tool below.
You can save more money on your GMC Acadia auto insurance rates by employing any of the following five strategies.
Who is the best company for GMC Acadia insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering GMC Acadia insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the GMC Acadia offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for GMC Acadia auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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