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Mazda CX-3 insurance rates are $1,338 per year or $112 per month for full coverage and $536 per year or $45 per month for liability-only coverage. Learn more about how you save more on Mazda CX-3 insurance rates in our vehicle guide.
You can start comparing quotes for Mazda CX-3 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Mazda CX-3 auto insurance rates are $1,338 a year or $112 a month.
The chart below details how Mazda CX-3 insurance rates compare to other crossovers like the Toyota C-HR, Lincoln MKC, and Kia Sportage.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| Toyota C-HR | $254 | $452 | $258 | $1,074 |
| Lincoln MKC | $306 | $596 | $398 | $1,458 |
| Kia Sportage | $280 | $470 | $372 | $1,280 |
| Nissan Rogue | $268 | $512 | $440 | $1,400 |
| Infiniti QX30 | $344 | $686 | $398 | $1,586 |
| Honda HR-V | $294 | $532 | $372 | $1,356 |
However, there are a few things you can do to find the cheapest Mazda insurance rates online.
The Mazda CX-3 trim and model you choose can impact the total price you will pay for Mazda CX-3 auto insurance coverage.
The average Mazda CX-3 auto insurance rates are higher for newer models. For example, auto insurance for a 2020 Mazda CX-3 costs $1,338, while 2016 Mazda CX-3 insurance costs are $1,296, a difference of $42.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Mazda CX-3 | $308 | $500 | $372 | $1,338 |
| 2019 Mazda CX-3 | $294 | $482 | $390 | $1,324 |
| 2018 Mazda CX-3 | $282 | $478 | $398 | $1,316 |
| 2017 Mazda CX-3 | $272 | $466 | $416 | $1,312 |
| 2016 Mazda CX-3 | $262 | $446 | $430 | $1,296 |
Driver age can have a significant impact on Mazda CX-3 auto insurance rates. For instance, a 30-year-old driver may pay $59 more each year for Mazda CX-3 auto insurance than a 40-year-old driver.
Where you live can have a large impact on Mazda CX-3 insurance rates. For example, drivers in Los Angeles may pay $191 a year more than drivers in Houston.
Your driving record can have an impact on your Mazda CX-3 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Mazda CX-3 auto insurance with violations on their driving record.
Your Mazda CX-3 auto insurance rates are influenced by the safety ratings of the Mazda CX-3. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Good |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Poor Mazda CX-3 crash test ratings could mean higher Mazda CX-3 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Mazda CX-30 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-30 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2020 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2019 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV FWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2016 Mazda CX-3 SUV AWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Good Mazda CX-3 safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Mazda CX-3 are:
When financing a Mazda CX-3, most lenders will require your carry higher Mazda CX-3 coverage options including comprehensive coverage, so be sure to shop around and compare Mazda CX-3 auto insurance rates from the best companies using our FREE tool below.
There are several ways you can save even more on your Mazda CX-3 auto insurance rates. Take a look at the following five tips:
Who is the best company for Mazda CX-3 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Mazda CX-3 insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Mazda CX-3 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Start comparing Mazda CX-3 auto insurance quotes for free by using our FREE online comparison tool.
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