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Kia K900 insurance rates are $134 per month for full coverage and $54 per month for liability-only coverage. Parents can pay up to $5,885 per year or $490 per month to insure their teenage drivers, but they can save money through policy discounts. Learn more in our Kia K900 vehicle guide.
You can start comparing quotes for Kia K900 auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average auto insurance costs for a Kia K900 are $1,610 a year or $134 a month.
The chart below details how Kia K900 insurance rates compare to other luxury cars like the Mercedes-Benz E300, Volvo S90, and Audi A7.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Mercedes-Benz E300 | $394 | $744 | $338 | $1,612 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Audi S8 | $658 | $1368 | $398 | $2,582 |
| Lexus IS 300 | $356 | $686 | $398 | $1,598 |
| Lexus ES 350 | $362 | $656 | $316 | $1,470 |
However, there are a few things you can do to find the cheapest Kia insurance rates online.
Even though the average annual rate for the Kia K900 is $1,610, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Kia K900.
Older Kia K900 models generally cost less to insure. For example, auto insurance for a 2017 Kia K900 costs $1,610, while 2015 Kia K900 insurance costs are $1,554, a difference of $56.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Kia K900 | $368 | $668 | $416 | $1,610 |
| 2016 Kia K900 | $356 | $640 | $430 | $1,584 |
| 2015 Kia K900 | $336 | $618 | $442 | $1,554 |
Driver age can have a significant effect on the cost of Kia K900 auto insurance. For example, 30-year-old drivers pay approximately $71 more for their Kia K900 auto insurance than 40-year-old drivers.
Where you live can have a large impact on Kia K900 insurance rates. For example, drivers in New York may pay $982 a year more than drivers in Seattle.
Your driving record can have an impact on your Kia K900 auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Kia K900 auto insurance with violations on their driving record.
Your Kia K900 auto insurance rates are tied to the Kia K900’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | N/A |
| Side | N/A |
| Roof strength | N/A |
| Head restraints and seats | N/A |
| Source: Insurance Institute for Highway Safety | |
Kia K900 crash test ratings will affect your Kia K900 auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Kia K900 4 DR RWD | N/R | N/R | N/R | N/R |
| 2020 Kia K900 4 DR AWD | N/R | N/R | N/R | N/R |
| 2019 Kia K900 4 DR RWD | N/R | N/R | N/R | N/R |
| 2019 Kia K900 4 DR AWD | N/R | N/R | N/R | N/R |
| 2018 Kia K900 4 DR RWD | N/R | N/R | N/R | N/R |
| 2017 Kia K900 4 DR RWD | N/R | N/R | N/R | N/R |
| 2016 Kia K900 4 DR RWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The numerous safety features of the Kia K900 help contribute to lower insurance rates. The 2020 Kia K900 has the following safety features:
If you are financing a Kia K900, most lenders will require your carry higher Kia K900 coverage options including comprehensive coverage, so be sure to shop around and compare Kia K900 auto insurance rates from the best companies using our FREE tool below.
Although it may seem like your Kia K900 auto insurance rates are set, there are a few measures that you can take to secure the best Kia K900 auto insurance rates possible. Take a look at the following five ways to save on Kia K900 auto insurance.
Several top auto insurance companies offer competitive rates for the Kia K900 insurance rates based on factors like discounts for safety features. Take a look at this list of top auto insurance companies that are popular with Kia K900 drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
To start comparing Kia K900 auto insurance quotes for free, use our online auto insurance comparison tool.
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