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Toyota Avalon insurance rates are $111 per month or $1,330 per year. You can pay as low as $44 per month with liability-only auto insurance. However, Toyota Avalon insurance rates for teens is $405 per month. Continue through this guide to learn how you can save money auto insurance.
You can start comparing quotes for Toyota Avalon auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average auto insurance costs for a Toyota Avalon are $1,330 a year or $111 a month.
The chart below details how Toyota Avalon insurance rates compare to other sedans like the Lincoln MKZ, Toyota Camry, and Cadillac ATS.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Avalon | $320 | $536 | $338 | $1,330 |
| Lincoln MKZ | $320 | $686 | $450 | $1,636 |
| Toyota Camry | $294 | $570 | $390 | $1,412 |
| Cadillac ATS | $294 | $566 | $398 | $1,416 |
| Chevrolet Malibu | $322 | $532 | $372 | $1,384 |
| Nissan Maxima | $372 | $630 | $390 | $1,550 |
| Chevrolet Cruze | $308 | $594 | $372 | $1,432 |
However, there are a few things you can do to find the cheapest Toyota insurance rates online.
Even though the average annual rate for the Toyota Avalon is $1,330, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Toyota Avalon.
Older Toyota Avalon models generally cost less to insure. For example, auto insurance for a 2018 Toyota Avalon costs $1,330, while 2010 Toyota Avalon insurance rates are $1,082, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Toyota Avalon | $320 | $536 | $338 | $1,330 |
| 2017 Toyota Avalon | $308 | $524 | $354 | $1,322 |
| 2016 Toyota Avalon | $298 | $502 | $364 | $1,300 |
| 2015 Toyota Avalon | $282 | $484 | $376 | $1,278 |
| 2014 Toyota Avalon | $270 | $450 | $384 | $1,240 |
| 2013 Toyota Avalon | $260 | $424 | $388 | $1,208 |
| 2012 Toyota Avalon | $248 | $380 | $390 | $1,154 |
| 2011 Toyota Avalon | $232 | $350 | $390 | $1,108 |
| 2010 Toyota Avalon | $224 | $328 | $394 | $1,082 |
Driver age can have a significant effect on Toyota Avalon auto insurance rates. For example, 20-year-old drivers pay $1,626 more for their Toyota Avalon auto insurance each year than 30-year-old drivers.
Where you live can have a large impact on Toyota Avalon insurance rates. For example, drivers in Los Angeles may pay $731 a year more than drivers in Phoenix.
Your driving record can have an impact on the cost of Toyota Avalon auto insurance. Teens and drivers in their 20’s see the highest jump in their Toyota Avalon auto insurance rates with violations on their driving record.
The Toyota Avalon’s safety ratings will affect your Toyota Avalon auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | G |
|---|---|
| Small overlap front: passenger-side | G |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
Toyota Avalon crash test ratings will affect your Toyota Avalon auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2019 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2018 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Avalon Hybrid 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2017 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Avalon HYBRID 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Toyota Avalon 4 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The more safety features you have on your Toyota Avalon, the more likely it is that you can earn a discount. The Toyota Avalon’s safety features include:
The lower percentage means lower Toyota Avalon auto insurance rates; higher percentages mean higher Toyota Avalon auto insurance rates. Insurance loss probability on the Toyota Avalon fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 13% |
|---|---|
| Property Damage | -28% |
| Comprehensive | 12% |
| Personal Injury | 6% |
| Medical Payment | -2% |
| Bodily Injury | -26% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Toyota Avalon, you will pay more if you purchase Toyota Avalon auto insurance at the dealership, so be sure to shop around and compare Toyota Avalon auto insurance quotes from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Toyota Avalon auto insurance costs. For example, try taking advantage of the following five strategies to reduce your Toyota Avalon auto insurance rates
Who is the top auto insurance company for Toyota Avalon insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Toyota Avalon auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Toyota Avalon offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Toyota Avalon auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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