8:00 - 17:00
Opening Hour: Mon - Fri
Key takeaways:
Hyundai Azera insurance rates are $120 per month or $1,440 for full coverage. You can about $80 per year when you insure a Hyundai Azera. For teen auto insurance, you could pay up to $439 per month. Continue through the guide to learn what discounts can decrease auto insurance.
You can start comparing quotes for Hyundai Azera auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Table of Contents
The average Hyundai Azera auto insurance rates are $1,440 a year or $120 a month.
The chart below details how Hyundai Azera insurance rates compare to other sedans like the Hyundai Sonata, Buick Regal, and Ford Fusion.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Hyundai Sonata | $294 | $532 | $420 | $1,426 |
| Buick Regal | $306 | $536 | $398 | $1,398 |
| Ford Fusion | $336 | $626 | $372 | $1,492 |
| Audi A3 | $282 | $566 | $398 | $1,404 |
| Volkswagen Passat | $332 | $600 | $390 | $1,480 |
| Cadillac CTS | $320 | $626 | $398 | $1,502 |
However, there are a few things you can do to find the cheapest Hyundai insurance rates online.
Even though the average annual rate for the Hyundai Azera is $1,440, your policy can be higher or lower depending upon your profile. Those factors include your age, home address, driving history, and the model year of your Hyundai Azera.
The average Hyundai Azera auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Hyundai Azera cost $1,440, while 2010 Hyundai Azera rates are $1,192, a difference of $248.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Hyundai Azera | $284 | $582 | $416 | $1,440 |
| 2016 Hyundai Azera | $274 | $558 | $430 | $1,420 |
| 2015 Hyundai Azera | $260 | $538 | $442 | $1,398 |
| 2014 Hyundai Azera | $250 | $500 | $452 | $1,360 |
| 2013 Hyundai Azera | $240 | $470 | $456 | $1,324 |
| 2012 Hyundai Azera | $230 | $422 | $460 | $1,270 |
| 2011 Hyundai Azera | $214 | $388 | $460 | $1,220 |
| 2010 Hyundai Azera | $206 | $364 | $464 | $1,192 |
Driver age can have a significant effect on Hyundai Azera auto insurance rates. As an example, a 30-year-old driver pays around $63 more each year for their Hyundai Azera auto insurance than a 40-year-old driver.
Where you live can have a large impact on Hyundai Azera insurance rates. For example, drivers in Jacksonville may pay $864 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Hyundai Azera auto insurance. Teens and drivers in their 20’s see the highest jump in their Hyundai Azera auto insurance rates with violations on their driving record.
Your Hyundai Azera auto insurance rates are tied to the Hyundai Azera’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/A |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Hyundai Azera can impact your Hyundai Azera auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2017 Hyundai Azera 4 DR FWD | N/R | N/R | N/R | N/R |
| 2016 Hyundai Azera 4 DR FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Good Hyundai Azera safety features can result in insurers giving you auto insurance discounts. The safety features for the 2020 Hyundai Azera are:
The Hyundai Azera’s insurance loss probability varies for each form of coverage. The lower percentage means lower Hyundai Azera auto insurance rates; higher percentages mean higher Hyundai Azera auto insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 15% |
|---|---|
| Property Damage | -17% |
| Comprehensive | 1% |
| Personal Injury | -1% |
| Medical Payment | 6% |
| Bodily Injury | -9% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Hyundai Azera, most lenders will require your carry higher Hyundai Azera coverage options including comprehensive coverage, so be sure to shop around and compare Hyundai Azera auto insurance rates from the best companies using our FREE tool below.
You have more options at your disposal to save money on your Hyundai Azera auto insurance costs. For example, try these five tips:
The best auto insurance companies for Hyundai Azera auto insurance rates will offer competitive rates, discounts, and account for the Hyundai Azera’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | GEICO | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
You can start comparing quotes for Hyundai Azera auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Vehicles