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Full coverage Volkswagen Beetle insurance rates costs $108 per month. You can save up to $532 per year on your Volkswagen Beetle insurance rate. Find out how you can save money on auto insurance and learn more in our Volkswagen Beetle guide.
You can start comparing quotes for Volkswagen Beetle auto insurance rates from some of the best auto insurance companies by using our free online tool now.
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The average Volkswagen Beetle auto insurance costs are $1,290 a year or $108 a month.
The chart below details how Volkswagen Beetle insurance rates compare to other subcompact hatchbacks like the Mitsubishi Mirage, Volkswagen Golf R, and Honda Fit.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| Mitsubishi Mirage | $244 | $448 | $398 | $1,248 |
| Volkswagen Golf R | $372 | $660 | $390 | $1,580 |
| Honda Fit | $268 | $512 | $258 | $1,148 |
| Ford Focus RS | $332 | $656 | $398 | $1,544 |
| Volkswagen Golf | $306 | $600 | $390 | $1,454 |
However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.
The Volkswagen Beetle trim and model you choose will affect the total price you will pay for Volkswagen Beetle insurance coverage.
The average Volkswagen Beetle auto insurance rates are higher for newer models. For example, auto insurance rates for a 2019 Volkswagen Beetle cost $1,290, while 2012 Volkswagen Beetle rates are $1,116, a difference of $174.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2019 Volkswagen Beetle | $280 | $542 | $332 | $1,290 |
| 2018 Volkswagen Beetle | $270 | $536 | $338 | $1,280 |
| 2017 Volkswagen Beetle | $260 | $524 | $354 | $1,274 |
| 2016 Volkswagen Beetle | $250 | $502 | $364 | $1,252 |
| 2015 Volkswagen Beetle | $238 | $484 | $376 | $1,234 |
| 2014 Volkswagen Beetle | $228 | $450 | $384 | $1,198 |
| 2013 Volkswagen Beetle | $218 | $424 | $388 | $1,166 |
| 2012 Volkswagen Beetle | $210 | $380 | $390 | $1,116 |
Driver age can have a significant impact on the cost of Volkswagen Beetle auto insurance. For example, 20-year-old drivers pay as much as $1,634 more each year for their Volkswagen Beetle auto insurance than 40-year-old drivers.
Where you live can have a large impact on Volkswagen Beetle’s insurance rates. For example, drivers in Los Angeles may pay $1,109 a year more than drivers in Indianapolis.
Your driving record can have an impact on the cost of Volkswagen Beetle auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Beetle auto insurance with violations on their driving record.
Your Volkswagen Beetle auto insurance rates are tied to the Volkswagen Beetle’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | M |
|---|---|
| Small overlap front: passenger-side | N/A |
| Moderate overlap front | G |
| Side | G |
| Roof strength | G |
| Head restraints and seats | G |
| Source: Insurance Institute for Highway Safety | |
The crash test ratings of the Volkswagen Beetle can impact your Volkswagen Beetle auto insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2019 Volkswagen Beetle 2 DR FWD | N/R | 4 stars | N/R | 4 stars |
| 2018 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2018 Volkswagen Beetle 2 DR FWD | N/R | 4 stars | N/R | 4 stars |
| 2017 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2017 Volkswagen Beetle 2 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 2016 Volkswagen Beetle C FWD | N/R | N/R | N/R | N/R |
| 2016 Volkswagen Beetle 2 DR FWD | 5 stars | 4 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
The Volkswagen Beetle safety features play a vital role in keeping passengers safe in crashes, but they can also help lower your Volkswagen Beetle auto insurance rates. The Volkswagen Beetle’s safety features include:
The lower percentage means lower Volkswagen Beetle auto insurance rates; higher percentages mean higher Volkswagen Beetle auto insurance rates. Insurance loss probability on the Volkswagen Beetle fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 1% |
|---|---|
| Property Damage | -7% |
| Comprehensive | 1% |
| Personal Injury | -15% |
| Medical Payment | -5% |
| Bodily Injury | 1% |
| Source: Insurance Institute for Highway Safety | |
If you are financing a Volkswagen Beetle, most lenders will require your carry higher Volkswagen Beetle coverages including comprehensive coverage, so be sure to compare Volkswagen Beetle auto insurance rates from the best companies using our FREE tool below.
There are many ways that you can save on Volkswagen Beetle auto insurance. Below are five actions you can take to find cheap Volkswagen Beetle auto insurance rates.
Who is the best auto insurance company for Volkswagen Beetle insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Volkswagen Beetle auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Volkswagen Beetle offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Save on your Volkswagen Beetle auto insurance rates by taking advantage of our FREE comparison tool.
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