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Mississippi Statistics Summary | Details |
---|---|
Road Miles 2015 | Total In State: 76,777 Vehicle Miles Driven: 39,890 Million |
Vehicles 2015 | Registered: 2,040,524 Total Stolen: 4,243 |
State Population | 2,986,530 |
Most Popular Vehicle | Ford F150 |
Percentage of Motorists Uninsured | 23.7% State Rank: 2 |
Driving Deaths | Speeding (2008-2017) Total: 1,219 Drunk Driving (2008-2017) Total: 1,667 |
Average Premiums 2015 (Annual) | Liability: $460.50 Collision: $323.22 Comprehensive: $210.33 Combined Premium: $994.05 |
Cheapest Provider | USAA |
What defines Mississippi as a state? Its spelling-bee-worthy name? Its mighty, sprawling river? The oppressive summer humidity? However you choose to define Mississippi, it’s a state that offers some beautiful views, good eats, and an excellent taste of America’s South.
Naturally, anyone touring through the great Magnolia State will want to do what she can in order to stay safe while on the road. Locals, too, have to combat rainy seasons like no other in the United States, which can bring on floods that leave some roads impassable.
That’s where we come in. We’re here to help you stay on top of all of Mississippi’s roadway know-how and to guide you through the process of choosing the auto insurance that’s right for you as a soon-to-be resident, old timer, or visitor in the state.
Take a peek through our guide to Mississippi’s roadways, and you’ll find information on all of the state’s insurance providers. If you’re looking to find the rate that’s best for you, you can even take advantage of our FREE online tool and compare insurance rates based on your zip code.
Ready to get started? Let’s move forward and conquer the roadways of Mississippi together.
Table of Contents
Like most other states, residents who have their cars registered in Mississippi are required by law to have auto insurance, even if it’s just the minimum that the state offers. If you’re on a budget, though, or new to the auto insurance market, it can be difficult to navigate through all of the different kinds of coverage that are available to you and how rates compare across the United States.
Comprehensive, liability, at-fault – what is all that?
Take a look below, and you’ll find easy-to-understand guides to these types of coverage and more.
As we mentioned, drivers in Mississippi must have auto insurance in order to legally be on the road. For folks on a budget, managing that can be a little difficult. As such, Mississippi lays out its minimum required coverage in straightforward language.
The state of Mississippi makes use of a 25/50/25 minimum liability limit, as noted by AAA. This means that your insurance will need to be broken down into the following:
That may seem like a hefty amount of coverage for a state minimum but think about it. Mississippi representatives want to ensure that anyone who gets in an accident on one of the state’s interstates will be able to receive the medical and personal attention that they need in order to recover.
If it were you on the other end of an accident, after all, you’d want the person who ran into you to be insured – right?
Mississippi drivers are also required by law to have a form proving that they hold the state minimum coverage or more in their cars or on their person while driving at all times.
If you’ve ever been in a car accident or gotten pulled over by a police cruiser, you know the benefit of having one of these forms on hand. Forms of financial responsibility are more than just convenient, though. If you’re found driving without proof of insurance, you will face legal consequences.
With that scare tactic out of the way, what kind of paperwork serves as proof of insurance? You can use any of the following:
Let’s change gears for a moment. We’ve already touched on minimum coverage. If you’re considering investing in more, though, you should consider your per capita disposable income.
Your per capita disposable income is the income that you are able to spend after you’ve paid your taxes for the year. As it turns out, that leftover income can impact the amount of money you’ll have to pay as a premium when seeking out auto insurance coverage in the state of Mississippi.
On average, Mississippi residents report a per capita income of $31,365 per year.
That means as a resident of Mississippi, you’ll have, on average, $2,613.75 to spend a month once you’ve paid your taxes. All of that money will then be divided between your rent, groceries, utilities, and any other bills you have to pay.
On average, Mississippi’s full coverage auto insurance costs $957.59 per year.
On a monthly basis, then, a person paying for full coverage auto insurance will be expected to pay $79.80 to their auto insurance company.
That may seem like a hefty number. As a matter of fact, though, Mississippi’s state average for comprehensive auto insurance coverage is reasonably close to the countrywide average. Across the United States as a whole, most drivers pay around $981 per year for full coverage auto insurance, meaning that their monthly payments come in at just above Mississippi’s rate.
You can, of course, seek out providers that accept lump sum payments. If you don’t, though, you’ll have to factor in that additional monthly cost to your budget. As such, it’d make sense to seek out the kind of coverage that best suits your needs and lifestyle.
The average cost of core coverage – liability, collision, comprehensive, or any combination of the three – is the number that’ll most likely concern you. We’ve compiled a list of the previous annual costs of different types of coverage in Mississippi and across the nation for you to take a peek at.
Be warned, though. These rates will unquestionably be higher as of 2019.
Coverage Type | Annual Costs (2015) |
---|---|
Liability | $460.50 |
Collision | $323.22 |
Comprehensive | $210.33 |
Combined | $994.05 |
Mississippi, it’s worth noting, does not require you, as a driver, to have any additional coverage beyond that of the state minimum. However, if you find that you’re underinsured and in an accident, you may realize that skipping over some of these additional plans costs you more, in the long run.
So what kind of additional coverage is available to you? Let’s take a gander at some of your options.
Loss Ratio | 2013 | 2014 | 2015 |
---|---|---|---|
Medical Payments (MedPay) | 74.81% | 77.44% | 80.03% |
Uninsured/Underinsured Motorist Coverage (UUM) | 69.10% | 74.67% | 79.20% |
The coverages that we touch on in the chart above are only a few of the additional types of coverage you can make use of as a driver in Mississippi. They are optional, of course, but there’s also a benefit to them.
Medical Payments, or Med Pay, and Uninsured/Underinsured Motorist Coverage alike both help you stay on top of your bills in case you get in an accident with a driver who doesn’t have enough coverage to bear the brunt of the blame.
Not only does this additional coverage make sure that your injuries or property damage are appropriately seen to, but it ensures that the other driver won’t go bankrupt trying to pay for the cost of the accident.
Still think you might not need any additional coverage?
Mississippi, out of the 50 states in the United States, ranks 2nd for the most uninsured drivers operating on its roadways today, according to the Insurance Information Institute.
Do yourself a favor, then, and consider your future as a driver with caution.
It’s also worth noting that in the aforementioned table we touch on Mississippi’s state loss ratios. What’s a loss ratio? That percentage represents the amount of coverage auto insurance companies pay out on claims annually.
When you’re comparing auto insurance companies, the loss ratio can be quite the telling number.
On one hand, a high loss ratio suggests that a auto insurance provider will frequently pay out on your coverage in full. This is great, should you get in an accident, but it’s also not the most financially-sound business practice.
On the other hand, a lower loss ratio implies that auto insurance companies are less likely to pay out your coverage in full, should you get in an accident. This is less great for you, should you be the person found at-fault or on the other end of an underinsured driver’s bumper. However, lower loss ratios also reflect some financial caution within a auto insurance agency.
The best thing to do, when looking at auto insurance companies’ loss ratios, is to find one that’s about in the middle of the spectrum.
Once you can estimate how much a auto insurance provider will be willing to pay out in case of an accident, you can start considering additional add-ons to your minimum policy, including the ones listed below:
There is a myth that frequently finds its way into auto insurance conversations. This myth says that male drivers are riskier drivers than female drivers, and as such, male drivers are charged more for their insurance than female drivers.
This isn’t always the case. In Mississippi, both gender and age play into the amount a person is charged for their auto insurance coverage. In a handful of cases, women are even charged more than their male counterparts! While males pay more in their youth, around the age of 25 women end up paying more on average. Talk about biting back against a long-standing myth.
Company | Married 35-year old female Annual Rate | Married 35-year old male Annual Rate | Married 60-year old female Annual Rate | Married 60-year old male Annual Rate | Single 17-year old female Annual Rate | Single 17-year old male Annual Rate | Single 25-year old female Annual Rate | Single 25-year old male Annual Rate |
---|---|---|---|---|---|---|---|---|
Allstate P&C | $2,759.49 | $2,635.21 | $2,463.36 | $2,519.32 | $11,031.99 | $11,772.88 | $3,133.31 | $3,215.18 |
Geico General | $2,966.41 | $2,806.48 | $2,694.14 | $2,503.52 | $7,389.86 | $6,979.27 | $4,950.27 | $2,400.88 |
Nationwide P&C | $2,046.11 | $2,102.48 | $1,835.74 | $1,945.49 | $4,088.44 | $5,202.84 | $2,318.23 | $2,510.05 |
Progressive Gulf Ins | $2,591.63 | $2,419.61 | $2,124.47 | $2,061.68 | $9,375.44 | $10,495.41 | $2,662.75 | $2,769.80 |
SAFECO Ins Co of IL | $2,629.22 | $2,846.39 | $2,112.59 | $2,370.20 | $9,446.38 | $10,504.45 | $2,794.00 | $2,941.24 |
State Farm Mutual Auto | $1,877.59 | $1,877.59 | $1,680.17 | $1,680.17 | $5,427.70 | $6,823.62 | $2,091.75 | $2,382.03 |
Travelers Home & Marine Ins Co | $1,683.09 | $1,713.42 | $1,600.71 | $1,602.55 | $7,522.15 | $11,907.14 | $1,765.06 | $2,047.25 |
USAA | $1,385.56 | $1,371.97 | $1,293.28 | $1,308.31 | $3,448.85 | $4,091.04 | $1,689.16 | $1,861.86 |
Age, as you can see, is also a significant factor in the cost of insurance in Mississippi. The older drivers get, the more likely they are to see their auto insurance rates mellow out, regardless of gender. Experience, after all, has to pay off somehow.
The area in which you’ve registered your car in Mississippi may also impact your auto insurance rates.
City | Zipcode | Annual Average |
---|---|---|
HERMANVILLE | 38601 | $3,529.60 |
LORMAN | 38602 | $3,613.97 |
PORT GIBSON | 38603 | $3,568.33 |
NATCHEZ | 38606 | $3,732.00 |
PATTISON | 38609 | $3,808.67 |
FERNWOOD | 38610 | $3,410.42 |
WASHINGTON | 38611 | $3,585.69 |
WOODVILLE | 38614 | $3,910.45 |
CROSBY | 38617 | $3,907.93 |
TOUGALOO | 38618 | $3,621.23 |
LAKESHORE | 38619 | $3,766.41 |
TINSLEY | 38620 | $3,735.76 |
FAYETTE | 38621 | $3,733.97 |
JACKSON | 38622 | $3,786.36 |
UTICA | 38623 | $3,989.17 |
UNION CHURCH | 38625 | $3,374.28 |
CHATAWA | 38626 | $3,753.83 |
HURLEY | 38627 | $3,353.55 |
PRENTISS | 38628 | $3,738.19 |
ROME | 38629 | $3,489.04 |
CENTREVILLE | 38630 | $3,994.56 |
CARSON | 38631 | $3,890.85 |
JACKSON | 38632 | $3,682.39 |
WHITFIELD | 38633 | $3,512.62 |
FARRELL | 38635 | $3,565.45 |
HAZLEHURST | 38637 | $3,723.28 |
DARLING | 38638 | $3,619.00 |
PANTHER BURN | 38639 | $3,811.84 |
GALLMAN | 38641 | $3,719.02 |
FOXWORTH | 38642 | $3,638.78 |
JACKSON | 38643 | $3,868.11 |
GLOSTER | 38644 | $3,811.03 |
CARRIERE | 38645 | $3,917.55 |
KILN | 38646 | $3,837.93 |
JACKSON | 38647 | $3,614.30 |
KOKOMO | 38649 | $3,531.38 |
SILVER CREEK | 38650 | $3,381.54 |
JACKSON | 38651 | $3,698.93 |
RENA LARA | 38652 | $3,284.97 |
JACKSON | 38654 | $3,777.42 |
COLUMBIA | 38655 | $3,546.16 |
BASSFIELD | 38658 | $3,759.59 |
JACKSON | 38659 | $3,515.40 |
ROXIE | 38661 | $3,563.18 |
D LO | 38663 | $3,430.33 |
TIE PLANT | 38664 | $3,753.89 |
PICAYUNE | 38665 | $3,651.72 |
JACKSON | 38666 | $3,770.51 |
VANCE | 38668 | $3,622.60 |
LIBERTY | 38669 | $3,838.40 |
NEW AUGUSTA | 38670 | $3,766.40 |
BYRAM | 38671 | $3,764.60 |
MC CALL CREEK | 38672 | $3,737.03 |
LYON | 38673 | $3,529.00 |
CRYSTAL SPRINGS | 38674 | $3,432.60 |
JACKSON | 38675 | $3,565.33 |
ELLIOTT | 38676 | $3,719.33 |
SANDY HOOK | 38677 | $3,600.13 |
CLARKSDALE | 38679 | $3,554.17 |
TERRY | 38680 | $3,765.54 |
COAHOMA | 38683 | $3,443.86 |
POPLARVILLE | 38685 | $3,521.01 |
SEMINARY | 38701 | $3,697.29 |
TUTWILER | 38703 | $3,712.66 |
WINTERVILLE | 38720 | $3,649.03 |
PUCKETT | 38721 | $3,746.71 |
SIBLEY | 38722 | $3,756.01 |
RAYMOND | 38723 | $3,763.33 |
HARPERVILLE | 38725 | $3,567.45 |
MEADVILLE | 38726 | $3,553.33 |
JACKSON | 38730 | $3,526.44 |
WESSON | 38731 | $3,661.77 |
SMITHDALE | 38732 | $3,547.21 |
CHARLESTON | 38733 | $3,619.01 |
SWAN LAKE | 38736 | $3,514.71 |
FRIARS POINT | 38737 | $3,557.39 |
CLINTON | 38738 | $3,812.76 |
PACE | 38739 | $3,780.58 |
OCEAN SPRINGS | 38740 | $3,637.80 |
MIDNIGHT | 38744 | $3,651.42 |
JACKSON | 38745 | $3,773.09 |
BUDE | 38746 | $3,565.13 |
WAVELAND | 38748 | $3,662.26 |
WINSTONVILLE | 38751 | $3,465.74 |
SUMRALL | 38753 | $3,479.37 |
COLLINS | 38754 | $3,620.77 |
LUCEDALE | 38756 | $3,658.99 |
LAMBERT | 38759 | $3,536.26 |
BAY SAINT LOUIS | 38760 | $3,858.94 |
SUMNER | 38761 | $3,488.52 |
METCALFE | 38762 | $3,632.23 |
RICHTON | 38764 | $3,887.91 |
PEARLINGTON | 38765 | $3,988.98 |
MOUNT OLIVE | 38767 | $3,953.83 |
GEORGETOWN | 38768 | $4,009.06 |
SONTAG | 38769 | $3,528.71 |
ENID | 38771 | $3,511.46 |
MOSS POINT | 38772 | $3,834.98 |
DIAMONDHEAD | 38773 | $3,507.10 |
BEAUMONT | 38774 | $3,614.79 |
NEWHEBRON | 38776 | $3,653.82 |
SHERARD | 38778 | $3,512.44 |
SAUCIER | 38780 | $3,689.71 |
MARKS | 38781 | $3,877.63 |
SCOTT | 38782 | $3,905.29 |
JACKSON | 38801 | $3,258.36 |
BRAXTON | 38804 | $3,239.30 |
DELTA CITY | 38820 | $3,502.51 |
GULFPORT | 38821 | $3,253.21 |
BENTONIA | 38824 | $3,247.35 |
JAYESS | 38825 | $3,314.90 |
PINOLA | 38826 | $3,272.51 |
OAK VALE | 38827 | $3,415.14 |
PARCHMAN | 38828 | $3,293.99 |
JONESTOWN | 38829 | $3,346.49 |
VANCLEAVE | 38833 | $3,435.53 |
LULA | 38834 | $3,383.63 |
BELEN | 38838 | $3,419.25 |
LUMBERTON | 38841 | $3,265.32 |
GULFPORT | 38843 | $3,318.23 |
PURVIS | 38844 | $3,369.73 |
BILOXI | 38846 | $3,382.11 |
MC NEILL | 38847 | $3,392.76 |
CASCILLA | 38848 | $3,288.04 |
GULFPORT | 38849 | $3,237.09 |
MORTON | 38850 | $3,284.84 |
RALEIGH | 38851 | $3,277.10 |
BUCKATUNNA | 38852 | $3,441.34 |
MC HENRY | 38855 | $3,336.26 |
PASCAGOULA | 38856 | $3,274.20 |
GLENDORA | 38857 | $3,287.84 |
OSYKA | 38858 | $3,288.88 |
YAZOO CITY | 38859 | $3,293.38 |
PASCAGOULA | 38860 | $3,274.37 |
SATARTIA | 38862 | $3,357.07 |
SUMMIT | 38863 | $3,305.09 |
PULASKI | 38864 | $3,329.46 |
MOSS POINT | 38865 | $3,394.09 |
MONTICELLO | 38866 | $3,251.39 |
CROWDER | 38868 | $3,329.58 |
WAYNESBORO | 38869 | $3,350.42 |
STATE LINE | 38870 | $3,287.96 |
PERKINSTON | 38871 | $3,412.67 |
DUBLIN | 38873 | $3,370.72 |
GAUTIER | 38874 | $3,284.95 |
BENTON | 38875 | $3,587.22 |
MONEY | 38876 | $3,343.84 |
SWIFTOWN | 38877 | $3,334.47 |
OLIVE BRANCH | 38878 | $3,246.01 |
NEELY | 38879 | $3,289.64 |
HARRISVILLE | 38880 | $3,569.73 |
MORGAN CITY | 38901 | $3,701.07 |
MIZE | 38913 | $3,442.80 |
PASS CHRISTIAN | 38914 | $3,357.04 |
VAUGHAN | 38915 | $3,366.35 |
GRACE | 38916 | $3,364.61 |
VOSSBURG | 38917 | $3,545.33 |
SARDIS | 38920 | $3,803.75 |
COMO | 38921 | $3,893.53 |
SLEDGE | 38922 | $3,587.49 |
PEARL | 38923 | $3,568.65 |
WALLS | 38924 | $3,628.78 |
BELLEFONTAINE | 38925 | $3,567.82 |
SOUTHAVEN | 38926 | $3,913.97 |
JACKSON | 38927 | $3,850.63 |
AVON | 38928 | $3,799.62 |
BILOXI | 38929 | $3,592.64 |
TIPPO | 38930 | $3,515.83 |
BILOXI | 38940 | $3,655.46 |
POPE | 38941 | $3,459.81 |
ARCOLA | 38943 | $3,619.19 |
LEAKESVILLE | 38944 | $3,510.10 |
ROBINSONVILLE | 38945 | $3,778.84 |
DUNDEE | 38946 | $3,774.88 |
TAYLORSVILLE | 38948 | $3,699.62 |
DIBERVILLE | 38949 | $3,474.25 |
LONG BEACH | 38950 | $3,646.01 |
STONEWALL | 38951 | $3,333.71 |
FLORENCE | 38952 | $3,445.67 |
MAGNOLIA | 38953 | $3,650.55 |
ANGUILLA | 38954 | $3,461.84 |
HOLLY BLUFF | 38955 | $3,708.50 |
TYLERTOWN | 38957 | $3,863.48 |
PAULDING | 38958 | $3,892.34 |
FALCON | 38959 | $3,778.81 |
SOUTHAVEN | 38960 | $3,934.31 |
COURTLAND | 38961 | $3,702.54 |
SHUBUTA | 38962 | $3,761.01 |
CRENSHAW | 38963 | $3,905.77 |
BATESVILLE | 38964 | $3,932.66 |
WALTHALL | 38965 | $3,643.19 |
BOGUE CHITTO | 38966 | $3,725.45 |
QUITMAN | 38967 | $3,462.61 |
BILOXI | 39038 | $3,664.36 |
MCCOMB | 39039 | $3,779.30 |
ENTERPRISE | 39040 | $3,824.41 |
WEBB | 39041 | $3,723.62 |
CLINTON | 39042 | $3,715.66 |
BOLTON | 39044 | $3,829.25 |
HORN LAKE | 39045 | $3,655.41 |
FLORA | 39046 | $3,659.71 |
PICKENS | 39047 | $3,660.84 |
MENDENHALL | 39051 | $3,696.62 |
TUNICA | 39054 | $3,657.05 |
LAKE CORMORANT | 39056 | $3,724.16 |
LEXINGTON | 39057 | $3,425.08 |
BRANDON | 39058 | $3,890.11 |
HEIDELBERG | 39059 | $3,917.41 |
PACHUTA | 39061 | $3,826.84 |
GOODMAN | 39062 | $3,934.82 |
GREENVILLE | 39063 | $3,689.07 |
EDWARDS | 39066 | $3,710.36 |
SLATE SPRING | 39067 | $3,533.98 |
RICHLAND | 39069 | $4,107.16 |
PINEY WOODS | 39071 | $3,722.60 |
TILLATOBA | 39073 | $3,750.39 |
RUTH | 39074 | $3,621.23 |
GRENADA | 39077 | $3,988.22 |
OAKLAND | 39078 | $3,854.09 |
MC LAIN | 39079 | $3,713.87 |
NESBIT | 39080 | $3,899.88 |
GREENVILLE | 39082 | $3,775.82 |
CARTHAGE | 39083 | $3,990.92 |
FLOWOOD | 39086 | $4,323.64 |
SANDERSVILLE | 39088 | $3,744.73 |
EASTABUCHIE | 39090 | $3,555.26 |
WAYSIDE | 39092 | $3,600.62 |
DURANT | 39094 | $3,674.46 |
HERNANDO | 39095 | $3,716.05 |
WIGGINS | 39096 | $4,250.87 |
RIDGELAND | 39097 | $3,675.04 |
OVETT | 39098 | $3,637.11 |
BROOKHAVEN | 39107 | $3,515.10 |
MAGEE | 39108 | $3,579.90 |
SILVER CITY | 39109 | $3,624.08 |
LOUISE | 39110 | $3,585.80 |
CLARA | 39111 | $3,675.57 |
LENA | 39113 | $3,577.34 |
TCHULA | 39114 | $3,719.91 |
BELZONI | 39115 | $3,887.65 |
HOLLANDALE | 39116 | $3,774.16 |
CHATHAM | 39117 | $3,803.32 |
BRANDON | 39119 | $3,855.45 |
CANTON | 39120 | $4,189.65 |
LELAND | 39140 | $3,841.08 |
CARY | 39144 | $4,185.94 |
HOLCOMB | 39145 | $3,625.04 |
CAMDEN | 39146 | $3,721.72 |
STONEVILLE | 39148 | $3,702.55 |
SARAH | 39149 | $3,818.60 |
GLEN ALLAN | 39150 | $4,242.24 |
SCOBEY | 39151 | $3,904.26 |
ALLIGATOR | 39152 | $3,790.79 |
PHILIPP | 39153 | $3,803.11 |
WATER VALLEY | 39154 | $3,901.26 |
WEST | 39156 | $3,588.08 |
LAMAR | 39157 | $3,679.51 |
BROOKLYN | 39159 | $3,636.31 |
VICKSBURG | 39160 | $3,524.48 |
DUNCAN | 39161 | $3,572.20 |
LUDLOW | 39162 | $3,792.33 |
ROLLING FORK | 39165 | $3,901.71 |
MOUND BAYOU | 39166 | $3,675.49 |
CRUGER | 39167 | $3,624.79 |
PELAHATCHIE | 39168 | $3,753.10 |
STAR | 39169 | $3,672.14 |
MADDEN | 39170 | $3,909.79 |
SENATOBIA | 39171 | $3,621.20 |
COLDWATER | 39173 | $4,112.92 |
FOREST | 39174 | $4,138.74 |
THOMASTOWN | 39175 | $4,053.43 |
ISOLA | 39176 | $3,449.52 |
MC CARLEY | 39177 | $3,598.46 |
CLEVELAND | 39179 | $3,773.12 |
INDEPENDENCE | 39180 | $3,638.12 |
SEBASTOPOL | 39183 | $3,612.05 |
SHELBY | 39189 | $3,580.07 |
MICHIGAN CITY | 39190 | $4,157.25 |
ARKABUTLA | 39191 | $3,894.35 |
VICKSBURG | 39192 | $3,639.14 |
MOSS | 39193 | $3,994.81 |
ARTESIA | 39194 | $3,796.49 |
LAKE | 39201 | $3,834.60 |
UNIVERSITY | 39202 | $3,943.82 |
VALLEY PARK | 39203 | $3,932.74 |
PETAL | 39204 | $3,996.62 |
MONTPELIER | 39206 | $3,878.24 |
ROSE HILL | 39208 | $3,766.27 |
GORE SPRINGS | 39209 | $3,962.53 |
ELLISVILLE | 39210 | $4,105.52 |
MERIDIAN | 39211 | $3,763.62 |
MOSELLE | 39212 | $3,984.87 |
REDWOOD | 39213 | $3,953.96 |
COFFEEVILLE | 39216 | $3,917.37 |
TREBLOC | 39217 | $3,953.54 |
MADISON | 39218 | $3,702.94 |
MAYHEW | 39232 | $3,694.35 |
BYHALIA | 39269 | $3,895.61 |
LAUREL | 39272 | $3,928.45 |
DE KALB | 39301 | $3,590.48 |
WALNUT GROVE | 39305 | $3,408.00 |
MC COOL | 39307 | $3,469.69 |
MAYERSVILLE | 39320 | $3,435.11 |
PORTERVILLE | 39322 | $3,799.94 |
HATTIESBURG | 39323 | $3,452.16 |
SANDHILL | 39324 | $3,675.00 |
SCOOBA | 39325 | $3,391.49 |
HATTIESBURG | 39326 | $3,433.51 |
WHEELER | 39327 | $3,422.39 |
HATTIESBURG | 39328 | $3,581.19 |
COILA | 39330 | $3,725.47 |
ASHLAND | 39332 | $3,483.53 |
DUCK HILL | 39335 | $3,428.04 |
BENOIT | 39336 | $3,406.58 |
PRESTON | 39337 | $3,471.13 |
HOLLY SPRINGS | 39338 | $3,551.31 |
TULA | 39339 | $3,545.05 |
GUNNISON | 39341 | $3,535.00 |
LAUREL | 39342 | $3,563.25 |
MARION | 39345 | $3,441.63 |
RED BANKS | 39346 | $3,531.74 |
DREW | 39347 | $3,715.17 |
KOSCIUSKO | 39348 | $3,740.64 |
VICTORIA | 39350 | $3,433.57 |
BEULAH | 39352 | $3,577.24 |
LOUIN | 39354 | $3,566.10 |
BAY SPRINGS | 39355 | $3,728.41 |
STRINGER | 39356 | $3,594.35 |
TOOMSUBA | 39358 | $3,571.39 |
SOSO | 39359 | $3,618.76 |
CLEVELAND | 39360 | $3,735.32 |
OXFORD | 39361 | $3,523.19 |
CARROLLTON | 39362 | $3,783.41 |
LOUISVILLE | 39363 | $3,751.02 |
MERIGOLD | 39364 | $3,550.22 |
MACON | 39365 | $3,414.63 |
ETHEL | 39366 | $3,770.60 |
WEIR | 39367 | $3,785.18 |
NOXAPATER | 39401 | $3,576.03 |
MOUNT PLEASANT | 39402 | $3,570.70 |
STEWART | 39406 | $3,569.43 |
ABBEVILLE | 39421 | $3,944.37 |
TAYLOR | 39422 | $3,551.23 |
ROSEDALE | 39423 | $3,842.30 |
BOYLE | 39425 | $3,638.61 |
SALLIS | 39426 | $3,984.17 |
SHUQUALAK | 39427 | $4,005.18 |
WATERFORD | 39428 | $3,874.34 |
GREENWOOD | 39429 | $3,946.60 |
POTTS CAMP | 39436 | $3,690.06 |
MC ADAMS | 39437 | $3,591.52 |
DODDSVILLE | 39439 | $3,715.21 |
HICKORY FLAT | 39440 | $3,563.50 |
SUNFLOWER | 39443 | $3,584.35 |
RULEVILLE | 39451 | $3,753.90 |
MINTER CITY | 39452 | $3,870.67 |
ACKERMAN | 39455 | $3,807.38 |
SHAW | 39456 | $3,698.94 |
BROOKSVILLE | 39457 | $3,804.09 |
ALGOMA | 39459 | $3,588.62 |
KILMICHAEL | 39460 | $3,610.80 |
FRENCH CAMP | 39461 | $3,776.69 |
FALKNER | 39462 | $3,930.59 |
MOORHEAD | 39464 | $3,679.49 |
HICKORY | 39465 | $3,595.96 |
EUPORA | 39466 | $3,932.75 |
INVERNESS | 39470 | $3,906.10 |
PARIS | 39474 | $4,013.94 |
LITTLE ROCK | 39475 | $3,806.35 |
MERIDIAN | 39476 | $3,858.15 |
INDIANOLA | 39477 | $3,690.13 |
WINONA | 39478 | $3,912.19 |
SIDON | 39479 | $3,906.08 |
ITTA BENA | 39480 | $3,547.87 |
CHUNKY | 39481 | $3,550.30 |
VAIDEN | 39482 | $3,875.20 |
SCHLATER | 39483 | $3,987.89 |
WALNUT | 39501 | $3,803.48 |
BANNER | 39503 | $3,806.41 |
NEWTON | 39507 | $3,826.06 |
IUKA | 39520 | $3,866.44 |
BURNSVILLE | 39525 | $3,845.45 |
BAILEY | 39530 | $3,805.23 |
PHILADELPHIA | 39531 | $3,761.10 |
DALEVILLE | 39532 | $3,759.95 |
TIPLERSVILLE | 39534 | $3,726.87 |
RIPLEY | 39540 | $3,752.09 |
LAUDERDALE | 39553 | $3,780.36 |
MANTEE | 39555 | $4,024.29 |
CONEHATTA | 39556 | $3,979.89 |
MATHISTON | 39558 | $4,129.33 |
DECATUR | 39560 | $3,752.02 |
DENNIS | 39561 | $3,799.93 |
BELMONT | 39562 | $3,845.78 |
UNION | 39563 | $3,790.24 |
THAXTON | 39564 | $3,887.70 |
BLUE MOUNTAIN | 39565 | $3,811.40 |
MERIDIAN | 39567 | $3,796.13 |
LAWRENCE | 39571 | $3,773.31 |
RIENZI | 39572 | $3,857.61 |
GOLDEN | 39573 | $3,782.76 |
COLLINSVILLE | 39574 | $3,838.19 |
HAMILTON | 39576 | $3,878.23 |
CORINTH | 39577 | $3,682.18 |
GLEN | 39581 | $3,799.78 |
MYRTLE | 39601 | $3,677.90 |
DUMAS | 39629 | $3,728.91 |
TISHOMINGO | 39630 | $3,878.24 |
GATTMAN | 39631 | $4,006.38 |
BRUCE | 39632 | $4,041.93 |
CALHOUN CITY | 39633 | $4,144.61 |
PLANTERSVILLE | 39635 | $4,170.57 |
BIG CREEK | 39638 | $3,984.59 |
ETTA | 39641 | $3,823.17 |
SHERMAN | 39643 | $3,956.73 |
BOONEVILLE | 39645 | $3,932.21 |
TREMONT | 39647 | $3,921.02 |
MANTACHIE | 39648 | $3,726.10 |
VAN VLEET | 39652 | $3,749.56 |
PITTSBORO | 39653 | $3,896.44 |
SHANNON | 39654 | $3,788.18 |
RANDOLPH | 39656 | $3,814.87 |
FULTON | 39657 | $3,798.18 |
BECKER | 39661 | $3,941.64 |
PONTOTOC | 39662 | $3,702.34 |
BLUE SPRINGS | 39663 | $3,955.17 |
NEW SITE | 39664 | $3,894.09 |
VERONA | 39665 | $3,853.84 |
NETTLETON | 39666 | $3,791.10 |
GREENWOOD SPRINGS | 39667 | $3,741.79 |
SMITHVILLE | 39668 | $4,050.99 |
MOOREVILLE | 39669 | $4,149.93 |
NEW ALBANY | 39701 | $3,158.94 |
TOCCOPOLA | 39702 | $3,243.42 |
HOULKA | 39705 | $3,257.98 |
CALEDONIA | 39710 | $3,246.30 |
HOUSTON | 39730 | $3,269.64 |
OKOLONA | 39735 | $3,507.47 |
PRAIRIE | 39736 | $3,605.47 |
MARIETTA | 39737 | $3,764.74 |
BELDEN | 39739 | $3,505.06 |
ABERDEEN | 39740 | $3,283.58 |
ECRU | 39741 | $3,231.09 |
PHEBA | 39743 | $3,180.23 |
TUPELO | 39744 | $3,482.78 |
COLUMBUS | 39745 | $3,491.89 |
AMORY | 39746 | $3,383.81 |
SALTILLO | 39747 | $3,501.38 |
WEST POINT | 39750 | $3,228.95 |
BALDWYN | 39751 | $3,427.87 |
COLUMBUS | 39752 | $3,422.43 |
VARDAMAN | 39753 | $3,585.73 |
COLUMBUS | 39754 | $3,594.89 |
TUPELO | 39755 | $3,261.14 |
GUNTOWN | 39756 | $3,274.33 |
CEDARBLUFF | 39759 | $3,077.33 |
MABEN | 39766 | $3,208.63 |
WOODLAND | 39767 | $3,530.20 |
STEENS | 39769 | $3,196.85 |
STURGIS | 39771 | $3,729.29 |
CRAWFORD | 39772 | $3,533.04 |
COLUMBUS | 39773 | $3,249.13 |
STARKVILLE | 39776 | $3,220.89 |
As you can see, drivers operating out of Woodville are charged significantly more for their auto insurance than those based in Hermanville. Where does your zip code rank?
You can even look into the way that the city you live in impacts the cost of your auto insurance. Take a look at the listings below:
City | Annual Average |
---|---|
STARKVILLE | $3,077.33 |
CRAWFORD | $3,180.23 |
STURGIS | $3,196.85 |
STEENS | $3,208.63 |
WOODLAND | $3,220.89 |
COLUMBUS | $3,226.66 |
MABEN | $3,228.95 |
CEDARBLUFF | $3,231.09 |
GUNTOWN | $3,237.09 |
VARDAMAN | $3,246.00 |
BALDWYN | $3,247.35 |
TUPELO | $3,248.83 |
WEST POINT | $3,249.13 |
SALTILLO | $3,251.39 |
AMORY | $3,253.21 |
PHEBA | $3,261.14 |
ECRU | $3,265.32 |
ABERDEEN | $3,269.64 |
BELDEN | $3,272.51 |
MARIETTA | $3,274.20 |
PRAIRIE | $3,274.33 |
OKOLONA | $3,274.37 |
HOUSTON | $3,277.09 |
CALEDONIA | $3,283.58 |
HOULKA | $3,284.84 |
TOCCOPOLA | $3,284.95 |
NEW ALBANY | $3,284.97 |
MOOREVILLE | $3,287.84 |
SMITHVILLE | $3,287.96 |
GREENWOOD SPRINGS | $3,288.03 |
NETTLETON | $3,288.88 |
VERONA | $3,289.64 |
NEW SITE | $3,293.38 |
BLUE SPRINGS | $3,293.99 |
PONTOTOC | $3,305.09 |
BECKER | $3,314.90 |
FULTON | $3,318.23 |
RANDOLPH | $3,329.46 |
SHANNON | $3,329.58 |
PITTSBORO | $3,333.71 |
VAN VLEET | $3,334.46 |
MANTACHIE | $3,336.26 |
TREMONT | $3,343.84 |
BOONEVILLE | $3,346.49 |
SHERMAN | $3,350.42 |
ETTA | $3,353.55 |
BIG CREEK | $3,357.03 |
PLANTERSVILLE | $3,357.07 |
CALHOUN CITY | $3,364.61 |
BRUCE | $3,366.35 |
GATTMAN | $3,369.73 |
TISHOMINGO | $3,370.72 |
DUMAS | $3,374.28 |
MYRTLE | $3,381.54 |
GLEN | $3,382.11 |
CORINTH | $3,383.63 |
HAMILTON | $3,383.81 |
COLLINSVILLE | $3,391.50 |
GOLDEN | $3,392.76 |
RIENZI | $3,394.09 |
LAWRENCE | $3,406.58 |
BLUE MOUNTAIN | $3,410.42 |
THAXTON | $3,412.67 |
UNION | $3,414.64 |
BELMONT | $3,415.14 |
DENNIS | $3,419.25 |
DECATUR | $3,422.39 |
MATHISTON | $3,422.43 |
CONEHATTA | $3,425.08 |
MANTEE | $3,427.87 |
LAUDERDALE | $3,428.04 |
RIPLEY | $3,430.33 |
TIPLERSVILLE | $3,432.60 |
DALEVILLE | $3,433.51 |
PHILADELPHIA | $3,433.57 |
BAILEY | $3,435.11 |
BURNSVILLE | $3,435.53 |
IUKA | $3,441.34 |
NEWTON | $3,441.63 |
BANNER | $3,442.80 |
WALNUT | $3,443.86 |
SCHLATER | $3,445.67 |
VAIDEN | $3,449.52 |
CHUNKY | $3,452.16 |
ITTA BENA | $3,459.81 |
SIDON | $3,461.84 |
WINONA | $3,462.61 |
INDIANOLA | $3,465.74 |
LITTLE ROCK | $3,471.13 |
PARIS | $3,474.25 |
INVERNESS | $3,479.37 |
EUPORA | $3,482.78 |
HICKORY | $3,483.53 |
MOORHEAD | $3,488.52 |
FALKNER | $3,489.03 |
MERIDIAN | $3,489.39 |
FRENCH CAMP | $3,491.89 |
KILMICHAEL | $3,501.38 |
ALGOMA | $3,502.51 |
BROOKSVILLE | $3,505.06 |
SHAW | $3,507.10 |
ACKERMAN | $3,507.47 |
MINTER CITY | $3,510.10 |
RULEVILLE | $3,511.46 |
SUNFLOWER | $3,512.44 |
HICKORY FLAT | $3,512.62 |
DODDSVILLE | $3,514.71 |
MC ADAMS | $3,515.10 |
POTTS CAMP | $3,515.40 |
GREENWOOD | $3,515.83 |
WATERFORD | $3,521.01 |
SHUQUALAK | $3,523.19 |
SALLIS | $3,524.48 |
BOYLE | $3,526.44 |
ROSEDALE | $3,528.71 |
TAYLOR | $3,529.00 |
ABBEVILLE | $3,529.60 |
STEWART | $3,530.20 |
MOUNT PLEASANT | $3,531.38 |
NOXAPATER | $3,531.74 |
WEIR | $3,533.03 |
ETHEL | $3,533.98 |
MACON | $3,535.00 |
MERIGOLD | $3,536.26 |
LOUISVILLE | $3,545.05 |
CARROLLTON | $3,545.32 |
OXFORD | $3,546.16 |
SOSO | $3,547.87 |
TOOMSUBA | $3,550.22 |
STRINGER | $3,550.30 |
BAY SPRINGS | $3,551.23 |
LOUIN | $3,551.31 |
BEULAH | $3,553.33 |
VICTORIA | $3,554.17 |
KOSCIUSKO | $3,555.26 |
DREW | $3,557.39 |
RED BANKS | $3,563.18 |
MARION | $3,563.25 |
GUNNISON | $3,565.13 |
TULA | $3,565.33 |
HOLLY SPRINGS | $3,565.45 |
PRESTON | $3,566.09 |
BENOIT | $3,567.45 |
DUCK HILL | $3,567.82 |
ASHLAND | $3,568.33 |
COILA | $3,568.65 |
WHEELER | $3,569.73 |
SCOOBA | $3,571.39 |
HATTIESBURG | $3,572.05 |
SANDHILL | $3,572.20 |
LAUREL | $3,573.93 |
PORTERVILLE | $3,577.24 |
MAYERSVILLE | $3,577.34 |
MC COOL | $3,579.90 |
WALNUT GROVE | $3,580.07 |
DE KALB | $3,581.18 |
CLEVELAND | $3,583.11 |
BYHALIA | $3,585.69 |
MAYHEW | $3,585.73 |
MADISON | $3,585.80 |
TREBLOC | $3,587.22 |
COFFEEVILLE | $3,587.49 |
REDWOOD | $3,588.08 |
MOSELLE | $3,588.62 |
ELLISVILLE | $3,591.52 |
GORE SPRINGS | $3,592.64 |
ROSE HILL | $3,594.35 |
MONTPELIER | $3,594.89 |
PETAL | $3,595.96 |
VALLEY PARK | $3,598.46 |
UNIVERSITY | $3,600.13 |
LAKE | $3,600.62 |
ARTESIA | $3,605.47 |
MOSS | $3,610.80 |
ARKABUTLA | $3,613.97 |
MICHIGAN CITY | $3,614.30 |
SHELBY | $3,614.79 |
SEBASTOPOL | $3,618.77 |
INDEPENDENCE | $3,619.00 |
MC CARLEY | $3,619.19 |
ISOLA | $3,620.77 |
THOMASTOWN | $3,621.20 |
COLDWATER | $3,621.23 |
FOREST | $3,621.23 |
SENATOBIA | $3,622.60 |
MADDEN | $3,624.08 |
STAR | $3,624.79 |
PELAHATCHIE | $3,625.04 |
VICKSBURG | $3,625.09 |
CRUGER | $3,628.78 |
MOUND BAYOU | $3,632.23 |
ROLLING FORK | $3,636.31 |
LUDLOW | $3,637.11 |
DUNCAN | $3,637.80 |
BROOKLYN | $3,638.61 |
LAMAR | $3,638.78 |
WEST | $3,639.14 |
WATER VALLEY | $3,643.19 |
PHILIPP | $3,646.02 |
ALLIGATOR | $3,649.03 |
SCOBEY | $3,650.55 |
GLEN ALLAN | $3,651.42 |
SARAH | $3,651.72 |
STONEVILLE | $3,653.82 |
CAMDEN | $3,655.41 |
HOLCOMB | $3,655.46 |
CARY | $3,657.05 |
LELAND | $3,658.99 |
CANTON | $3,659.71 |
CHATHAM | $3,661.77 |
HOLLANDALE | $3,662.26 |
BELZONI | $3,664.36 |
TCHULA | $3,672.14 |
LENA | $3,674.46 |
CLARA | $3,675.01 |
LOUISE | $3,675.04 |
SILVER CITY | $3,675.49 |
MAGEE | $3,675.57 |
BROOKHAVEN | $3,677.90 |
OVETT | $3,679.49 |
RIDGELAND | $3,679.51 |
WIGGINS | $3,682.18 |
HERNANDO | $3,682.39 |
BRANDON | $3,688.25 |
DURANT | $3,689.07 |
WAYSIDE | $3,689.71 |
EASTABUCHIE | $3,690.06 |
SANDERSVILLE | $3,690.13 |
FLOWOOD | $3,694.35 |
CARTHAGE | $3,696.62 |
NESBIT | $3,698.93 |
MC LAIN | $3,698.94 |
OAKLAND | $3,699.62 |
GRENADA | $3,701.07 |
RUTH | $3,702.34 |
TILLATOBA | $3,702.54 |
PINEY WOODS | $3,702.55 |
RICHLAND | $3,702.94 |
GREENVILLE | $3,704.98 |
SLATE SPRING | $3,708.50 |
EDWARDS | $3,710.36 |
GOODMAN | $3,713.87 |
PACHUTA | $3,715.17 |
HEIDELBERG | $3,715.21 |
LEXINGTON | $3,716.05 |
LAKE CORMORANT | $3,719.02 |
TUNICA | $3,719.33 |
MENDENHALL | $3,719.91 |
PICKENS | $3,721.72 |
FLORA | $3,722.60 |
HORN LAKE | $3,723.28 |
BOLTON | $3,723.62 |
WEBB | $3,725.45 |
ENTERPRISE | $3,725.47 |
MCCOMB | $3,726.10 |
QUITMAN | $3,728.41 |
BOGUE CHITTO | $3,728.91 |
WALTHALL | $3,729.29 |
BATESVILLE | $3,732.00 |
CRENSHAW | $3,733.97 |
SHUBUTA | $3,735.32 |
COURTLAND | $3,735.77 |
FALCON | $3,738.19 |
PAULDING | $3,740.64 |
TYLERTOWN | $3,741.79 |
HOLLY BLUFF | $3,744.73 |
ANGUILLA | $3,746.71 |
MAGNOLIA | $3,749.56 |
FLORENCE | $3,750.39 |
SOUTHAVEN | $3,750.82 |
STONEWALL | $3,751.02 |
LONG BEACH | $3,752.02 |
DIBERVILLE | $3,752.08 |
TAYLORSVILLE | $3,753.10 |
DUNDEE | $3,753.83 |
ROBINSONVILLE | $3,753.89 |
LEAKESVILLE | $3,753.90 |
ARCOLA | $3,756.01 |
POPE | $3,759.59 |
TIPPO | $3,761.01 |
BILOXI | $3,763.29 |
AVON | $3,763.33 |
BELLEFONTAINE | $3,764.74 |
WALLS | $3,765.54 |
PEARL | $3,766.27 |
SLEDGE | $3,766.40 |
COMO | $3,766.41 |
SARDIS | $3,770.51 |
VOSSBURG | $3,770.60 |
GRACE | $3,773.09 |
VAUGHAN | $3,773.12 |
PASS CHRISTIAN | $3,773.31 |
MIZE | $3,774.16 |
MORGAN CITY | $3,774.88 |
HARRISVILLE | $3,775.83 |
NEELY | $3,776.69 |
OLIVE BRANCH | $3,777.42 |
SWIFTOWN | $3,778.81 |
MONEY | $3,778.84 |
BENTON | $3,779.30 |
GAUTIER | $3,780.36 |
DUBLIN | $3,780.58 |
PERKINSTON | $3,782.76 |
STATE LINE | $3,783.41 |
WAYNESBORO | $3,785.18 |
CROWDER | $3,786.36 |
MONTICELLO | $3,788.18 |
PULASKI | $3,790.79 |
SUMMIT | $3,791.10 |
SATARTIA | $3,792.33 |
YAZOO CITY | $3,796.49 |
PASCAGOULA | $3,797.96 |
OSYKA | $3,798.18 |
GLENDORA | $3,799.62 |
MC HENRY | $3,799.92 |
BUCKATUNNA | $3,799.94 |
RALEIGH | $3,803.11 |
MORTON | $3,803.32 |
CASCILLA | $3,803.75 |
MC NEILL | $3,804.09 |
PURVIS | $3,806.35 |
CLINTON | $3,807.14 |
LUMBERTON | $3,807.38 |
BELEN | $3,808.67 |
LULA | $3,811.03 |
VANCLEAVE | $3,811.40 |
JONESTOWN | $3,811.84 |
GULFPORT | $3,811.98 |
PARCHMAN | $3,812.76 |
OAK VALE | $3,814.87 |
MOSS POINT | $3,818.01 |
PINOLA | $3,818.60 |
JAYESS | $3,823.17 |
BENTONIA | $3,824.40 |
DELTA CITY | $3,826.84 |
BRAXTON | $3,829.25 |
SCOTT | $3,834.98 |
MARKS | $3,837.93 |
SAUCIER | $3,838.19 |
SHERARD | $3,838.40 |
NEWHEBRON | $3,841.07 |
BEAUMONT | $3,842.30 |
DIAMONDHEAD | $3,845.45 |
ENID | $3,850.63 |
SONTAG | $3,853.84 |
GEORGETOWN | $3,854.09 |
MOUNT OLIVE | $3,855.45 |
PEARLINGTON | $3,857.61 |
RICHTON | $3,858.15 |
METCALFE | $3,858.94 |
SUMNER | $3,863.48 |
BAY SAINT LOUIS | $3,866.44 |
LAMBERT | $3,868.11 |
LUCEDALE | $3,870.67 |
COLLINS | $3,874.33 |
SUMRALL | $3,875.20 |
WINSTONVILLE | $3,877.63 |
WAVELAND | $3,878.23 |
BUDE | $3,878.24 |
MIDNIGHT | $3,887.65 |
OCEAN SPRINGS | $3,887.70 |
PACE | $3,887.91 |
FRIARS POINT | $3,890.85 |
SWAN LAKE | $3,892.34 |
CHARLESTON | $3,893.53 |
SMITHDALE | $3,894.09 |
WESSON | $3,894.35 |
MEADVILLE | $3,896.44 |
HARPERVILLE | $3,899.88 |
RAYMOND | $3,901.26 |
SIBLEY | $3,901.71 |
PUCKETT | $3,904.26 |
WINTERVILLE | $3,905.29 |
TUTWILER | $3,905.77 |
SEMINARY | $3,906.08 |
POPLARVILLE | $3,906.10 |
COAHOMA | $3,907.93 |
TERRY | $3,909.79 |
CLARKSDALE | $3,910.45 |
SANDY HOOK | $3,912.19 |
ELLIOTT | $3,913.97 |
CRYSTAL SPRINGS | $3,917.42 |
LYON | $3,917.55 |
MC CALL CREEK | $3,921.02 |
BYRAM | $3,928.45 |
NEW AUGUSTA | $3,930.59 |
LIBERTY | $3,932.21 |
JACKSON | $3,932.54 |
VANCE | $3,932.66 |
PICAYUNE | $3,932.75 |
TIE PLANT | $3,934.31 |
D LO | $3,934.83 |
ROXIE | $3,941.64 |
BASSFIELD | $3,944.37 |
COLUMBIA | $3,946.60 |
RENA LARA | $3,953.83 |
SILVER CREEK | $3,955.17 |
KOKOMO | $3,956.73 |
KILN | $3,979.89 |
CARRIERE | $3,984.17 |
GLOSTER | $3,984.59 |
FOXWORTH | $3,987.89 |
GALLMAN | $3,988.22 |
PANTHER BURN | $3,988.98 |
DARLING | $3,989.17 |
HAZLEHURST | $3,990.92 |
FARRELL | $3,994.56 |
WHITFIELD | $3,994.81 |
CARSON | $4,005.18 |
CENTREVILLE | $4,006.38 |
ROME | $4,009.06 |
PRENTISS | $4,013.94 |
HURLEY | $4,024.29 |
CHATAWA | $4,041.93 |
UNION CHURCH | $4,050.99 |
UTICA | $4,053.43 |
FAYETTE | $4,107.16 |
TINSLEY | $4,112.92 |
LAKESHORE | $4,129.33 |
TOUGALOO | $4,138.74 |
CROSBY | $4,144.61 |
WOODVILLE | $4,149.93 |
WASHINGTON | $4,157.25 |
FERNWOOD | $4,170.57 |
PATTISON | $4,185.94 |
NATCHEZ | $4,189.65 |
PORT GIBSON | $4,242.24 |
LORMAN | $4,250.87 |
HERMANVILLE | $4,323.64 |
As you can see, there’s a fairly standard trend in auto insurance costs when the numbers are compared by city. It just goes to show that a combination of different factors – some uncontrollable, like age, and some otherwise, like location – can impact the way you have to budget over the course of a year.
It won’t surprise you to learn that when it comes to auto insurance, you have options. There are dozens upon dozens of auto insurance providers across the country, not to mention in Mississippi.
The great thing about that variety is that you have plenty of options to choose from when it comes to determining who you want to cover you as a driver. The bad news is that you have to sift through every auto insurance provider’s website if you really want to be sure that you’re getting the best deal possible.
Don’t spend hours staring at a screen. We’ve done your research for you! Take a look at our guide to Mississippi auto insurance, and you’ll be on your way to affordable coverage in no time at all.
The easiest way to rate the auto insurance providers in Mississippi is to take into account their AM Best Rating. An AM Best Rating helps you determine a auto insurance provider’s financial strength. The better the rating, the more financially secure the company in question is.
Take a look at the table below, and you’ll see what we mean. You’ll also note that a number of companies in the state of Mississippi have A+++ ratings. What do those three extra plus signs mean? Every plus sign on an AM Best Rating indicates additional financial security.
Company Name | AM Best Rating | Direct Premiums Written | Loss Ratio | Market Share |
---|---|---|---|---|
State Farm Group | A++ | $483,064 | 61.62% | 25.72% |
Southern Farm Bureau Casualty Group | A+ | $223,023 | 69.60% | 11.87% |
Progressive Group | A+ | $192,012 | 65.31% | 10.22% |
Allstate Insurance Group | A+ | $155,147 | 50.96% | 8.26% |
Geico | A++ | $117,890 | 70.29% | 6.28% |
Liberty Mutual Group | A | $117,425 | 68.86% | 6.25% |
Nationwide Corp Group | A+ | $108,233 | 60.37% | 5.76% |
USAA Group | A++ | $95,802 | 78.03% | 5.10% |
Alfa Insurance Group | A | $70,841 | 64.72% | 3.77% |
Shelter Insurance Group | A | $59,844 | 68.58% | 3.19% |
State Total | $1,878,254 | 64.24% | 100.00% |
The AM Best Rating is most dramatically impacted by a company’s loss ratio. When you’re looking into a auto insurance provider, you’ll find companies with high loss ratios and companies with lower ones.
We recommend looking for a company with a loss ratio somewhere in between these two extremes.
On a more subjective level, we’ve also taken note of the auto insurance providers that have garnered the most client complaints. Complaints, of course, are personal. Still, the more complaints a company gets, the more you can learn about their HR departments and the services that they may be slacking on.
Auto Insurance Company | Number of Complaints | Complaint Index |
---|---|---|
Safeco | 0 | 0.00 |
Shelter | 0 | 0.00 |
Safeway | 0 | 0.00 |
State Auto | 0 | 0.00 |
21st Century | 0 | 0.00 |
United Automobile | 0 | 0.00 |
Alfa | 2 | 0.23 |
Mississippi Farm Bureau | 9 | 0.29 |
MetLife | 2 | 0.51 |
Allstate | 11 | 0.53 |
State Farm | 44 | 0.67 |
Nationwide | 10 | 0.70 |
Dairyland | 1 | 0.70 |
Hartford | 2 | 0.76 |
AAA | 1 | 0.85 |
Geico | 13 | 0.90 |
USAA | 11 | 0.97 |
GuideOne Insurance | 2 | 1.08 |
Esurance | 2 | 1.11 |
Travelers | 3 | 1.22 |
Progressive | 23 | 1.23 |
ANPAC | 1 | 1.33 |
Victoria Insurance | 1 | 1.48 |
USA Insurance | 3 | 1.83 |
Inverness Partners | 2 | 2.20 |
Liberty Mutual | 5 | 2.22 |
Mendakota Insurance | 2 | 2.36 |
Farmers | 5 | 2.43 |
National General | 4 | 5.06 |
Direct General | 21 | 5.63 |
ACCC Insurance Company | 21 | 9.79 |
Unique Insurance | 9 | 17.93 |
You’ll also note that insurance rates naturally vary by company. Check out the data below for a basic state overview.
Company | Annual Average | Compared to State Average | Percentage Compared to State Average |
---|---|---|---|
Allstate P&C | $4,941.34 | $1,276.53 | 25.83% |
Geico General | $4,086.36 | $421.54 | 10.32% |
SAFECO Ins Co of IL | $4,455.56 | $790.74 | 17.75% |
Nationwide P&C | $2,756.17 | -$908.64 | -32.97% |
Progressive Gulf Ins | $4,312.60 | $647.78 | 15.02% |
State Farm Mutual Auto | $2,980.08 | -$684.74 | -22.98% |
Travelers Home & Marine Ins Co | $3,730.17 | $65.35 | 1.75% |
USAA | $2,056.25 | -$1,608.56 | -78.23% |
You’ll note that a number of providers in the state of Mississippi have rates that contest strongly with the state average of $3,664.82.
Some insurance providers will also charge you more for your coverage if you note that your work commute is longer than 10 miles.
Company | Commute and Annual Mileage | Annual Average |
---|---|---|
Liberty Mutual | 25 miles commute. 12000 annual mileage. | $13,847.08 |
Liberty Mutual | 10 miles commute. 6000 annual mileage. | $13,055.12 |
MS | 25 miles commute. 12000 annual mileage. | $3,683.20 |
MS | 10 miles commute. 6000 annual mileage. | $3,646.43 |
Nationwide | 10 miles commute. 6000 annual mileage. | $2,926.49 |
Nationwide | 25 miles commute. 12000 annual mileage. | $2,926.49 |
USAA | 25 miles commute. 12000 annual mileage. | $2,899.06 |
USAA | 10 miles commute. 6000 annual mileage. | $2,824.14 |
State Farm | 25 miles commute. 12000 annual mileage. | $2,122.82 |
State Farm | 10 miles commute. 6000 annual mileage. | $2,011.15 |
As you may have guessed, drivers with longer commutes are likely to pay more for their auto insurance coverage than those drivers with short commutes.
Though this may seem harsh, it’s nothing compared to how some other factors affect your rates.
If you’re looking to save money, you may think that going with a company’s lowest rate of coverage will be good for your pocketbook. This isn’t always the case, though. Purchasing better coverage means that you’ll be more secure in case of an accident, whereas relying on a company’s minimum coverage could result in you having to pay for property damage or personal injury out of pocket.
Company | Annual Average | Compared to State Average | Percentage Compared to State Average |
---|---|---|---|
Allstate P&C | $4,941.34 | $1,276.53 | 25.83% |
Geico General | $4,086.36 | $421.54 | 10.32% |
SAFECO Ins Co of IL | $4,455.56 | $790.74 | 17.75% |
Nationwide P&C | $2,756.17 | -$908.64 | -32.97% |
Progressive Gulf Ins | $4,312.60 | $647.78 | 15.02% |
State Farm Mutual Auto | $2,980.08 | -$684.74 | -22.98% |
Travelers Home & Marine Ins Co | $3,730.17 | $65.35 | 1.75% |
USAA | $2,056.25 | -$1,608.56 | -78.23% |
As you can see, the rates between low, medium, and high insurance policy rates don’t always vary that much. A few extra hundreds spent on your insurance could be the difference between total accident coverage and a dwindling bank account.
As you may have guessed, you’ll likely get a better auto insurance rate if your credit is good. This isn’t to say that credit is the end all, be all of auto insurance rates, but it certainly contributes to the rate that you’re likely to be offered by a provider.
Company | Credit History | Annual Average |
---|---|---|
Liberty Mutual | Poor | $14,094.18 |
Liberty Mutual | Fair | $9,029.73 |
Liberty Mutual | Good | $7,062.75 |
Geico | Poor | $6,161.23 |
Allstate | Poor | $5,721.87 |
Allstate | Fair | $5,065.11 |
Progressive | Poor | $4,891.94 |
Travelers | Poor | $4,233.92 |
Progressive | Fair | $4,170.46 |
Allstate | Good | $4,037.04 |
USAA | Poor | $3,914.74 |
Progressive | Good | $3,875.40 |
Travelers | Good | $3,502.98 |
Geico | Fair | $3,490.89 |
Travelers | Fair | $3,453.60 |
State Farm | Poor | $3,451.55 |
Nationwide | Poor | $3,397.54 |
Nationwide | Fair | $2,747.94 |
Geico | Good | $2,606.95 |
Nationwide | Good | $2,459.66 |
State Farm | Fair | $2,102.98 |
USAA | Fair | $2,069.13 |
USAA | Good | $1,776.60 |
State Farm | Good | $1,581.04 |
The average credit score in Mississippi is 647.
Mississippi’s average credit score is, in fact, about 28 points lower than the national average, making Mississippi one of the top 10 states in the union for low credit scores.
Your driving record will likely have the greatest impact on the rate that a auto insurance provider is able to offer you. Consider the following:
Company | Driving Record | Annual Average |
---|---|---|
Allstate | With 1 DUI | $5,956.24 |
Geico | With 1 DUI | $5,869.23 |
Liberty Mutual | With 1 DUI | $5,170.33 |
Liberty Mutual | With 1 accident | $5,046.99 |
Progressive | With 1 accident | $4,952.25 |
Allstate | With 1 accident | $4,912.99 |
Allstate | With 1 speeding violation | $4,726.86 |
Travelers | With 1 DUI | $4,688.01 |
Liberty Mutual | With 1 speeding violation | $4,442.21 |
Progressive | With 1 speeding violation | $4,338.27 |
Progressive | With 1 DUI | $4,267.10 |
Allstate | Clean record | $4,169.28 |
Geico | With 1 speeding violation | $4,078.45 |
Geico | With 1 accident | $3,856.26 |
Progressive | Clean record | $3,692.78 |
Nationwide | With 1 DUI | $3,574.60 |
Travelers | With 1 speeding violation | $3,558.80 |
Travelers | With 1 accident | $3,413.50 |
State Farm | With 1 accident | $3,312.87 |
Travelers | Clean record | $3,260.37 |
Liberty Mutual | Clean record | $3,162.70 |
State Farm | With 1 DUI | $2,949.82 |
State Farm | With 1 speeding violation | $2,949.82 |
Nationwide | With 1 accident | $2,809.29 |
USAA | With 1 DUI | $2,783.92 |
State Farm | Clean record | $2,707.79 |
Geico | Clean record | $2,541.48 |
Nationwide | With 1 speeding violation | $2,438.23 |
Nationwide | Clean record | $2,202.58 |
USAA | With 1 accident | $2,050.45 |
USAA | With 1 speeding violation | $1,785.46 |
USAA | Clean record | $1,605.19 |
As you can see, certain accidents or violations have more financial consequences than others. A DUI with Liberty Mutual, for example, costs you less than a DUI with Geico.
Domestic insurance coverage and foreign insurance coverage are both more complicated and less complicated than you might expect. Consider the chart below:
Number of Licensed Insurers in Mississippi | Number |
---|---|
Domestic | 15 |
Foreign | 907 |
Total Number of Licensed Insurers | 922 |
Now, any auto insurance procured in Mississippi is considered to be “domestic” insurance. Comparatively, insurance gained in any other of the 50 states in the United States is considered “foreign.” It’s a little different than what you might expect, isn’t it?
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Staying on top of driving laws can be difficult from state to state. If you do your research, though, and keep your knowledge of different street-side legalities up to date, you’ll be more likely to remain a safe driver over the course of your adult life.
What, then, are the driving laws in Mississippi? Take a look at our comprehensive guide to the laws that Mississippi drivers have to follow in order to avoid an undeserved fine and unnecessary stress.
We’ve already touched on Mississippi’s insurance requirements. Minimum liability coverage is a must for Mississippi drivers. Mississippi minimum liability insurance coverage is listed as 25/50/25, according to the state’s insurance department. These numbers break down as follows:
High-risk drivers in Mississippi are drivers who have driving records that aren’t especially glowing. If you’re a high-risk driver, then you might have a bit of trouble finding a provider who is willing to cover you.
What factors contribute to someone being listed as a high-risk driver? They include:
If you can’t find a provider who is willing to cover you due to your driving record, then you may qualify for coverage through the Mississippi Automobile Insurance Plan, or MSAIP. Learn more here: minimum coverage for auto insurance in Mississippi.
In order to apply and qualify for this coverage, you’ll need:
Even though MSAIP is offered through the state of Mississippi as coverage for high-risk drivers, the state itself does not offer any government-sponsored insurance for drivers who have low incomes.
If you live in a low-income household, there are still ways that you can better afford auto insurance in the state of Mississippi. These include:
If your windshield gets cracked for any reason – a falling tree branch, unseasonably cold weather, or otherwise – you’re stuck with the unfortunate reality of replacing your windshield in order to drive effectively and safely.
Mississippi, however, has no laws in place that require your insurance provider or any insurance providers in the state to cover the parts or time needed to have your windshield replaced professionally.
Just because the state doesn’t take Windshield Coverage into consideration, though, doesn’t mean that comprehensive coverage plans or various insurance providers won’t have windshield coverage available as an add-on. You’ll need to talk to your provider and see if any additions of the like are available to you.
Insurance fraud is something of a tricky topic. The good news is that automobile insurance fraud is not fraud that can be committed unintentionally. Automobile insurance fraud, rather, requires intention.
In Mississippi, auto insurance fraud consists of:
The consequences of auto insurance fraud include considerable fines, jail time, and community service as deemed appropriate by a representative of Mississippi’s fraud bureau and a judge.
Every state in the nation makes use of a statute of limitations when it comes to car accidents. But what is the statute of limitations, exactly?
After you’ve been in an accident, and regardless whether or not you caused the accident or were on the receiving end, you’ll have a limited amount of time to submit a claim to your provider.
In Mississippi, you have three years to submit an insurance claim noting personal injury or property damage as the result of an automobile accident.
One of the more state-specific laws in Mississippi is its “lemon” law. More officially known as the “Motor Vehicle Warranty Enforcement Act,” “lemon” caught on as the more colloquial way to refer to this piece of legislation. What does “lemon” refer to? Not the fruit, that’s for sure.
A vehicle is known as a “lemon” vehicle if it’s spent most of its existence in an auto shop.
If you buy your new car from a repair shop, then, you’ll have a few state laws in place protecting your purchase.
If you’ve bought a lemon vehicle, then, you have some options available to you. You can:
Let’s say you’re a driver who wants to take the risk of driving without insurance, even Mississippi’s state minimum. If that’s the case and you get caught, you can incur some significant penalties.
For first time offenders in Mississippi, driving without insurance will result in a $1,000 fine and the suspension of your driving privilege until you can show proof of insurance or until a year has passed.
We’ve touched on different acceptable forms that can serve as proof of insurance, but once again, they include:
You may also have to file for an SR-22, or “proof of financial responsibility.” This certification verifies to the state that the insurance company that will serve as your new provider will cover you for the state minimum liability for a set period of time after your encounter with an officer on the road.
Note: an SR-22 does not count as insurance. However, it can make sure that your driver’s license doesn’t get revoked, should you be caught driving without proof of insurance.
It’s always exciting – and a little nerve-wracking – when a teenager gets her license. In Mississippi, as in many other states, teenagers can apply for a learner’s permit at the age of 16. The requirements for obtaining a learners permit and eventual full license are listed in the chart below.
Restrictions for Restricted Licenses in Mississippi | Time |
---|---|
Nighttime Restrictions | 10 p.m.-6 a.m. Sun.-Thur., 11:30 p.m.-6 a.m. Fri.-Sat. |
Passenger Restrictions (excepting family members) | none |
Minimum age at which restrictions may be lifted: | |
Nighttime Restrictions | 6 months or age 17, whichever occurs first (min. age: 16, 6 mos.) |
Passenger Restrictions | none |
It’s worth noting that drivers who are 17 years of age or older don’t have to rely on a learner’s permit but rather can move straight on to a restricted license.
Restrictions for Restricted Licenses in Mississippi | Time |
---|---|
Nighttime Restrictions | 10 p.m.-6 a.m. Sun.-Thur., 11:30 p.m.-6 a.m. Fri.-Sat. |
Passenger Restrictions (excepting family members) | none |
Minimum age at which restrictions may be lifted: | |
Nighttime Restrictions | 6 months or age 17, whichever occurs first (min. age: 16, 6 mos.) |
Passenger Restrictions | none |
In Mississippi, you’re required to renew your license every 4-8 years, according to the Mississippi Department of Public Safety. It’s possible for you to do so online as well as in-person at the DMV. It’s recommended that you get your eyesight checked at the same time as your license renewal, but Mississippi does not legally require you to do so.
If you’re just moving to Mississippi, make sure you check in with your current insurance provider to update your mailing address and additional information. Your rates will likely change as you move from state to state, and you’ll need to make sure that you comply with Mississippi’s 25/50/25 minimum limits.
Though we’ve touched on the process of renewing your license already, you can check out the following chart for all of the nitty-gritty details.
Requirements for Getting a License in Mississippi | Time |
---|---|
Mandatory Holding Period | 12 months (individuals 17 years and older are exempt) |
Minimum Supervised Driving Time | none |
Minimum Age | 16 years old (individuals 17 and older are exempt from the requirement to get an intermediate license) |
Along with state-wide legislation, there are certain rules of the road in Mississippi that you’ll need to be aware of in order to be a safe driver. Keep reading in order to learn a little bit more about the different legalities that keep the Magnolia State’s roadways as safe as possible.
“At-fault,” as a descriptor, is used to label the person who is to be considered responsible for an accident or fatality. The party who is determined to be “at-fault” at the site of an accident will be required to take responsibility for the costs of any injured parties as well as the replacement of any property damaged in the crash.
Mississippi is an at-fault state, according to Nolo.com. This means that you need to make sure you have enough insurance coverage to attend to the needs of any parties who may be injured or property that may be damaged in an accident you cause. Without the right coverage, you may be facing an empty bank account as well as your own medical or property costs.
Generally speaking, drivers who are going slower than the posted speed limit are required by law to stay on the right side of the road, leaving the other lanes available for passing.
You’re also required to move to the right and slow down when you see an emergency vehicle driving your way on the road. These vehicles include:
By moving to the side, you ensure that these emergency vehicles and other such cars can get to where they need to go unimpeded. By moving right, you may be saving someone’s life!
You might think that the speed limits in Mississippi would differ based on whether they took you through a rural area or an urban one. That doesn’t happen to be the case! Take a look at the chart below.
Mississippi Speed Limits | MPH |
---|---|
Rural Interstates | 70 mph |
Urban Interstates | 70 mph |
Other Limited Access Roads | 70 mph |
Other Roads | 65 mph |
As you can see, you can generally expect to go 70 miles an hour if you’re on any of Mississippi’s interstates. Do note, though, that these are the state’s maximum speed limits. Don’t hesitate to slow down a little if you’re whipping through curves or in an unfamiliar area!
Seat belts do a lot of work when it comes to saving people’s lives in car accidents. Mississippi, like a number of other states in the union, requires drivers to wear their seat belts whenever a car is in motion.
Safety Belt Use | Laws |
---|---|
Initial Effective Date | 07/01/94 |
Primary Enforcement? | yes; effective 05/27/06 |
Age/Seats Applicable | 7+ years in all seats |
1st Offense - maximum base fine | $25 |
Children, in particular, need to be treated with care in a car. These child safety seat laws in Mississippi are notably different than those in place for adults, but they’re no less important.
Child Seat Requirements | Laws |
---|---|
Must be in child safety seat | 3 years and younger must be in a child restraint; 4 through 6 years and either less than 57 inches or less than 65 pounds must be in a booster seat |
Adult Belt Permissible | 6 years and younger who either weigh 65 pounds or more or who are 57 inches or taller |
1st Offense Maximum Base Fine | $25 |
Preference for Rear Seat | law states no preference for rear seat |
Passengers in the cargo area of a pickup truck are not yet subject to any of Mississippi’s seat belt laws, but use common sense and do what you can to be careful when you have passengers who aren’t strapped into their seats around.
With the rise of Lyft and Uber, auto insurance providers have begun instating new policies for drivers who work through their cars.
As of this point in time, State Farm is the only auto insurance provider in the state of Mississippi to offer ridesharing coverage to drivers.
If you’re interested in using your car to make a quick buck, then, talk to your employer about company coverage. Otherwise, you’ll need to do a bit of hunting to make sure that your auto insurance policy is insurer-friendly.
What about your personal safety and its impact on your insurance and driving record in Mississippi? Don’t worry – we’ve got you covered.
Drinking before driving is one of the worst decisions you can make. And yet, Mississippi saw 148 alcohol-impaired driving fatalities in 2017 alone, according to the DUI Department.
Mississippi has instated a number of DUI laws with the intent of keeping all drivers on the road as safe as possible. We’ve detailed these laws below.
Mississippi DUI Laws | Limits |
---|---|
BAC Limit | 0.08 |
High BAC Limit | N/A |
Criminal Status by Offense | 1st-2nd misdemeanors, 3rd+ felonies with 4th automatic felony carrying 2-10 yrs. in prison |
Formal Name for Offense | Driving Under the Influence (DUI) |
Look Back / Washout Period | 5 years |
If you get caught drinking and driving more than once, you’ll find that you and your wallet alike are in for a world of hurt.
Penalty | First Offense | Second Offense | Third and Subsequent Offenses |
---|---|---|---|
License Suspension | 90 days plus completion of alcohol safety program unless offender received an IID license | One year unless traded license for IID only license | Three years beginning after release from incarceration followed by an IID license for three years |
Incarceration | No minimum up to 48 hours OR attend a victim impact panel | Five days to one year AND 10 days to one year community service | One to five years |
Fine | $250 - $1000 | $600 - $15000 | $2000 - $5000 |
Other | Complete alcohol safety program within one year | N/A | N/A |
If you get caught driving while intoxicated for the third time, you will face felony charges, without question. Do yourself a favor, then, and go out on the town with a designated driver or stick to drinking at home. The consequences of drinking and driving aren’t worth the temporary buzz.
In a similar vein, driving with a cellphone in hand can result in a serious accident. You need to keep both eyes on the road at all times in order to ensure that you’re aware of other drivers around you.
Mississippi, with the increase of cellphone and Bluetooth popularity, has instated the following distracted driving laws.
Ban | Details |
---|---|
Hand-held ban | no |
Young driver cell phone ban | no |
Texting ban | all drivers |
Enforcement | primary |
With the legalities out of the way, we can move on to some of the have-to-know facts that permeate the roadsides of the Magnolia State. Keeping your car safe isn’t easy, wherever you live, but with these facts in your back pocket, you’ll have a better time of it in Mississippi.
Pickup trucks are popular in the south. They are so coveted that they beat sports cars as the cars that are most frequently stolen in Mississippi!
Rank | Make/Model | Year of Vehicle | Number of Thefts |
---|---|---|---|
1 | Chevrolet Pickup (Full Size) | 1994 | 286 |
2 | Ford Pickup (Full Size) | 2006 | 278 |
3 | Nissan Altima | 2015 | 128 |
4 | Chevrolet Impala | 2006 | 114 |
5 | GMC Pickup (Full Size) | 2000 | 103 |
6 | Toyota Camry | 2014 | 94 |
7 | Honda Accord | 2007 | 91 |
8 | Dodge Pickup (Full Size) | 2005 | 85 |
9 | Chevrolet Malibu | 2015 | 73 |
10 | Chevrolet Tahoe | 2005 | 68 |
If you have a full-size pickup, do what you can to keep an eye on it. Although these cars are big, they can often disappear between one heartbeat and the next.
You can also estimate the chances of a fatality in your area based on the vehicle thefts that have taken place in each of Mississippi’s cities:
City | City Population | Motor Vehicle Thefts |
---|---|---|
Aberdeen | 5,473 | 5 |
Amory | 7,167 | 3 |
Batesville | 7,417 | 15 |
Biloxi | 44,744 | 131 |
Byhalia | 1,270 | 1 |
Byram | 11,795 | 16 |
Cleveland | 12,174 | 12 |
Columbia | 6,430 | 0 |
D'Iberville | 10,123 | 19 |
Flowood | 8,249 | 6 |
Fulton | 3,984 | 1 |
Gautier | 18,532 | 34 |
Greenville | 33,119 | 87 |
Greenwood | 16,112 | 16 |
Gulfport | 70,863 | 125 |
Hattiesburg | 47,549 | 90 |
Horn Lake | 26,670 | 25 |
Iuka | 3,015 | 1 |
Jackson | 176,039 | 1054 |
Laurel | 18,917 | 20 |
Long Beach | 15,467 | 17 |
Louisville | 6,500 | 0 |
Madison | 25,044 | 2 |
McComb | 12,726 | 35 |
Meridian | 40,748 | 186 |
Ocean Springs | 17,479 | 27 |
Olive Branch | 34,827 | 36 |
Pascagoula | 22,217 | 45 |
Pass Christian | 5,020 | 7 |
Petal | 10,902 | 7 |
Philadelphia | 7,488 | 4 |
Picayune | 10,840 | 20 |
Poplarville | 2,816 | 1 |
Ridgeland | 24,319 | 15 |
Southaven | 50,801 | 56 |
Starkville | 24,519 | 11 |
Vicksburg | 23,318 | 70 |
West Point | 11,179 | 1 |
Wiggins | 4,535 | 3 |
The more people live in a particular city, the more like a car is to go missing. Jackson, for example, is Mississippi’s state capital, and it sees the most stolen vehicle reports filed out of all of the state’s urban areas.
That said, there are other dangers in Mississippi beyond petty thieves. Take a gander at the chart below, which divides fatality rates throughout Mississippi down by county.
County | 2013 | 2014 | 2015 | 2016 | 2017 | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|---|---|---|---|
Adams County | 4 | 4 | 1 | 1 | 1 | 12.46 | 12.51 | 3.18 | 3.18 | 3.23 |
Alcorn County | 2 | 2 | 1 | 2 | 2 | 5.37 | 5.37 | 2.68 | 5.37 | 5.37 |
Amite County | 2 | 3 | 1 | 2 | 0 | 15.56 | 23.81 | 7.97 | 16.09 | 0 |
Attala County | 1 | 0 | 1 | 0 | 0 | 5.23 | 0 | 5.36 | 0 | 0 |
Benton County | 1 | 1 | 1 | 0 | 2 | 11.77 | 12.05 | 12.25 | 0 | 24.06 |
Bolivar County | 4 | 2 | 4 | 1 | 1 | 11.77 | 5.92 | 12.03 | 3.06 | 3.13 |
Calhoun County | 1 | 0 | 2 | 2 | 0 | 6.8 | 0 | 13.67 | 13.73 | 0 |
Carroll County | 0 | 2 | 1 | 1 | 1 | 0 | 19.54 | 9.8 | 9.79 | 9.86 |
Chickasaw County | 1 | 2 | 2 | 0 | 1 | 5.76 | 11.5 | 11.5 | 0 | 5.83 |
Choctaw County | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Claiborne County | 3 | 2 | 3 | 4 | 2 | 32.8 | 21.82 | 32.81 | 43.82 | 22.35 |
Clarke County | 2 | 0 | 1 | 0 | 1 | 12.18 | 0 | 6.24 | 0 | 6.32 |
Clay County | 1 | 1 | 2 | 1 | 0 | 4.92 | 4.97 | 10.01 | 5.04 | 0 |
Coahoma County | 3 | 1 | 2 | 1 | 1 | 11.91 | 4.03 | 8.17 | 4.2 | 4.32 |
Copiah County | 3 | 2 | 4 | 2 | 3 | 10.39 | 6.91 | 13.88 | 6.99 | 10.52 |
Covington County | 3 | 2 | 2 | 0 | 2 | 15.62 | 10.44 | 10.4 | 0 | 10.48 |
Desoto County | 5 | 10 | 6 | 4 | 5 | 2.97 | 5.86 | 3.47 | 2.28 | 2.8 |
Forrest County | 3 | 1 | 5 | 2 | 3 | 3.92 | 1.32 | 6.61 | 2.64 | 3.98 |
Franklin County | 1 | 0 | 1 | 0 | 0 | 12.69 | 0 | 12.95 | 0 | 0 |
George County | 4 | 1 | 6 | 2 | 1 | 17.24 | 4.29 | 25.63 | 8.43 | 4.15 |
Greene County | 1 | 1 | 1 | 0 | 1 | 7 | 6.97 | 7.38 | 0 | 7.49 |
Grenada County | 5 | 1 | 1 | 1 | 0 | 23.21 | 4.63 | 4.66 | 4.71 | 0 |
Hancock County | 4 | 1 | 3 | 2 | 1 | 8.79 | 2.18 | 6.49 | 4.29 | 2.13 |
Harrison County | 12 | 6 | 7 | 3 | 10 | 6.12 | 3.03 | 3.49 | 1.48 | 4.88 |
Hinds County | 7 | 9 | 15 | 11 | 8 | 2.84 | 3.67 | 6.16 | 4.55 | 3.34 |
Holmes County | 5 | 2 | 3 | 0 | 2 | 26.59 | 10.81 | 16.37 | 0 | 11.27 |
Humphreys County | 1 | 0 | 1 | 0 | 2 | 11.16 | 0 | 11.49 | 0 | 23.98 |
Issaquena County | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Itawamba County | 2 | 1 | 1 | 1 | 3 | 8.56 | 4.27 | 4.25 | 4.27 | 12.76 |
Jackson County | 5 | 6 | 5 | 8 | 6 | 3.56 | 4.24 | 3.54 | 5.65 | 4.22 |
Jasper County | 1 | 1 | 1 | 2 | 1 | 6.07 | 6.05 | 6.04 | 12.05 | 6.03 |
Jefferson County | 1 | 0 | 0 | 0 | 1 | 13.07 | 0 | 0 | 0 | 13.77 |
Jefferson Davis County | 5 | 0 | 1 | 1 | 0 | 41.83 | 0 | 8.59 | 8.72 | 0 |
Jones County | 4 | 4 | 3 | 0 | 1 | 5.81 | 5.86 | 4.39 | 0 | 1.47 |
Kemper County | 1 | 2 | 1 | 3 | 3 | 9.69 | 19.52 | 9.99 | 30.14 | 30.36 |
Lafayette County | 3 | 1 | 3 | 3 | 4 | 5.84 | 1.93 | 5.7 | 5.61 | 7.36 |
Lamar County | 4 | 2 | 0 | 0 | 4 | 6.77 | 3.33 | 0 | 0 | 6.52 |
Lauderdale County | 3 | 5 | 3 | 4 | 3 | 3.74 | 6.31 | 3.83 | 5.18 | 3.94 |
Lawrence County | 3 | 1 | 1 | 1 | 3 | 23.85 | 7.94 | 7.89 | 7.81 | 23.73 |
Leake County | 2 | 4 | 0 | 2 | 2 | 8.6 | 17.25 | 0 | 8.8 | 8.8 |
Lee County | 6 | 5 | 6 | 3 | 2 | 7.06 | 5.9 | 7.08 | 3.54 | 2.35 |
Leflore County | 1 | 2 | 0 | 2 | 2 | 3.25 | 6.52 | 0 | 6.73 | 6.84 |
Lincoln County | 6 | 7 | 3 | 2 | 1 | 17.28 | 20.16 | 8.69 | 5.81 | 2.91 |
Lowndes County | 2 | 2 | 3 | 0 | 2 | 3.34 | 3.35 | 5.04 | 0 | 3.38 |
Madison County | 1 | 6 | 4 | 3 | 3 | 1.01 | 5.95 | 3.91 | 2.89 | 2.87 |
Marion County | 3 | 2 | 1 | 0 | 1 | 11.51 | 7.79 | 3.94 | 0 | 3.99 |
Marshall County | 2 | 4 | 7 | 3 | 3 | 5.49 | 11.06 | 19.51 | 8.38 | 8.42 |
Monroe County | 3 | 3 | 0 | 3 | 2 | 8.3 | 8.32 | 0 | 8.35 | 5.58 |
Montgomery County | 1 | 3 | 0 | 0 | 0 | 9.46 | 28.97 | 0 | 0 | 0 |
Neshoba County | 1 | 0 | 4 | 3 | 2 | 3.39 | 0 | 13.58 | 10.19 | 6.81 |
Newton County | 2 | 1 | 1 | 1 | 0 | 9.29 | 4.63 | 4.66 | 4.68 | 0 |
Noxubee County | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Oktibbeha County | 4 | 0 | 1 | 0 | 1 | 8.15 | 0 | 2.02 | 0 | 2.01 |
Panola County | 6 | 3 | 2 | 2 | 5 | 17.44 | 8.71 | 5.86 | 5.85 | 14.71 |
Pearl River County | 5 | 2 | 4 | 2 | 2 | 9.12 | 3.63 | 7.28 | 3.63 | 3.62 |
Perry County | 2 | 0 | 0 | 0 | 1 | 16.65 | 0 | 0 | 0 | 8.31 |
Pike County | 2 | 5 | 6 | 3 | 4 | 5.01 | 12.52 | 15.05 | 7.57 | 10.13 |
Pontotoc County | 2 | 5 | 2 | 1 | 1 | 6.52 | 16.24 | 6.49 | 3.18 | 3.16 |
Prentiss County | 2 | 2 | 2 | 6 | 4 | 7.85 | 7.87 | 7.87 | 23.63 | 15.83 |
Quitman County | 2 | 1 | 1 | 2 | 0 | 25.6 | 13.01 | 13.31 | 27.01 | 0 |
Rankin County | 5 | 6 | 4 | 2 | 1 | 3.39 | 4.04 | 2.68 | 1.32 | 0.66 |
Scott County | 4 | 1 | 2 | 1 | 1 | 14.13 | 3.51 | 7.04 | 3.52 | 3.52 |
Sharkey County | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 0 | 22.55 |
Simpson County | 2 | 2 | 0 | 2 | 2 | 7.27 | 7.28 | 0 | 7.41 | 7.42 |
Smith County | 1 | 1 | 0 | 3 | 2 | 6.16 | 6.17 | 0 | 18.78 | 12.44 |
Stone County | 3 | 1 | 2 | 2 | 2 | 16.71 | 5.6 | 11.09 | 11.14 | 11.04 |
Sunflower County | 2 | 1 | 1 | 0 | 1 | 7.17 | 3.65 | 3.72 | 0 | 3.85 |
Tallahatchie County | 1 | 1 | 1 | 0 | 0 | 6.68 | 6.8 | 6.85 | 0 | 0 |
Tate County | 1 | 2 | 3 | 6 | 3 | 3.53 | 7.08 | 10.57 | 21.24 | 10.55 |
Tippah County | 1 | 1 | 2 | 1 | 4 | 4.55 | 4.55 | 9.09 | 4.54 | 18.21 |
Tishomingo County | 2 | 1 | 0 | 1 | 3 | 10.26 | 5.15 | 0 | 5.14 | 15.35 |
Tunica County | 3 | 3 | 2 | 1 | 1 | 28.71 | 28.6 | 19.49 | 9.85 | 9.98 |
Union County | 4 | 3 | 0 | 0 | 1 | 14.41 | 10.67 | 0 | 0 | 3.5 |
Walthall County | 1 | 1 | 1 | 2 | 0 | 6.73 | 6.74 | 6.85 | 13.73 | 0 |
Warren County | 6 | 2 | 3 | 4 | 1 | 12.43 | 4.17 | 6.31 | 8.5 | 2.14 |
Washington County | 3 | 3 | 1 | 1 | 7 | 6.04 | 6.12 | 2.09 | 2.12 | 15.14 |
Wayne County | 2 | 0 | 1 | 0 | 1 | 9.78 | 0 | 4.88 | 0 | 4.89 |
Webster County | 1 | 0 | 1 | 0 | 0 | 10.06 | 0 | 10.13 | 0 | 0 |
Wilkinson County | 0 | 2 | 0 | 1 | 0 | 0 | 21.78 | 0 | 11.1 | 0 |
Winston County | 0 | 1 | 1 | 0 | 1 | 0 | 5.38 | 5.42 | 0 | 5.48 |
Yalobusha County | 3 | 0 | 0 | 0 | 1 | 24.24 | 0 | 0 | 0 | 8 |
Yazoo County | 1 | 3 | 3 | 0 | 1 | 3.57 | 10.79 | 10.94 | 0 | 3.7 |
Weather can contribute to the number of fatalities a state sees. Mississippi is a bit of a rainy state and, in spring as well as winter, is prone to flooding, according to the National Weather Service. You’ll want to take care while on the road during a thunderstorm and do what you can to take flood warnings in your area as seriously as possible.
Weather Condition | Daylight | Dark, but Lighted | Dark | Dawn or Dusk | Other / Unknown | Total |
---|---|---|---|---|---|---|
Normal | 273 | 60 | 196 | 16 | 0 | 545 |
Rain | 30 | 4 | 10 | 1 | 0 | 45 |
Snow/Sleet | 0 | 1 | 1 | 0 | 0 | 2 |
Other | 1 | 1 | 12 | 2 | 0 | 16 |
Unknown | 2 | 0 | 3 | 0 | 1 | 6 |
TOTAL | 306 | 66 | 222 | 19 | 1 | 614 |
Traffic, traffic congestion, and the area in which you’re driving also contribute to your likelihood of an accident. We’ll touch on all of these factors and more in order to ensure that you have all of the fatality-related information you need available to you at a moment’s notice.
Let’s get started with a rural vs. urban comparison. You’d think that urban roads would be the site of more fatalities than urban. In the case of Mississippi, you’d be mistaken.
Traffic Fatalities by Road Type | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|---|---|---|---|
Rural | 627 | 507 | 506 | 508 | 407 | 519 | 551 | 559 | 533 | 430 |
Urban | 156 | 193 | 135 | 122 | 175 | 94 | 56 | 118 | 154 | 259 |
Unknown | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 |
Total (C-1) | 783 | 700 | 641 | 630 | 582 | 613 | 607 | 677 | 687 | 690 |
Even though rural roads in Mississippi have the same posted maximum speed limit as urban roads, rural roads are said to be less well policed. As such, drivers in rural areas may feel more comfortable speeding there than they would in a bigger city.
That need for speed, as you can see, results in far more accidents on country roads.
Different types of people – passengers, pedestrians, nearby bikers, and so on – are also at differing risks for auto fatalities.
Traffic Fatalities by Person Type | 2013 | 2014 | 2015 | 2016 | 2017 | |||||
---|---|---|---|---|---|---|---|---|---|---|
– | Number of Individuals | Percent | Number of Individuals | Percent | Number of Individuals | Percent | Number of Individuals | Percent | Number of Individuals | Percent |
Passenger Car | 232 | 38 | 262 | 43 | 257 | 38 | 272 | 40 | 309 | 45 |
Light Truck - Pickup | 140 | 23 | 113 | 19 | 161 | 24 | 134 | 20 | 108 | 16 |
Light Truck - Utility | 94 | 15 | 82 | 14 | 112 | 17 | 110 | 16 | 109 | 16 |
Light Truck - Van | 20 | 3 | 13 | 2 | 14 | 2 | 24 | 3 | 16 | 2 |
Light Truck - Other | 3 | 0 | 5 | 1 | 2 | 0 | 5 | 1 | 2 | 0 |
Large Truck | 17 | 3 | 13 | 2 | 18 | 3 | 13 | 2 | 17 | 2 |
Other/Unknown Occupants | 9 | 1 | 18 | 3 | 7 | 1 | 16 | 2 | 5 | 1 |
Total Occupants | 515 | 84 | 506 | 83 | 571 | 84 | 574 | 84 | 571 | 83 |
Bus | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 5 | 1 |
Motorcyclists | 39 | 6 | 41 | 7 | 37 | 5 | 50 | 7 | 40 | 6 |
Pedestrian | 53 | 9 | 53 | 9 | 63 | 9 | 58 | 8 | 71 | 10 |
Bicyclist and Other Cyclist | 6 | 1 | 6 | 1 | 5 | 1 | 5 | 1 | 7 | 1 |
Total Nonoccupants | 59 | 10 | 60 | 10 | 69 | 10 | 63 | 9 | 79 | 11 |
Other/Unknown Nonoccupants | 0 | 0 | 1 | 0 | 1 | 0 | 0 | 0 | 1 | 0 |
Total | 613 | 100 | 607 | 100 | 677 | 100 | 687 | 100 | 690 | 100 |
Fatality rates will also differ depending on the type of vehicles or the number of vehicles that are anticipated as being involved.
Crash Type | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Single Vehicle | 396 | 366 | 399 | 409 | 375 |
Involving a Large Truck | 63 | 81 | 72 | 78 | 102 |
Involving Speeding | 126 | 96 | 96 | 81 | 59 |
Involving a Rollover | 168 | 151 | 207 | 200 | 174 |
Involving a Roadway Departure | 382 | 325 | 424 | 432 | 399 |
Involving an Intersection (or Intersection Related) | 110 | 112 | 104 | 98 | 108 |
Total Fatalities (All Crashes) | 613 | 607 | 677 | 687 | 690 |
As noted above, single vehicles are consistently more likely to the victims of a fatality than two or more vehicles, and intersections have caused more accidents than large trucks.
Over the past five years, the different counties in Mississippi have reported the number of fatalities that have occurred in the area, giving us a fair look at the safety records of each county.
Rank | County | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|---|
1 | Hinds County | 28 | 31 | 47 | 46 | 45 |
2 | Harrison County | 24 | 23 | 28 | 21 | 34 |
3 | Desoto County | 17 | 19 | 24 | 24 | 23 |
4 | Jackson County | 18 | 28 | 20 | 27 | 23 |
5 | Lee County | 19 | 20 | 14 | 19 | 23 |
6 | Rankin County | 21 | 18 | 16 | 19 | 22 |
7 | Panola County | 15 | 11 | 10 | 12 | 21 |
8 | Pike County | 9 | 11 | 15 | 13 | 20 |
9 | Forrest County | 8 | 9 | 15 | 10 | 18 |
10 | Marshall County | 14 | 14 | 17 | 16 | 17 |
Total | 613 | 607 | 677 | 687 | 690 |
If you’re looking to move to Mississippi, you may want to keep this information in mind.
Speeding, similarly, varies by county. You might anticipate that more rural counties see fatalities as a result of speeding than urban, but it truly just depends on where a person is located in the state.
County name | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Adams | 0 | 2 | 1 | 1 | 0 |
Alcorn | 1 | 0 | 2 | 1 | 0 |
Amite | 1 | 0 | 0 | 0 | 1 |
Attala | 1 | 0 | 3 | 0 | 0 |
Benton | 1 | 0 | 0 | 0 | 1 |
Bolivar | 2 | 1 | 2 | 2 | 0 |
Calhoun | 0 | 0 | 0 | 2 | 0 |
Carroll | 0 | 0 | 0 | 0 | 0 |
Chickasaw | 0 | 0 | 2 | 1 | 0 |
Choctaw | 0 | 1 | 0 | 0 | 0 |
Claiborne | 1 | 1 | 0 | 1 | 0 |
Clarke | 1 | 2 | 0 | 0 | 0 |
Clay | 0 | 0 | 1 | 0 | 0 |
Coahoma | 1 | 0 | 0 | 0 | 0 |
Copiah | 8 | 1 | 0 | 0 | 0 |
Covington | 1 | 2 | 3 | 0 | 0 |
Desoto | 6 | 2 | 4 | 7 | 8 |
Forrest | 0 | 0 | 1 | 2 | 2 |
Franklin | 0 | 0 | 0 | 0 | 0 |
George | 2 | 1 | 0 | 2 | 1 |
Greene | 0 | 2 | 1 | 1 | 0 |
Grenada | 2 | 0 | 0 | 0 | 2 |
Hancock | 2 | 1 | 3 | 0 | 0 |
Harrison | 8 | 6 | 11 | 3 | 3 |
Hinds | 4 | 5 | 10 | 8 | 6 |
Holmes | 0 | 0 | 1 | 0 | 0 |
Humphreys | 0 | 0 | 0 | 0 | 0 |
Issaquena | 0 | 2 | 0 | 0 | 0 |
Itawamba | 0 | 1 | 1 | 0 | 0 |
Jackson | 5 | 4 | 3 | 5 | 1 |
Jasper | 0 | 0 | 0 | 2 | 1 |
Jefferson | 0 | 0 | 0 | 0 | 0 |
Jefferson Davis | 4 | 1 | 0 | 0 | 0 |
Jones | 1 | 4 | 4 | 2 | 1 |
Kemper | 0 | 0 | 2 | 0 | 0 |
Lafayette | 1 | 0 | 0 | 0 | 0 |
Lamar | 4 | 3 | 0 | 0 | 0 |
Lauderdale | 3 | 2 | 3 | 2 | 1 |
Lawrence | 1 | 1 | 0 | 0 | 0 |
Leake | 1 | 0 | 3 | 1 | 0 |
Lee | 5 | 3 | 2 | 0 | 0 |
Leflore | 0 | 2 | 0 | 0 | 0 |
Lincoln | 4 | 4 | 1 | 1 | 1 |
Lowndes | 1 | 4 | 0 | 1 | 0 |
Madison | 3 | 6 | 4 | 2 | 0 |
Marion | 0 | 0 | 3 | 0 | 1 |
Marshall | 2 | 2 | 3 | 2 | 0 |
Monroe | 3 | 2 | 1 | 3 | 0 |
Montgomery | 1 | 0 | 0 | 1 | 0 |
Neshoba | 0 | 0 | 1 | 2 | 1 |
Newton | 3 | 0 | 1 | 3 | 0 |
Noxubee | 0 | 0 | 0 | 1 | 1 |
Oktibbeha | 2 | 0 | 0 | 1 | 0 |
Panola | 5 | 2 | 0 | 1 | 2 |
Pearl River | 5 | 3 | 5 | 3 | 1 |
Perry | 1 | 0 | 0 | 0 | 0 |
Pike | 0 | 1 | 1 | 3 | 3 |
Pontotoc | 1 | 0 | 4 | 1 | 1 |
Prentiss | 0 | 0 | 0 | 1 | 0 |
Quitman | 1 | 0 | 0 | 1 | 0 |
Rankin | 4 | 4 | 2 | 2 | 6 |
Scott | 2 | 2 | 0 | 2 | 1 |
Sharkey | 0 | 0 | 0 | 0 | 0 |
Simpson | 1 | 1 | 1 | 2 | 0 |
Smith | 0 | 1 | 0 | 0 | 1 |
Stone | 4 | 2 | 0 | 0 | 1 |
Sunflower | 1 | 0 | 0 | 0 | 0 |
Tallahatchie | 2 | 0 | 0 | 0 | 0 |
Tate | 1 | 3 | 0 | 0 | 2 |
Tippah | 0 | 2 | 1 | 0 | 0 |
Tishomingo | 0 | 1 | 0 | 0 | 1 |
Tunica | 1 | 0 | 0 | 0 | 0 |
Union | 1 | 1 | 0 | 0 | 2 |
Walthall | 0 | 2 | 1 | 0 | 0 |
Warren | 2 | 1 | 1 | 0 | 1 |
Washington | 0 | 1 | 1 | 2 | 5 |
Wayne | 1 | 0 | 1 | 0 | 0 |
Webster | 3 | 0 | 1 | 1 | 0 |
Wilkinson | 0 | 0 | 0 | 0 | 0 |
Winston | 1 | 1 | 0 | 1 | 0 |
Yalobusha | 3 | 0 | 0 | 1 | 0 |
Yazoo | 0 | 0 | 0 | 0 | 0 |
While we’ve touched on Mississippi’s DUI laws before, it’s still worth noting which counties in the state have seen the most alcohol-related fatalities in the past five years. This isn’t to say that you should avoid these counties, but you may want to take some additional care when driving in the area.
County Name | 2013 | 2014 | 2015 | 2016 | 2017 |
---|---|---|---|---|---|
Adams | 4 | 4 | 1 | 1 | 1 |
Alcorn | 2 | 2 | 1 | 2 | 2 |
Amite | 2 | 3 | 1 | 2 | 0 |
Attala | 1 | 0 | 1 | 0 | 0 |
Benton | 1 | 1 | 1 | 0 | 2 |
Bolivar | 4 | 2 | 4 | 1 | 1 |
Calhoun | 1 | 0 | 2 | 2 | 0 |
Carroll | 0 | 2 | 1 | 1 | 1 |
Chickasaw | 1 | 2 | 2 | 0 | 1 |
Choctaw | 0 | 0 | 0 | 0 | 0 |
Claiborne | 3 | 2 | 3 | 4 | 2 |
Clarke | 2 | 0 | 1 | 0 | 1 |
Clay | 1 | 1 | 2 | 1 | 0 |
Coahoma | 3 | 1 | 2 | 1 | 1 |
Copiah | 3 | 2 | 4 | 2 | 3 |
Covington | 3 | 2 | 2 | 0 | 2 |
Desoto | 5 | 10 | 6 | 4 | 5 |
Forrest | 3 | 1 | 5 | 2 | 3 |
Franklin | 1 | 0 | 1 | 0 | 0 |
George | 4 | 1 | 6 | 2 | 1 |
Greene | 1 | 1 | 1 | 0 | 1 |
Grenada | 5 | 1 | 1 | 1 | 0 |
Hancock | 4 | 1 | 3 | 2 | 1 |
Harrison | 12 | 6 | 7 | 3 | 10 |
Hinds | 7 | 9 | 15 | 11 | 8 |
Holmes | 5 | 2 | 3 | 0 | 2 |
Humphreys | 1 | 0 | 1 | 0 | 2 |
Issaquena | 0 | 0 | 0 | 0 | 0 |
Itawamba | 2 | 1 | 1 | 1 | 3 |
Jackson | 5 | 6 | 5 | 8 | 6 |
Jasper | 1 | 1 | 1 | 2 | 1 |
Jefferson | 1 | 0 | 0 | 0 | 1 |
Jefferson Davis | 5 | 0 | 1 | 1 | 0 |
Jones | 4 | 4 | 3 | 0 | 1 |
Kemper | 1 | 2 | 1 | 3 | 3 |
Lafayette | 3 | 1 | 3 | 3 | 4 |
Lamar | 4 | 2 | 0 | 0 | 4 |
Newton | 2 | 1 | 1 | 1 | 0 |
Noxubee | 0 | 0 | 0 | 0 | 0 |
Oktibbeha | 4 | 0 | 1 | 0 | 1 |
Panola | 6 | 3 | 2 | 2 | 5 |
Pearl River | 5 | 2 | 4 | 2 | 2 |
Perry | 2 | 0 | 0 | 0 | 1 |
Pike | 2 | 5 | 6 | 3 | 4 |
Pontotoc | 2 | 5 | 2 | 1 | 1 |
Prentiss | 2 | 2 | 2 | 6 | 4 |
Quitman | 2 | 1 | 1 | 2 | 0 |
Rankin | 5 | 6 | 4 | 2 | 1 |
Scott | 4 | 1 | 2 | 1 | 1 |
Sharkey | 0 | 0 | 0 | 0 | 1 |
Simpson | 2 | 2 | 0 | 2 | 2 |
Smith | 1 | 1 | 0 | 3 | 2 |
Stone | 3 | 1 | 2 | 2 | 2 |
Sunflower | 2 | 1 | 1 | 0 | 1 |
Tallahatchie | 1 | 1 | 1 | 0 | 0 |
Tate | 1 | 2 | 3 | 6 | 3 |
Tippah | 1 | 1 | 2 | 1 | 4 |
Tishomingo | 2 | 1 | 0 | 1 | 3 |
Tunica | 3 | 3 | 2 | 1 | 1 |
Union | 4 | 3 | 0 | 0 | 1 |
Walthall | 1 | 1 | 1 | 2 | 0 |
Warren | 6 | 2 | 3 | 4 | 1 |
Washington | 3 | 3 | 1 | 1 | 7 |
Wayne | 2 | 0 | 1 | 0 | 1 |
Webster | 1 | 0 | 1 | 0 | 0 |
Wilkinson | 0 | 2 | 0 | 1 | 0 |
Winston | 0 | 1 | 1 | 0 | 1 |
Yalobusha | 3 | 0 | 0 | 0 | 1 |
Yazoo | 1 | 3 | 3 | 0 | 1 |
The aforementioned table would be worthy of concern if it consisted of adult drivers alone. Unfortunately, though, this table keeps count of fatalities that have involved drunk teenage drivers, as well.
In 2018 alone, Mississippi saw 66 arrests of drivers under 18 years old who were at the wheel while drunk.
In light of these numbers, Mississippi currently ranks as the 22nd most dangerous state in the United States for drunk driving.
Whether you’ve been in an accident as a result of drunk driving or sheer bad luck, you’ll want to know how long it takes Emergency Medical Services to get to your side. The travel time of the EMS will vary based on where you’re located in the state.
Location of Incident | Time of Crash to EMS Notification | EMS Notification to EMS Arrival | EMS Arrival at Scene to Hospital Arrival | Time of Crash to Hospital Arrival | Total Fatalities in Crashes |
---|---|---|---|---|---|
Urban | 3.96 min | 7.52 min | 30.84 min | 40.99 min | 144 |
Rural | 3.69 min | 10.48 min | 33.63 min | 47.05 min | 481 |
As you can see, it takes Mississippi’s EMS less than an hour to get your from your car accident to the nearest medical facility. No matter if you’re driving in a rural area or an urban one, you can feel confident in the knowledge that should an accident occur, you’ll be in EMS car in little to no time at all. The quick response time is a boon to new and experienced drivers everywhere.
With all of the variations on fatality statistics in mind, we can move on to a brief exploration of the data that may impact your day-to-day driving routine.
So: what do the commutes throughout Mississippi look like? How many cars does the average Mississippi resident have? We have all of your answers below.
In general, Mississippi residents have two cars per household, but the number of households with three actually outnumber those with one! No need to feel out of place, though, if you only have one car – practicality is never a bad thing.
Commutes in Mississippi tend to take 23.8 minutes, in general, whether you’re living in rural areas or urban ones.
Though that time is, in fact, lower than the national average, 2.63 percent of employees working and living in Mississippi, in fact, have to commit to a super-commute.
A super commute is a commute that takes over 90 minutes to complete. Talk about a morning haul!
You might assume that traffic contributes to those unfortunate super-commutes. The fact that 84.6 percent of Mississippi residents drive to work by themselves would hypothetically support this conclusion.
However, traffic congestion isn’t much of a problem in Mississippi. None of the cities in the state appear in the INRIX scorecard for global traffic, which means that they aren’t ranked or noted as having considerable morning, afternoon, or post-workday traffic.
With that, we’ve shared everything we know about car use, automotive insurance, and the different driving laws in Mississippi. So, if you’re a Mississippi resident looking to compare the available coverage in your area, or if you’re just moving into the state, don’t fret. You can consult this guide as you like in order to make sure you’re getting the best possible deal on your insurance.
Want to check out a personalized comparison? Enter your zip code into our FREE online comparison tool and find the best insurance policy for you.
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