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Rancho Cucamonga, CA average annual auto insurance rates are slightly above average when compared to other cities in California. But, surprisingly, they are nearly $300 cheaper than San Bernardino to the west and $1,519 cheaper than Los Angeles to the east.
You can save on Rancho Cucamonga, California auto insurance by shopping around, comparing rates, and looking for discounts, and we can help.
Below you’ll find information on how to get cheap auto insurance in Rancho Cucamonga, California for every age, credit history, and driving record.
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Find more info about the monthly Rancho Cucamonga, CA car insurance rates by ZIP Code below:
Which city you live in will have a major affect on car insurance. That’s why it’s essential to compare Rancho Cucamonga, California against other top US metro areas’ auto insurance rates.
Ready to find affordable auto insurance in Rancho Cucamonga, CA? Enter your ZIP code above to get started.
The cheapest auto insurance company in Rancho Cucamonga, based on average rates, is USAA.
The cheapest Rancho Cucamonga, CA auto insurance company can be discovered below. You then might be asking, “How do those rates compare against the average California auto insurance company rates?” We cover that as well.
The top auto insurance companies in Rancho Cucamonga, CA, ranked from cheapest to most expensive are:
There are a lot of factors that determine your car insurance rates. The cheapest company for you will depend on your personal factors, including what part of the city you call home, your driving record, what kind of car you drive, and the coverage level you choose.
All Rancho Cucamonga drivers have to meet the California state law minimum requirements to buy auto insurance.
In California, you have to carry at least:
It’s recommended that most drivers carry more than the state minimum.
Rancho Cucamonga, California auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.
Your coverage level will play a significant role in your Rancho Cucamonga, CA auto insurance rates. Find the cheapest Rancho Cucamonga, California auto insurance rates by coverage level below:
Your driving record will affect your Rancho Cucamonga auto insurance rates. For example, a Rancho Cucamonga, California DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Rancho Cucamonga, California auto insurance rates by driving record.
Factors affecting auto insurance rates in Rancho Cucamonga, CA may include your commute, coverage level, tickets, DUIs, and credit. Controlling these risk factors will ensure you have the cheapest Rancho Cucamonga, California auto insurance.
These states no longer use gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, and North Carolina, Pennsylvania. But age is still a big factor because young drivers are considered high-risk drivers in Rancho Cucamonga. California does use gender, so check out the average monthly auto insurance rates by age and gender in Rancho Cucamonga, CA.
Rancho Cucamonga is the 27th largest city in California and about a 30 min drive west of San Bernardino. Let’s take a look at how Rancho Cucamonga auto insurance rates compare to other cities in California.
INRIX doesn’t rank Rancho Cucamonga or San Bernardino but does rank Los Angeles which is a little over an hour away.
INRIX ranks Los Angeles as the 6th most congested city in the U.S. Rancho Cucamonga is east of San Bernadino and west of Los Angeles, so traffic heading to a larger city can affect auto insurance rates.
City-Data reports an average commute time for Rancho Cucamonga is 31.3 minutes.
Auto theft in Rancho Cucamonga also affects rates, and the most recent annual statistics list 368 auto thefts in a city population of 178,308. That’s a rate of 206 cars stolen per 100,000 population.
Rancho Cucamonga has fairly average auto insurance rates compared to other cities of its size in California, but you can still save by shopping around and comparing.
Before you buy car insurance in Rancho Cucamonga, CA, be sure you’ve checked rates with multiple companies. Enter your ZIP code below to get fast, free Rancho Cucamonga, CA auto insurance quotes.
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