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Best Cheap Auto Insurance in Akron, OH (2021)

Things to Remember

  • The best cheap auto insurance in Akron, Ohio comes from American Family.
  • Akron auto insurance rates are impacted by minimal traffic congestion and low auto theft rates.
  • Insurance costs in Akron are lower than other major Ohio cities like Columbus, Cincinnati, and Cleveland.

Akron, Ohio auto insurance rates are lower on average than other major Ohio cities. Read through our guide to learn how to secure cheap car insurance in Akron, OH, no matter your age, driving history, or credit score.

Table of Contents

Monthly Akron, OH Car Insurance Rates by ZIP Code

Check out the monthly Akron, OH auto insurance rates by ZIP Code below:

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Akron, OH Car Insurance Rates vs. Top US Metro Car Insurance Rates

You might find yourself asking how does my Akron, OH stack up against other top metro auto insurance rates? We’ve got your answer below.

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When you’re ready to buy Akron, OH auto insurance, enter your ZIP code into our free quote tool above and receive rates from reputable providers near you.

What is the cheapest auto insurance company in Akron, OH?

The cheapest Akron, OH auto insurance company is American Family. Rates average around $132 per month or $1,595 annually.

Which Akron, OH auto insurance company has the cheapest rates? And how do those rates compare against the average Ohio auto insurance company rates? We’ve got the answers below.

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See a list of the top insurance providers in Akron from cheapest to most expensive:

  • American Family – $1,595.38
  • USAA – $1,615.43
  • GEICO – $1,982.75
  • State Farm – $2,765.01
  • Travelers – $3,020.70
  • Nationwide – $3,622.38
  • Allstate – $3,705.24
  • Progressive – $3,739.12
  • Farmers – $3,826.48
  • Liberty Mutual – $4,763.50

Akron, OH auto insurance rates by company and age is an essential comparison because the top auto insurance company for one age group may not be the best company for another age group.

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Your coverage level will play a major role in your Akron auto insurance rates. Find the cheapest Akron, OH auto insurance rates by coverage level below:

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Your credit score will play a major role in your Akron auto insurance rates unless you live in these states where discrimination based on credit is not allowed: California, Hawaii, Massachusetts, and North Carolina. Find the cheapest Akron, OH auto insurance rates by credit score below.

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Your driving record will play a major role in your Akron auto insurance rates. For example, other factors aside, a Akron, OH DUI may increase your auto insurance rates 40 to 50 percent. Find the cheapest Akron, OH auto insurance rates by driving record.

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There are many different factors that affect auto insurance rates, like age and driving record. Your Akron, OH car insurance quotes from these providers could therefore look very different.

The coverage level you require will also impact your premiums.

What auto insurance coverage is required in Akron, OH?

Akron residents must follow the Ohio state auto insurance laws to drive on the roads.

In Ohio, you are required to carry the following auto insurance limits:

  • $25,000 per person and $50,000 per accident in bodily injury liability coverage.
  • $25,000 per accident in property damage liability.

What is liability auto insurance coverage? It pays for damages to the other driver in an accident you caused.

Liability insurance is required because Ohio is an at-fault state, which means the person responsible for causing an accident must pay for the damages.

What affects auto insurance rates in Akron, OH?

Akron, OH auto insurance rates are low because of minimal traffic congestion and average auto theft rates for a city of its size.

Factors affecting auto insurance rates in Akron, OH may include your commute, coverage level, tickets, DUIs, and credit. Controlling these factors will help you maintain cheap Akron, Ohio auto insurance.

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These states no longer using gender to calculate your auto insurance rates — Hawaii, Massachusetts, Michigan, Montana, North Carolina, and Pennsylvania. But age is still a significant factor because young drivers are often considered high-risk. Ohio does use gender, so check out the average monthly auto insurance rates by age and gender in Akron, OH.

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The 2019 traffic report from INRIX ranks Akron as the 128th most congested city in America.

According to City-Data, Akron drivers’ average commute length is 20.6 minutes, shorter than the national average of 26 minutes.

The Federal Bureau of Investigation (FBI) recorded 755 car thefts in 2017 in Akron. That’s a rate of 382.4 thefts per 100,000 residents.

Akron, OH Auto Insurance: The Bottom Line

You will easily secure affordable Akron, OH car insurance rates thanks to the cities minor traffic congestion and average auto theft rates.

By comparing quotes online and seeking out auto insurance discounts, you can earn even better prices.

Enter your ZIP code into our free tool below to immediately receive Akron, OH auto insurance quotes from the best companies in your city.

References:

  1. https://inrix.com/scorecard-city/?city=Akron%2C%20OH&index=706
  2. http://www.city-data.com/city/Akron-Ohio.html
  3. https://ucr.fbi.gov/crime-in-the-u.s/2017/crime-in-the-u.s.-2017/tables/table-8/table-8-state-cuts/ohio.xls

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