8:00 - 17:00
Opening Hour: Mon - Fri
What are the Texas senior citizen driving rules and regulations? We understand that auto insurance can be a bit confusing and that the Texas DMV occasionally does things differently. We’ve included a step-by-step review to help, including information about Texas auto insurance and Texas driving laws For seniors.
If you are ready to buy senior citizen car insurance in Texas, find the right insurer by typing your ZIP code into our helpful tool above and find senior citizen car insurance quotes in Texas near you.
Table of Contents
The senior citizen drivers license renewal process in Texas has a few caveats. What are the Texas drivers license renewal requirements for senior citizens? Let’s take a look at the following table:
|Driver Age||Renewal Period||Renewal Options||Testing Required|
|Age 78 and under||Every 12 years||Online|
|Ages 79 to 84||Every six years||In person||Vision test required; knowledge and/or road test at DMV discretion|
|Age 85 and over||Every two years||In person||Vision test required; knowledge and/or road test at DMV discretion|
According to the Texas Department of Public Safety, drivers aged 79 or older are required to renew their driver license in-person. This age limit also applies for older drivers of motor homes in Texas.
Are senior citizens required to test to renew drivers licenses in Texas? Older drivers in Texas must submit to an eye exam; a specialist will evaluate their responses to determine if any additional testing is needed.
Applicants must have 20/70 vision with correction or 20/40 without correction. Those with vision below those levels must be examined by an outside vision specialist.
The Texas Department of Public Safety may also deem a knowledge test or road test necessary.
Furthermore, they can impose daytime-only driving, no freeway driving, driving only when another driver who is aged 21 and above is in the front seat, hearing aids while driving, and a requirement not to exceed 45 miles per hour.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
Secured with SHA-256 Encryption
The introduction of the Real ID has had a significant impact on United States driving laws. This is, unfortunately, proving to be a problem for many seniors in the state of Texas. Let’s take a look at a news report further explaining this issue.
A number of older drivers in Texas do not have birth certificates. The problem is prevalent enough that the Texas DMV has begun walking senior drivers through the process of obtaining the Real ID.
Another issue is epilepsy, a fairly common condition amongst senior citizens. The Texas DMV states that epilepsy (and similar medical conditions) will not disallow an individual from driving.
However, the driver must be under a doctor’s care at that time and must not have had a seizure in a period of three months prior to the license application.
These are factors that could allow insurers to see you as more of a risk. However, with proper precautions, you could be paying the average annual rates of $1,245 or less that seniors tend to enjoy. The following link helps to further answer the question, “What is the minimum requirement for auto insurance in Texas?”
Before moving on to some FAQs, learn more about five buying auto insurance tips for seniors. Furthermore, type your ZIP code into our free tool below to find the best Texas auto insurance for older drivers.
Hopefully, we have answered all your questions about how to find the best senior citizen car insurance company in Texas for you, but just in case, take a look at some commonly asked questions below.
There are some companies that offer a 50 percent discount to those who drive fewer miles.
It all depends on the state you live in. Many states now require drivers above the age of 75 to renew their licenses every five years.
There is not an age limit to have a Texas driver’s license for senior citizens.
If the Texas resident is between the ages of 18 and 84, their license is good for six years.
An individual wearing glasses or using contacts must have 20/70 vision or better from both eyes or their best eye.
To report a drunk driver, call 1-800-525-5555. You can’t report someone for driving exclusively based on age, but if you have a family member who should not be behind the wheel for other reasons, call 866-357-3639.
There is no upper age limit, but an individual must be at least 16 years of age.
Auto Insurance Laws