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Nationwide SmartRide Review (2021)

Things to Remember

  • Nationwide SmartRide is a small device that you put in your car
  • This device will monitor your driving habits for a period of about six months
  • To get the device, one must have an insurance policy with Nationwide

Today we’re going to be going over Nationwide SmartRide. We’ll go over what it does for you, how to get it, and other ways to save money. We’ll start off by explaining just what SmartRide by Nationwide is.

If you’d like to learn more about Nationwide as an auto insurer, read our Nationwide Auto Insurance Review, but if you’re interested specifically in the SmartRide app, you are in the right place.

Get a start on finding affordable auto rates insurance quotes by typing your ZIP code into our free and helpful tool above.

Table of Contents

What is Nationwide SmartRide?

Nationwide SmartRide: what is it and how does it work? This is a device that analyzes your driving behavior and formulates a comparable participation discount at enrollment to offset the cost of your coverage.

Those who sign up will be sent a little device to plug into your automobile for a period of at least four and up to six months. After this period of the device analyzing your driving, you’ll be awarded for being in the calculated discount program.

Let’s take a look at a video that will shed some further light on Nationwide SmartRide.

How do you get this device? You simply go to nationwide.com and enroll. From that point, they will ship the small device to you within a period of 10 days.

Nationwide even has a tutorial video for SmartRide installation. All you have to do is plug it into the Onboard Diagnostics (OBD-II) port in your vehicle.

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What about my driving will SmartRide record?

The small SmartRide device actually monitors several aspects of driving trends. Let’s take a look at a list.

  • Total Miles Driven
  • Hard Braking
  • Fast Acceleration
  • Time Spent Idle
  • Nighttime Driving

These are the only elements in your life that the insurance company will be monitoring, so don’t worry about “being tracked.” While you most likely will receive an excellent average discount, if you’re not fully satisfied with the product, you can stop using it. If you decide to look for your coverage selections elsewhere, learn to cancel Nationwide coverage.

Let’s move on to eligibility for Nationwide SmartRide.

Who is eligible for Nationwide SmartRide?

Who is allowed to get the SmartRide? First off, the individual must, of course, be a customer of Nationwide. Secondly, Nationwide customers must have a vehicle manufactured in or later than 1996.

Really, that’s it. Nationwide customers think this is something that is well worth getting. If you’re considering a switch to Nationwide, inform your agent of your driving history and perhaps they can give you an estimate of how much SmartRide will save you.

Ready to buy auto insurance? Get a start on finding affordable auto insurance rates from multiple insurers by typing your ZIP code into our free and helpful tool below and compare rates now.


  1. https://www.carmd.com/obd-port-location/

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