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Best Cheap Auto Insurance in Corona, CA (2021)

Things to Remember

  • Corona, CA auto insurance rates cost $4,934/yr on average
  • The cheapest auto insurance company in Corona, CA, is USAA
  • Corona, CA auto insurance quotes are affected by commute time and vehicle theft

On average, Corona, CA auto insurance rates are $4,934 per year, which is about $1,245 more than the California state average and $1,002 more than the national average.

However, auto insurance in Corona, CA, varies for each person. That’s because car insurance costs depend on personal factors.

Read through this brief guide to learn more about Corona, California auto insurance, and how shopping around can lead to cheap auto insurance.

Are you ready to find affordable Corona, CA auto insurance quotes? Enter your ZIP code above to get started.

Table of Contents

What is the cheapest auto insurance company in Corona, CA?

The cheapest auto insurance company in Corona, based on average rates, is USAA.

The best auto insurance companies in Corona, CA, ranked from cheapest to most expensive are:

  • USAA – $2,687
  • Liberty Mutual – $2,943
  • GEICO – $2,881
  • Progressive – $2,865
  • Travelers – $3,318
  • State Farm – $4221
  • Nationwide – $4,702
  • Allstate – $4,710
  • Farmers – $5,001

The quickest road to cheap Corona, CA auto insurance is a clean driving record, age, and whether you qualify for several discounts.

Your coverage options also determine your auto insurance cost. Adding collision, comprehensive, rental car reimbursement, etc., can increase your rates.

What are the minimum auto insurance requirements in Corona, CA?

All Corona drivers have to meet the minimum California auto insurance requirements.

In California, you have to carry at least:

  • $15,000 per person and $30,000 per incident for bodily injury liability
  • $5,000 per incident for property damage

California is an at-fault state, which means an at-fault driver must use their auto insurance policy to pay for the no-fault driver’s bodily injury and property damage from the collision.

If an insurance policy is insufficient, the no-fault driver has the right to sue the at-fault driver for the remainder of the cost.

What affects auto insurance rates in Corona, CA?

Gender and credit-based car insurance may have been outlawed in California, but commute mileage and vehicle thefts are still factors.

According to Data USA, the average commute time in Corona is 35 minutes, which is ten minutes slower than average.

If you drive your vehicle less, you can save money on auto insurance per year.

Why is comprehensive coverage recommended in Corona, CA?

Drivers who live in areas with a low vehicle theft rate can get a deal on comprehensive coverage. According to the 2019 FBI statistics, Corona, CA, had 585 vehicle theft.

Corona, CA weather is also something you should consider. According to City-Data, Corona had 22 wildfires and 20 flooding disasters in 2019.

It’s highly recommended that you get full coverage auto insurance to avoid expensive out-of-pocket costs.

Corona, CA Auto Insurance: The Bottom Line

Corona, CA car insurance rates are expensive, but you can save money under the right car insurance company. If you’re a teen or young adult driver, you’ll likely pay twice as much for auto insurance.

The best way to secure cheap auto insurance is to maintain a clean driving record.

Before you buy Corona, CA auto insurance, be sure you’ve checked out rates from the top insurance companies near you. Use our free comparison tool below to get fast, free auto insurance quotes.

References:

  1. https://datausa.io/profile/geo/corona-ca/
  2. https://ucr.fbi.gov/crime-in-the-u.s/2019/crime-in-the-u.s.-2019/tables/table-8/table-8-state-cuts/california.xls
  3. https://www.city-data.com/city/Corona-California.html

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