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Yonkers, New York auto insurance is higher than average due to its proximity to New York City. Traffic from the Big Apple heavily impacts your annual rates.
Read through our guide to learn how to secure cheap auto insurance in Yonkers, NY by comparing rates online from multiple providers.
Ready to buy Yonkers, NY car insurance? Enter your ZIP code into our free quote tool above to immediately compare affordable Yonkers, NY auto insurance quotes from reputable companies near you.
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The cheapest Yonkers, NY auto insurance company is GEICO. Rates average around $388 per month or $4,659 annually.
See a list of the top insurance providers in Yonkers from least to most expensive below:
While these totals are higher than rural regions, Yonkers residents pay less than the average costs for auto insurance in New York City, NY.
Your premiums will vary depending on your age, driving record, and even the type of vehicle you drive. The level of coverage you purchase also affects your insurance costs.
If you live in Yonkers, you must meet the New York state auto insurance laws to drive legally.
In the state of New York, you must carry a minimum of:
New York is a no-fault state. If you are involved in an accident, you must rely on your car insurance to pay for any property damages and medical needs.
PIP insurance is a state requirement to ensure you have proper medical coverage. To find out what companies offer cheap PIP auto insurance in Yonkers, compare quotes from the multiple providers listed above.
Yonkers, NY is only 16 miles away from New York City. According to INRIX, New York City is the fourth most congested city in the country and the world’s 14th most congested city.
Yonkers residents feel the impact of the backed-up traffic both during commutes and in your auto insurance costs.
City-Data reports that the average commute length for a Yonkers resident is 32.9 minutes, much higher than the national average of 26 minutes.
Fortunately, Yonkers’ auto theft rate is low for a city of its size, which helps your car insurance costs. Crime reports from the Federal Bureau of Investigation (FBI) show that in 2017, there were only 182 vehicle theft incidents.
That’s a rate of 90.3 car thefts for every 100,000 residents.
Yonkers, New York is a safe city that experiences heavy traffic flow due to neighboring the city that never sleeps.
Your rates are higher than rural New York, but you can save on those costs by comparing Yonkers auto insurance quotes online.
Enter your ZIP code into our free tool below and receive Yonkers, NY auto insurance rates from reputable providers near you.
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