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Fontana City Statistics | Details |
---|---|
Population | 211,815 |
City Density | 5,865 people per square mile |
Average Cost of Insurance in City | $5,406.78 |
Cheapest Car Insurance Companies | Geico |
Road Conditions | Poor share: 40% Mediocre share: 38% Fair share: 12% Good share: 9% |
The City of Fontana has grown from rural farmland into a major urban hub with a deep history tied to motor vehicles. Not only is it the home of NASCAR’s famous Auto Club Speedway, but the Hell’s Angels Motorcycle Club was founded there in 1948. The city also serves as a hotbed for the trucking industry, with major distribution centers for Sears, Target, Toyota, and other national companies.
If you’re ready to start your engine and hit the highway, you need adequate car insurance. To help you in your quest for coverage, this complete guide to auto insurance in Fontana will teach you about average auto insurance monthly costs, what goes into setting them, local laws, statistics, and so much more.
Before you learn more, if you want to start comparing prices, enter your ZIP code in the free tool above.
Table of Contents
For some car insurance shoppers, the cost is a big concern. The average annual price of a full coverage auto insurance premium in Fontana is $5,406.78, which can be hard for some drivers to afford.
To help you save money, we’ll go over the factors that determine your auto insurance rates, including age, gender, marital status, and more. We’ve partnered with Quadrant Data to give you the information in the sections below.
Keep reading to find out more.
Data USA reports that Fontana residents’ median age is 31, which means that many drivers there have accrued enough experience to pay less for their car insurance premiums. Below are average prices for different age groups in Fontana.
17 | 25 | 35 | 60 | Cheapest Rate | Cheapest Age |
---|---|---|---|---|---|
$7,434.57 | $3,405.09 | $2,654.72 | $2,357.00 | $2,357.00 | 60 |
Like in other cities, 60-year-olds pay the lowest car insurance rates.
Regarding the practice of basing car insurance rates on gender, California numbers among a few states — Hawaii, Montana, Massachusetts, Pennsylvania, North Carolina, and parts of Michigan — that outlaw it.
The news report below goes into more detail about the recent ban regarding auto insurance in California:
Gender and age have affected the cost of auto insurance premiums in Fontana; we’ll go over past results below.
The cost difference between the genders amounted to only $200, so the influence was minimal. Based on higher accident rates, insurers can see male drivers as riskier to insure. But as we mentioned, going forward, this form of rate discrimination is a thing of the past in California.
Another interesting item to note is that the state recently started letting drivers choose from among three different sexes for their licenses: male, female, and “X,” or nonbinary.
Here’s how rates vary for single versus married drivers of different ages and sexes:
Demographic | Rate (Cheapest) |
---|---|
Average | $3,962.85 |
Married 35-year-old female | $2,677.28 |
Married 35-year-old male | $2,632.17 |
Married 60-year-old female | $2,352.88 |
Married 60-year-old male | $2,361.12 |
Single 17-year-old female | $6,670.33 |
Single 17-year-old male | $8,198.81 |
Single 25-year-old female | $3,348.88 |
Single 25-year-old male | $3,461.30 |
Married female 60-year-old drivers pay the lowest rates of all.
Next, let’s look at how ZIP codes factor in Fontana car insurance costs.
Where you live is a major factor in the value of your car insurance premiums. As you’ll notice below, they can even vary by ZIP code in the same city.
City | Zip | Average Annual Rate |
---|---|---|
Fontana | 92336 | $5,406.78 |
Fontana | 92337 | $5,456.31 |
Fontana | 92335 | $5,520.62 |
Among the three ZIP codes, costs vary by a little over $100. Check your ZIP code above to see if you pay the highest or the lowest rates in Fontana.
That probably seems like a loaded question, especially given the many insurers out there. This section will help you decide which company is right for you. We’ll explore car insurance rates by company, commute, coverage level, credit history, and driving record.
If cost drives your search for the best insurer, you’ve come to the right place. Let’s see how rates compare among the top insurance companies in Fontana.
Group | Married 35-year-old female | Married 35-year-old male | Married 60-year-old female | Married 60-year-old male | Single 17-year-old female | Single 17-year-old male | Single 25-year-old female | Single 25-year-old male | Average |
---|---|---|---|---|---|---|---|---|---|
Allstate | $3,300.10 | $3,302.69 | $2,390.93 | $2,418.59 | $9,134.89 | $11,492.17 | $4,239.04 | $4,667.40 | $5,118.23 |
Farmers | $3,192.14 | $3,192.14 | $2,876.38 | $2,876.38 | $10,198.88 | $16,728.38 | $3,783.75 | $4,213.88 | $5,882.74 |
Geico | $1,783.82 | $1,784.59 | $1,677.65 | $1,677.65 | $5,419.32 | $5,509.21 | $2,561.13 | $2,617.05 | $2,878.80 |
Liberty Mutual | $2,203.46 | $2,077.25 | $2,058.31 | $1,989.96 | $4,763.46 | $5,099.94 | $2,473.46 | $2,507.69 | $2,896.69 |
Nationwide | $3,348.67 | $3,194.75 | $2,936.48 | $2,765.97 | $8,538.08 | $9,430.53 | $3,993.16 | $3,941.05 | $4,768.59 |
Progressive | $1,910.81 | $1,965.38 | $1,638.10 | $1,938.49 | $5,136.91 | $6,177.86 | $2,773.00 | $2,979.66 | $3,065.03 |
State Farm | $3,780.00 | $3,780.00 | $3,379.27 | $3,379.27 | $6,965.99 | $8,643.09 | $4,183.82 | $4,314.13 | $4,803.20 |
Travelers | $2,621.50 | $2,538.75 | $2,313.13 | $2,287.65 | $5,425.38 | $6,226.18 | $3,421.24 | $3,346.41 | $3,522.53 |
USAA | $1,955.03 | $1,853.95 | $1,905.70 | $1,916.09 | $4,450.09 | $4,481.91 | $2,711.32 | $2,564.43 | $2,729.82 |
Geico offers the lowest rates, and State Farm provides the highest car insurance prices in Fontana.
Your annual mileage affects car insurance rates as well. In California, the average driver covers 13,414 miles annually. How far do you drive?
Here’s how much the biggest insurance companies charge for 10 versus 25-mile commutes.
Group | 10 miles commute. 6000 annual mileage. | 25 miles commute. 12,000 annual mileage. | Average |
---|---|---|---|
Allstate | $4,611.29 | $5,625.16 | $5,118.23 |
Farmers | $5,337.23 | $6,428.25 | $5,882.74 |
Geico | $2,614.99 | $3,142.61 | $2,878.80 |
Liberty Mutual | $2,658.30 | $3,135.08 | $2,896.69 |
Nationwide | $4,208.11 | $5,329.06 | $4,768.59 |
Progressive | $2,781.47 | $3,348.58 | $3,065.03 |
State Farm | $4,628.25 | $4,978.14 | $4,803.20 |
Travelers | $3,166.02 | $3,879.04 | $3,522.53 |
USAA | $2,515.96 | $2,943.67 | $2,729.82 |
Though California no longer factors gender into the car insurance equation, insurers there give mileage a lot of weight. State Farm offers the lowest difference between the two mileages, at slightly more than $300.
The amount of coverage you buy, whether you get the required minimum liability or full coverage, affects how much you pay. Let’s see how much prices vary based on the different coverages available.
Group | High | Low | Medium | Average |
---|---|---|---|---|
Allstate | $5,356.24 | $4,835.37 | $5,163.07 | $5,118.23 |
Farmers | $6,236.23 | $5,484.03 | $5,927.95 | $5,882.74 |
Geico | $3,143.68 | $2,579.09 | $2,913.63 | $2,878.80 |
Liberty Mutual | $3,089.28 | $2,677.63 | $2,923.16 | $2,896.69 |
Nationwide | $5,195.17 | $4,259.18 | $4,851.40 | $4,768.58 |
Progressive | $3,318.41 | $2,714.61 | $3,162.06 | $3,065.03 |
State Farm | $5,199.82 | $4,325.78 | $4,883.99 | $4,803.20 |
Travelers | $3,867.87 | $3,086.25 | $3,613.47 | $3,522.53 |
USAA | $2,920.72 | $2,488.69 | $2,780.04 | $2,729.82 |
Liberty Mutual featured the smallest spread from the lowest to the highest coverage, of $400.
California has banned setting insurance rates based on credit history. Hawaii and Massachusetts have also outlawed the practice.
Your driving record and any penalties you’ve racked up also influence your insurance rates. That’s why auto insurance companies check your driving record as well. Let’s see how common driving penalties can affect them based on the insurer.
Group | Clean record | With 1 accident | With 1 DUI | With 1 speeding violation | Average |
---|---|---|---|---|---|
Allstate | $3,070.07 | $5,196.40 | $8,169.42 | $4,037.01 | $5,478.63 |
Farmers | $4,348.81 | $5,921.62 | $7,378.69 | $5,881.84 | $5,883.04 |
Geico | $2,012.45 | $3,108.00 | $3,898.19 | $2,496.56 | $3,006.21 |
Liberty Mutual | $2,514.32 | $3,366.82 | $3,041.11 | $2,664.50 | $2,974.08 |
Nationwide | $3,326.28 | $4,265.62 | $7,216.83 | $4,265.62 | $4,936.24 |
Progressive | $1,999.40 | $3,412.46 | $3,964.33 | $2,883.91 | $3,125.40 |
State Farm | $3,427.61 | $4,087.84 | $7,719.52 | $3,977.81 | $5,078.32 |
Travelers | $2,342.96 | $3,831.29 | $4,459.07 | $3,456.79 | $3,544.44 |
USAA | $1,813.18 | $2,698.10 | $4,421.53 | $1,986.45 | $2,977.60 |
Overall, the more minor violation of speeding triggers the lowest rate increases. Even so, Farmers charge drivers $1,500 more if they get a speeding ticket.
In this section, we’ll look at more car insurance rate factors, including the city’s economy, residents’ earnings, education levels, and jobs.
The Brookings Institution’s Metro Monitor shows that the closest metropolitan area, Riverside-San Bernardino-Ontario, ranks 19th out of 100 cities nationwide for economic growth and 83rd out of 100 for prosperity.
That means that though the area is growing economically, other aspects related to residents’ incomes need to keep pace for further development.
Let’s look more closely at the statistics:
Prosperity
Prosperity captures changes in the average wealth and income an economy produces. When worker productivity contributes to a metropolitan area’s growth through innovation or training, for example, the value of those workers’ labor rises.
This is how the area grew from 2007 to 2017:
Worker productivity lagged behind the standard of living and the average yearly salary. If productivity increased, wages might follow suit to match the standard of living.
Growth
Growth indicators measure the change in the size of an urban area’s economy and its level of entrepreneurial activity. Growth and entrepreneurship create new opportunities for people and can help a metro economy become more efficient.
These figures measure growth in the gross metropolitan product, the number of jobs, and the number of positions at young firms.
Here’s how the Riverside-San Bernardino-Ontario area grew from 2007 to 2017:
Jobs showed the most growth, including those at young firms. In turn, the GMP, the total market value of the goods and services the local economy produced, climbed and served as an outgrowth of workers’ steady wages.
Now, let’s see how the economy drives Fontana residents’ incomes, occupations, and levels of homeownership.
According to Data USA, Fontana households have a median annual income of $68,304, which exceeds the U.S. average yearly income of $60,336. Compared to the 2016 median income of $65,995 in Fontana, there was a 3.5 percent annual growth rate.
Based on the average Fontanan’s yearly earnings and annual car insurance costs there ($5,406.78), drivers pay eight percent of their incomes to car insurance. How much of your earnings pay for auto insurance? Try our free calculator below.
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Homeownership shows that a driver may be more reliable and able to pay car insurance premiums. If you own a home, you could pay less for car insurance than if you rent. To save more, homeowners can also bundle their car and home insurance.
In 2017, per Data USA, 64 percent of the housing units in Fontana were owner-occupied. This ratio matches the previous year’s rate of 64 percent, and the national average.
The median property value in Fontana, however, grew to $323,300 in 2017, up from the previous year’s value of $289,400. The largest share of houses were worth $300,000 – $400,000.
In 2016, universities in Fontana awarded 357 degrees. The largest universities in Fontana by the number of degrees awarded are Westech College (321 and 90 percent) and Salon Success Academy-Fontana (36 and 10 percent).
Community colleges, which provide several degrees and certificates in a range of programs, are a lower-cost alternative to traditional schools. Chaffey College, which has a campus in Fontana, is a prime example, and offers programs centered on business and applied technology, health sciences, language arts, and other popular concentrations.
The most popular majors in Fontana are a veterinary technician and veterinary assistant (123 and 35 percent), medical assistant (92 and 26 percent), and general cosmetology (36 and 10 percent).
Regardless of race or ethnicity, most workers in California are in management positions. Elementary and middle school teachers and drivers/sales workers and truck drivers rank a distant second and third, respectively. Here’s how much the top-earning races and ethnicities make and how much they pay on average for annual car insurance premiums.
Annual Car Insurance | Annual Income | % of Income | Notes |
---|---|---|---|
$5,111.80 | $63,110 | 8.10% | White |
$5,111.80 | $51,776 | 9.87% | Two or More Races |
$5,111.80 | $69,782 | 7.33% | Asian |
Asians earn the highest wages of all races and ethnicities in Contra Costa County. As such, less of their income, just over seven percent, goes to car insurance. By contrast, eight to nine percent of the income of whites and those of two or more races cover car insurance.
In 2017, male employees in California made $72,235 annually on average, which was 1.26 times more than female workers, who averaged $57,252. Overall, across the professions, there was a wage gap; however, it was most apparent in management positions.
Based on the average annual car insurance premium cost of $5,406.78 in Fontana, males who earn $72,235 yearly pay seven percent of their incomes to car insurance. Females who earn $57,252 spend nine percent of the earnings on their premiums.
Data USA reports that 14 percent of Fontana residents live below the poverty line, which is slightly higher than the national average of 13 percent. The largest demographic living in poverty are females ages 35–44, followed by females 25–34, and young males age 6–11.
The U.S. Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family’s total income falls below their limits, the Census Bureau classifies that family and every family member as living in poverty.
The most common racial or ethnic group living below the poverty line in Fontana, per Data USA, is Hispanic, followed by “other” and white.
From 2016 to 2017, employment in Fontana grew at a rate of four percent.
The most common job groups, by the number of people living in Fontana, are office and administrative support occupations (14,725 people), sales and related occupations (9,902 people), and material moving occupations (6,962 people).
Driving in Fontana in and of itself might not be frustrating, but along the roadway, you may face accidents, crumbling pavement, and occasional traffic jams.
To ease the strain, you’ll find everything you need to know about local highways here, including toll roads and road conditions.
Keep reading to learn even more.
You may wonder about the condition of the pavement you drive on in Fontana, and where you may face toll charges. You’ll find answers to these and more road-related questions below.
Twelve major highways run throughout California, covering 2,457.34 miles of roadway. The map below details the major routes in and around Fontana.
The major highways are listed below:
Among toll roads in the area are the I-10 and I-15 freeways. Rates can vary based on the vehicle you drive, the number of occupants, and your route.
On the I-10 Express Lanes, two-person carpools are charged a toll Monday-Friday 5–9 am and 4–7 pm.
The FasTrak Flex transponder lets drivers pay tolls electronically so that they’re automatically deducted from a prepaid toll account. Solo drivers can get FasTrak online or at Costco to use the I-15 Express Lanes for a fee, which may vary from 50 cents to a maximum of $8 depending on trip length and traffic in the lanes.
The BigRigTravels video below shows the route along I-15 rolling south into Fontana.
Among the variety of attractions available in Fontana are an art gallery, basketball courts, a theater, and skate parks.
The city itself has listed several suggestions for fun things to do, as has TripBuzz and the Crazy Tourist.
The video below features even more thrilling ideas for your next adventure in Fontana:
Below are pavement conditions and vehicle operating costs in Fontana from TRIP, a national transportation research group:
Poor Share | Mediocre Share | Fair Share | Good Share | Vehicle Operating Costs (VOC) |
---|---|---|---|---|
40% | 38% | 12% | 9% | $795 |
Most roads are in poor and mediocre shape. Vehicle Operating Costs (VOC) for repairs related to road safety conditions, such as tires, reflect the state of the routes drivers take there.
According to the Insurance Institute for Highway Safety (IIHS), Fontana doesn’t have any speeding or red-light camera laws.
With car ownership, you may face some hurdles, such as traffic congestion, busy highways, road hazards, and potential vehicle theft. We’ll cover those problems and some more facts about car ownership below.
YourMechanic tracks the types of cars it services nationwide and breaks down the information by each major city to show Americans’ car preferences.
According to their survey, 41 percent of the cars they repair in the Riverside-San Bernardino area are American-made. The most popular vehicle is the Toyota Tundra pickup truck.
Consumer Reports ranks the 2020 Toyota Tundra 62nd out of 100 overall, based on safety, road tests, reliability, and owner satisfaction. The truck ranked second on its list of 28 full-size pickup trucks.
In its review, the publication stated that “Easily the Tundra’s best attribute is its 5.7-liter V8, which produces effortless power and a still-competitive 15 mpg. Off-road capability is impressive, as is towing capacity. A neat feature is a hydraulically-damped tailgate that you can raise and lower easily. The Tundra is also the most reliable full-size truck on the market.”
In safety tests, IIHS gave it mostly good scores, however, it received poor marks for its front small overlap tests on the passenger side and “marginal” scores for the driver side. Roof crush tests achieved acceptable results. The National Highway Traffic Safety Administration gave the truck four and five-star safety ratings.
The video below features and reviews the truck.
Data USA statistics show that most households in Fontana own two cars, followed by three vehicles. Nationally, 10 percent more residences own two cars, and seven percent more Fontana households own three vehicles compared to the U.S. average.
The table below reveals how many Fontana households on average own and don’t own cars.
2015 Households Without Vehicles | 2016 Households Without Vehicles | 2015 Vehicles Per Household | 2016 Vehicles Per Household |
---|---|---|---|
3.10% | 2.70% | 2.37 | 2.27 |
From 2015 to 2016, the number of households without cars decreased by more than one-third, yet the number of vehicles owned rose by only a tenth of a percentage point.
Speedtrap.org keeps track of speed traps all across the United States, as ranked by its users. Among the Fontana roads visitors have debated are truly speed traps, the following received the most votes:
If you’re in those areas, it makes sense to obey speed limits to avoid worrying about speed traps and potential penalties. And best of all, you’ll help keep yourself and others safe.
Enter your ZIP code below to view companies that have cheap auto insurance rates.
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The Federal Bureau of Investigation (FBI) reports that in 2017, 881 motor vehicle thefts occurred in Fontana.
The map below, courtesy of Neighborhood Scout, shows Fontana’s safest neighborhoods. The site ranked Lytle Creek Road/Duncan Canyon Road, in the northeastern part of the city, number one.
The site gives Fontana a crime index of 32, which means it’s 32 percent safer than other U.S. cities. In Fontana, your chances of being a victim of violent crime are one in 289, which is lower than the statewide average of one in 224.
For a closer look at the crimes committed in Fontana, below is a chart showing figures from 2017:
Details | Violent | Property | Total |
---|---|---|---|
Number of Crimes | 740 | 3296 | 4036 |
Crime Rate (per 1,000 residents) | 3.46 | 15.42 | 18.88 |
Property crimes occurred nearly four and a half times more than violent crime.
Read on for information about traffic congestion in the Fontana-Riverside-San Bernardino metropolitan area, the busiest highways, and the safety of the streets and roads.
According to the Tom-Tom Traffic Index, in 2018, the congestion level in Riverside was 23 percent. On highways, it decreased to 20 percent and off the highway, rose to 27 percent.
Therefore, travel time at peak morning and evening rush hours increased by 40 percent and 51 percent, respectively. In the morning, a typical 30-minute trip ended up taking 12 minutes longer, and in the evening, it extended to 15 minutes longer.
Data USA has found that the average Fontana resident has a longer commute (31.5 minutes) than the typical American (25.1 minutes). Additionally, eight percent of Fontanans face a “super commute” longer than 90 minutes.
The most popular method of commuter travel is driving alone, at nearly 79 percent, followed by carpooling (13 percent).
The Federal Highway Administration reports that Route 91 in Riverside-San Bernardino, with 12 lanes, is one of the most heavily trafficked routes in the area.
In this section, you’ll find out how many fatal accidents happened in San Bernardino County courtesy of the National Highway Traffic Safety Administration (NHTSA). We’ll cover everything from the total fatalities by the county to vehicle and railroad accidents.
Below are the total crash deaths by county in 2018:
Most of the fatal crashes involved single vehicles and roadway departures; many of them also resulted in passenger deaths.
Now, let’s look at the number of fatalities by road type and function class in Fontana.
Interstate (Rural) | Interstate (Urban) | Freeway and Expressway | Other Principal Arterial | Minor Arterial | Collector Arterial | Local | Unknown | Total Fatal Crashes |
---|---|---|---|---|---|---|---|---|
135 | 296 | 459 | 972 | 685 | 480 | 271 | 6 | 3304 |
Most of the crashes occurred on other principal and minor arterial roads. An arterial road is a high-capacity urban road. Depending on the amount of traffic, the arterial road may be classified as a highway or a minor arterial road. A collector road gathers traffic from local highways and takes drivers to arterial roads.
Based on U.S. Department of Transportation (DOT) data, the table below shows the number of railroad and highway crash incidents that happened in San Bernardino County from 2012 to 2016:
Calendar Year | County | Highway | Highway User Type | Rail Equipment Type | nonsuicidefatality | nonsuicideinjury | City |
---|---|---|---|---|---|---|---|
2012 | SAN BERNARDINO | DAGGETT YERMO ROAD | Pedestrian | Psgr Train | 1 | 0 | DAGGETT |
2012 | SAN BERNARDINO | SUN FLOWER SPRINGS ROAD | Automobile | Freight Train | 1 | 1 | |
2012 | SAN BERNARDINO | JERSEY BLVD. | Truck-trailer | Yard/Switch | 0 | 0 | |
2012 | SAN BERNARDINO | VINEYARD | Automobile | C | 0 | 0 | UPLAND |
2012 | SAN BERNARDINO | MONTE VISTA AVENUE | Automobile | Freight Train | 0 | 1 | CHINO |
2012 | SAN BERNARDINO | CHOICEANA | Pick-up truck | Freight Train | 0 | 0 | |
2013 | SAN BERNARDINO | YORBA AVENUE | Pick-up truck | Freight Train | 0 | 2 | CHINO |
2013 | SAN BERNARDINO | MONTE VISTA AVE. | Automobile | Freight Train | 0 | 0 | MONTCLAIR |
2013 | SAN BERNARDINO | SECOND AVENUE | Pedestrian | C | 0 | 1 | UPLAND |
2013 | SAN BERNARDINO | NATL TRAIL HIGHWAY | Pick-up truck | Freight Train | 0 | 0 | AMBOY |
2013 | SAN BERNARDINO | LILAC AVENUE | Pedestrian | Commuter | 0 | 0 | RIALTO |
2013 | SAN BERNARDINO | 1ST | Pick-up truck | Freight Train | 0 | 0 | |
2013 | SAN BERNARDINO | ARCHIBALD AVENUE | Automobile | Commuter | 0 | 0 | CUCAMONGA |
2014 | SAN BERNARDINO | BON VIEW AVE. | Automobile | Freight Train | 0 | 1 | ONTARIO |
2014 | SAN BERNARDINO | C ST. | Automobile | Special MOW Eq | 0 | 2 | |
2014 | SAN BERNARDINO | PRIVATE ROAD | Truck-trailer | Freight Train | 1 | 0 | |
2014 | SAN BERNARDINO | CADIZ ROAD | Automobile | Freight Train | 0 | 0 | |
2014 | SAN BERNARDINO | MILIKEN ROAD | Truck-trailer | Freight Train | 0 | 0 | ONTARIO |
2014 | SAN BERNARDINO | 6TH STREET | Pedestrian | Freight Train | 0 | 1 | VICTORVILLE |
2015 | SAN BERNARDINO | BARSTOW YARD ROAD. | Pick-up truck | Light Loco(s) | 0 | 0 | BARSTOW |
2015 | SAN BERNARDINO | PRIVATE | Van | Yard/Switch | 0 | 0 | BARSTOW |
2015 | SAN BERNARDINO | SAN ANTONIO AVENUE | Automobile | Freight Train | 0 | 0 | ONTARIO |
2015 | SAN BERNARDINO | HINKLEY ROAD | Truck-trailer | Freight Train | 0 | 0 | |
2015 | SAN BERNARDINO | CA SH 58 | Truck-trailer | Freight Train | 0 | 0 | |
2015 | SAN BERNARDINO | JUNIPER AVENUE | Automobile | Commuter | 0 | 0 | FONTANA |
2015 | SAN BERNARDINO | O STREET | Pick-up truck | Freight Train | 0 | 0 | COLTON |
2016 | SAN BERNARDINO | VINEYARD AVENUE | Automobile | Commuter | 1 | 0 | CUCAMONGA |
2016 | SAN BERNARDINO | VALLEY BLVD. | Automobile | Freight Train | 0 | 0 | COLTON |
2016 | SAN BERNARDINO | PRIVATE INDUSTRY | Truck-trailer | Yard/Switch | 0 | 0 | ONTARIO |
2016 | SAN BERNARDINO | SAN ANTONIO AVE. | Pedestrian | Commuter | 1 | 0 | UPLAND |
2016 | SAN BERNARDINO | PHELAN ROAD | Truck-trailer | Freight Train | 0 | 0 | HESPERIA |
During the five years, many railway accidents occurred that involved pedestrians, cars, and tractor-trailers. A handful led to fatalities.
Allstate America’s Best Drivers Report tracks the numbers of accident claims drivers make nationwide. According to Allstate claims data, the average driver in the U.S. will experience a collision once every 10.57 years.
In 2019, Fontana ranked 140th out of 200 major cities on the report, down from 119th the prior year. The chart below shows the residents’ insurance claim statistics.
Average Years Between Collisions | 2018 Best Drivers Report Ranking | Change in Ranking From 2018 to 2019 | Relative Claim Likelihood (Compared to National Average) | Drivewise® Hard Braking Events per 1,000 Miles |
---|---|---|---|---|
8.04 | 119 | -21 | 0.315 | N/A |
Drivers in Fontana went an average of eight years between accident claims, and they were nearly 32 percent more likely to file a claim compared to the national average.
Beyond regular taxi rides, below are the ridesharing services available in Fontana.
A program from Esurance, EStar helps drivers find the best repair shops in their areas. According to EStar, these are the top 10 repair shops in and around Fontana:
Caliber – Rialto
421 West Rialto Ave.
Rialto, CA 92376
email: [email protected]
P: (909) 874-4470
F: (972) 906-7164
1stCertified Collision-Riverside
2523 Main Street
Riverside, CA 92501
email: [email protected]
P: (951) 784-7401
F: (951) 784-7394
Carstar Intrepid Collision
1206 via Roma
Colton, CA 92324
P: (909) 433-9948
F: (909) 433-9048
1stCertified Collision-San Bernardino
1790 S E Street
San Bernardino, CA 92408
email: [email protected]
P: (909) 763-4490
F: (909) 763-4458
Carstar Avalon Fontana
15090 Hilton Drive
Fontana, CA 92336
email: [email protected]
P: (909) 452-7578
F: (909) 452-7550
Bates Auto Body, Inc.
161 W Mill St.
San Bernardino, CA 92408
email: [email protected]
P: (909) 884-6468
F: (909) 889-9031
Fix Auto Ontario
4930 Vanderbilt St.
Ontario, CA 91761
email: [email protected]
P: (909) 605-7575
F: (909) 494-7474
Hamblin’s Body Paint and Frame
7590 Cypress Ave.
Riverside, CA 92503
email: [email protected]
P: (951) 689-8440
F: (951) 689-7363
1stCertified Collision-Highland
26847 Baseline St.
Highland, CA 92346
email: [email protected]
P: (909) 425-3900
F: (909) 425-3903
1stCertified Collision-Redlands
705 W Colton Ave.
Redlands, CA 92374
email: [email protected]
P: (909) 798-1388
F: (909) 798-8709
When your car needs repair, check out EStar shops to ensure you get quality service.
The average temperature in nearby Fontana is 65 degrees. Fontana is Italian for “fountain,” yet the city receives little rain on average throughout the year. But, as you’ll see below, among other disasters, it sometimes gets heavy rains and floods.
Riverside weather averages | Conditions |
---|---|
Annual high temperature: | 79.5°F |
Annual low temperature: | 51.4°F |
Average temperature: | 65.45°F |
Average annual precipitation - rainfall: | 10.32 inch |
City-Data shows that San Bernardino County averages 44 natural disasters yearly, which is much higher than the U.S. average of 13. Every year, an average of 27 natural disasters lead to an emergency declaration, and two are presidential declarations.
Below is a breakdown of the causes of disasters. Note: some incidents may be assigned to more than one category.
Most of the natural disasters that hit the area involve fires and floods. Given the auto insurance risks involved, it makes sense to buy comprehensive car insurance for protection from these and other hazards that can damage your vehicle.
Regular bus and light rail services are options for commuters who seek alternate forms of transportation.
Metrolink San Bernardino Line operates the Fontana rail station near the Downtown District. Omnitrans public bus service maintains a transit center next to the station, and connections are available to certain bus routes and Victor Valley Transit Authority (VVTA) Line 15. Bus and rail services are open seven days per week.
Metrolink offers multiple types of tickets for all kinds of riders. All tickets and passes include free transfers to connecting buses and trains. The cost of fares varies with the kind of trip you take. Single-day, one-way, and round-trip tickets are available, as are $10 weekend day, multi-day, monthly, and seven-day passes
Passengers may also use tickets on more than one line, such as Riverside, 91/Perris Valley, and the Inland Empire-Orange County line. Riders may take the 91/Perris Valley line between stations of equal or lesser distance with an origin and destination between Corona and Riverside.
Omnitrans buses run throughout the San Bernardino Valley. Riders can pay cash for the exact fare for each trip, or save money with one-day, seven-day or 31-day bus passes. Reduced fares are available for youth, seniors, veterans, Medicare recipients, and people with disabilities.
Children 46 inches and under may ride for free. You can also pay your Omnitrans fare quickly and easily with your smartphone through the Token Transit app.
Students at participating schools, colleges, and universities in the San Bernardino Valley enjoy unlimited rides on all Omnitrans fixed-route buses, OmniGo, and sbX express service through the GoSmart Student Pass discounted fare program. Under the program, students at the following schools can get unlimited rides with their student ID cards:
Students must be actively enrolled in one or more units to qualify. Students who prequalify for the Access ADA service get a 20 percent discount on Access one-way base fare tickets.
No major bike or scooter rental companies, such as Lime and Bird, currently operate in Fontana.
Several parking lots and garages are available throughout Fontana, along with street-level parking.
ChargeHub lists the most popular electric car charging stations within 10 miles of Fontana. Some of them are free. Most of them are Level two; however, some Level three charging stations are also available. ChargePoint and Blink are the main charging networks.
Pollution from vehicle exhaust has been linked to health issues and even climate change. The pollution not only goes directly into the earth’s atmosphere, but it also reacts with other pollutants, which make the situation worse.
Children and people with chronic illnesses can be most sensitive to the effects.
Below are the Environmental Protection Agency (EPA) air quality levels for San Bernardino County from 2016 to 2018. The EPA calculates the Air Quality Index (AQI) for four major air pollutants under the Clean Air Act: ground-level ozone, particle pollution, carbon monoxide, and sulfur dioxide. For each of these pollutants, the EPA has established national air quality standards to protect public health.
San Bernardino County Air Quality Index (AQI) | 2016 | 2017 | 2018 |
---|---|---|---|
Days with AQI | 366 | 365 | 365 |
Days good | 28 | 31 | 43 |
Days moderate | 200 | 186 | 168 |
Days unhealthy for sensitive groups | 78 | 74 | 96 |
Days unhealthy | 48 | 51 | 51 |
Days very unhealthy | 12 | 23 | 7 |
In the three years, there were more “good” days and days “unhealthy for sensitive groups.” But, the amount of “very unhealthy” days decreased, a sign that pollution in the area is more under control.
The California Department of Motor Vehicles (DMV) requires biennial smog checks at every other renewal period. Owners of vehicles eight or fewer model years old will pay an annual smog abatement fee for the first eight registration years instead of having to provide a biennial smog certification.
Your vehicle may be exempt from smog inspections, however, if it meets the following conditions:
San Bernardino County requires smog checks only in certain ZIP Codes. Members of the military aren’t exempt. For more information about the requirements, visit the California DMV website.
If you’re an active member of the military or a veteran, you may feel that the top car insurers don’t offer enough military discounts. And you can struggle to find out about them.
No need to worry. We’ve gathered the most vital information about military discounts, together with some facts about nearby military bases and when members of the military served in San Bernardino County.
So, keep reading to learn more.
Data USA figures show that a large population of military personnel in Fontana served in Vietnam, 1.31 times more than any other conflict. Veterans of the recent Gulf War follow them. These statistics closely match the national numbers.
March Air Reserve Base in northwest Riverside County and San Bernardino County serves a large and diverse population. Reservists — Air Force Reserve Technicians and National Guard — and active duty from all branches of the military are represented at March ARB.
The video below features highlights from a past air show at the base:
If you are or were in the U.S. military, most car insurance companies will want to give back by serving you. Many of them offer military discounts.
Below is a list of known providers who give military discounts. We excluded those who offer military discounts only to certain states.
Insurance Company | Percentage Saved with Discount |
---|---|
Farmers | 5% |
Geico | 15% |
Liberty Mutual (must be active duty) | 4% |
MetLife | 15% |
USAA | 60% off when deployed 15% for garaging on base |
*USAA gives a 15 percent military garage discount for garaging cars on a military base.
USAA provides car insurance only to U.S. military personnel and their families. The company’s insurance premiums tend to cost less than those of standard insurers.
Below, you’ll see how USAA’s and other insurers’ rates compare to the average annual full-coverage premiums in California.
Group | Annual Premium | Compared to State Average (+/-) | Compared to State Average (%) |
---|---|---|---|
Allstate | $4532.96 | $844.03 | 0.2288 |
Farmers | $4998.78 | $1309.85 | 0.3551 |
Liberty Mutual | $3034.42 | -$654.51 | -0.1774 |
Progressive | $2849.67 | -$839.26 | -0.2275 |
Nationwide | $4653.19 | $964.26 | 0.2614 |
Geico | $2885.65 | -$803.28 | -0.2178 |
State Farm | $4202.28 | $513.35 | 0.1392 |
Travelers | $3349.54 | -$339.39 | -0.092 |
USA | $2693.87 | -$995.06 | -0.2697 |
Statewide, USAA has the lowest priced insurance.
With so many laws enacted in different cities and towns, it can be hard to keep up with them. What’s legal in one community could be against the law in another.
Below we’ll cover a few laws unique to Fontana to help you obey the rules. We’ll go over hands-free cell phone laws, food trucks, tiny homes, and parking regulations.
Are you ready to read on for more interesting insights?
Fontana doesn’t have any specific hands-free cellphone laws. These are the state laws regarding cell phone use and texting while driving:
Laws on Cellphones while Driving in CA | Driver |
---|---|
Hand-held use banned | All drivers Primary Enforcement |
All use banned | Drivers under 18 Secondary Enforcement |
Texting banned | All drivers Primary Enforcement |
Primary enforcement means that a police officer can pull over a driver just for committing an offense. With secondary enforcement, an officer needs another reason to pull a driver over, such as a broken taillight, to catch them for the crime.
The City of Fontana has several laws that regulate food truck vending.
Primarily, vendors must get a permit to park their vehicles on the street. They must also apply for a permit to participate in food truck events. Applicants must submit a completed form at least 60 calendar days before the event.
Tiny homes appeal to people who want to simplify their lives. Before you abandon standard housing, you should be aware that small homes often must meet specific regulations.
A tiny house is often considered a mobile home and must comply with the same laws. Fontana city codes include standards for manufactured homes and limits on the location and parking of mobile homes or recreational vehicles.
In Fontana, when signs or markings are in place indicating angle parking, no one shall park or stand a vehicle other than at the angle to the curb or edge of the roadway, as the signs or markings show.
Though we’ve covered several topics in this guide, you may still need some answers. If you want to know more about Fontana and your car insurance options there, we answer some of the most common questions below.
Read on for more insights.
With a population of more than 211,815, Destination Scanner considers Fontana an excellent place to live with plenty of things to do. “It’s highly suited to those who travel to Los Angeles County, and the cost of living is much less than it is in Orange County.”
Fontana started as an agricultural town of citrus orchards, vineyards, and chicken ranches along U.S. Route 66 (now known as Foothill Boulevard). Fontana became industrialized during World War II.
Distance Between Cities states that Fontana and Los Angeles are 46.39 miles apart going west and 50 miles (80.47 kilometers) by car following the I-10 W route. If you drive non-stop, Fontana and Los Angeles are 48 minutes apart.
In California, whoever causes an accident is legally and financially responsible for paying the damages.
All drivers there must carry the following minimum liability insurance levels of 15/30/5 to meet basic coverage:
Drivers in California can choose to buy Medical Payments or MedPay insurance of at least $1,000 to cover medical expenses after a crash regardless of who caused it.
The following penalties show why it’s unwise to drive without car insurance in California:
Offense | Penalties |
---|---|
1st Offense | Fine up to $200 + penalty assessments Possible vehicle impounding |
2nd Offense | Fine up to $500 + penalty assessments Possible vehicle impounding |
Also, the California DMV can suspend your vehicle registration as a result of the following:
Upon suspension of your vehicle registration, the California DMV will mail you a notice. To re-register your vehicle, you must provide valid proof of insurance and pay a fee.
Depending on your ZIP code, the average annual cost of full coverage premiums in Fontana is less than $6,000. And, based on your needs and situation, you may pay more or less than average.
What do you think? Did we answer all of your questions? If you’re ready to see how much car insurance costs in Fontana, try our FREE calculator below for rates.
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