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If you’re ready to switch from MetLife to a new provider, you’ll need to know how to cancel MetLife auto insurance. You’ve come to the right place.
Our guide will explain how you can cancel your MetLife auto insurance policy and what you can expect during the cancellation process. You can use your MetLife auto insurance login online or reach out to MetLife customer service to cancel.
Continue reading to learn how to cancel your auto insurance with MetLife insurance. If you have general questions about this company, check out our MetLife auto insurance review for more information.
Before you cancel your Metlife auto insurance, get new coverage right now. Just enter your ZIP code in the FREE comparison tool above.
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The universal method of canceling auto insurance is calling the auto insurance company and telling them you want to cancel. For MetLife auto insurance customers, you should contact MetLife customer service at (800) 638-5000. Ask to speak to a representative. Explain to the MetLife agent that you want to cancel and tell them when you wish to cancel.
The agent will likely go through a list of car insurance discounts to get you to reconsider. If you’re not interested, move on to discussing cancellation fees, the final date of coverage, and the new company you’re insured with. Also, they’ll ask if you’ve sold the car or if it’s totaled.
As a consumer, you’re welcome to cancel your auto insurance policy at any time. However, canceling your auto insurance in the middle of the agreed upon policy term comes with a penalty.
Watch this video for more details on canceling car insurance.
Penalties usually come in the form of short-rating of refunds or cancellation fees from the auto insurance company. Once you pay the cancellation fee or once your car insurance policy has expired, your business with the company will end.
If you cancel your auto insurance before it expires, you may be subject to cancellation fees.
Cancellation fees vary; they may be $25 or more. Some companies issue something called a short-rate fee. According to the International Risk Management Institute (IRMI), a short-rate fee is a cancellation charge issued by the insurance company of a percentage of the policy’s balance (10 percent is common).
MetLife Insurance Company is one of many insurance companies that allows you to cancel your auto insurance policy online. Use your MetLife Insurance login and visit the online services page to cancel your auto insurance policy. If you run into any problems, contact MetLife customer service to cancel.
Before you cancel, be sure to have a new auto insurance policy ready to go. Start shopping for another auto insurance company by using our FREE comparison tool. Enter your ZIP code to find cheap car insurance in your area.
If you don’t want to cancel your auto insurance policy but want to cancel a coverage option instead, repeat the same process. Contact MetLife customer service and let them know that you wish to cancel a specific coverage on your car insurance policy.
Liability auto insurance usually carries the most expensive rates, but it can vary based on your commute, where you live, and other factors.
Getting comprehensive and collision coverage (referred to as full coverage when combined with liability) will ensure you’re fully protected, but it’s probably not necessary on older, low-value vehicles.
You can receive a refund if you’ve paid for your car insurance policy in full. However, you may not receive a full refund if you’ve received insurance services. In other words, your auto insurance company will only reimburse you for the months you didn’t use. Any cancellation fees will also be deducted from your refund.
You can also receive a refund if you change your mind and cancel within 14 days of getting your auto insurance policy.
According to the Federal Trade Commission, the 14-day cooling-off period is known as Buyer’s Remorse.
Buyer’s Remorse is usually three days. However, insurance contracts have a cooling-off period that lasts up to 14 days, so you can still receive a refund for auto insurance if you cancel within two weeks.
Even if you pay monthly, you can still cancel your auto insurance policy like any other policy. Paying monthly installments doesn’t disqualify you from canceling your car insurance policy at any time.
If you’re going to cancel your Metlife car insurance, make sure to get another auto insurance policy ready. Find car insurance options in your area by entering your ZIP code in the FREE quote tool below.
MetLife auto and home insurance are both just as reliable as its life insurance products. MetLife life insurance quotes online are easy to get. If you need a MetLife individual life insurance policy, the most accurate quote can be found on the company’s website.
Your MetLife auto insurance rates may more expensive than average because of where you live or because of infractions on your driving record. If it’s too costly, start looking for another auto insurance company to meet your needs.
Before you process your MetLife cancellation, make sure you have new coverage in place. Compare auto insurance companies in your area by entering your ZIP code in the FREE online quote tool below.
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