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If you were searching for answers on how to cancel Liberty Mutual auto insurance, you’ve come to the right place. Liberty Mutual is known for its market share and expensive auto insurance costs.
Continue reading to learn how to cancel auto insurance with Liberty Mutual and some general information about canceling a policy with any auto insurance company.
You’ve seen a Liberty Mutual auto insurance quote, and if you’re looking to cancel, so you’ll need new coverage right away. Compare auto insurance quotes by entering your ZIP code in the FREE comparison tool above.
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The process for canceling your auto insurance policy varies from company to company, but there are some general principles for canceling insurance that are pretty standard. To cancel your Liberty Mutual auto insurance, contact the Liberty Mutual auto insurance customer service phone number at 1-800-290-7933.
When you reach a representative, tell them you want to cancel your Liberty Mutual auto insurance policy. If you can’t get anyone by phone, use your Liberty Mutual auto insurance login on the company’s website to access your policy.
Because of the COVID-19 pandemic, the Liberty Mutual grace period has been extended to 90 days.
According to Cision PR News Wire, Liberty Mutual also started a fund to help customers affected by COVID-19.
Usually, you would need to pick a specific date to cancel your Liberty Mutual auto insurance policy. Why? Selecting a particular date will help you avoid fines. Due to the pandemic, Liberty Mutual may waive your cancellation fee.
Remember, if you cancel your auto insurance, you need to have another auto insurance policy ready to go.
When an auto insurance company cancels your policy, it’s usually due to nonpayment, too many accidents, or too many traffic violations.
Liberty Mutual will cancel your car insurance policy if you’re too much of a risk. Also, Liberty Mutual will cancel your car insurance if you don’t pay your premium.
The same method you use to cancel your auto insurance policy will apply for canceling your Liberty Mutual homeowners policy.
The Liberty Mutual renters insurance cancellation policy is the same as all of its other policies.
Instead of using Liberty Mutual’s fax number, use email to send vital documents about your homeowners policy. You’ll likely need to speak with someone over the phone about canceling your homeowners insurance.
Unfortunately, Liberty Mutual is one of many companies that won’t allow you to cancel your auto insurance policy online. The best way to cancel your car insurance with Liberty Mutual is to call them and let a Liberty Mutual insurance representative know that you want to cancel.
Also, you can cancel your Liberty Mutual policy in person. Look for a Liberty Mutual agent near you and tell them that you would like to cancel your policy. The process is similar to over the phone cancellation. You should still set a date for cancellation. Immediate cancellations often come with penalties.
The best way to cancel is to call Liberty Mutual and let them know you want to cancel. You may also wish to write a cancellation letter and send it certified mail to your local insurance agent or directly to Liberty Mutual’s headquarters to ensure everything is handled properly.
If you’re getting ready to cancel your Liberty Mutual auto insurance, enter your ZIP code in the FREE comparison tool to find affordable auto insurance in your area.
When is the best time to cancel your auto insurance? Watch the video below.
Can you cancel your insurance policy at any time with Liberty Mutual? Yes; however, you may be faced with a penalty if you cancel before the policy expires. Most policies last six to 12 months.
Canceling in the middle of your policy could cause you to pay $25 or more, or you could pay a short-rate fee. According to the International Risk Management Institute (IRMI), a short-rate fee is a percentage of the total policy’s worth, usually 10 percent. Liberty Mutual auto insurance reviews can help you to learn about the fees other customers have encountered.
Switching auto insurance companies should go smoothly. When you switch companies, your previous insurance provider won’t insure you any longer, but your new insurance company will have a policy ready to go.
Once you’ve paid a deposit, your new auto insurance will be active. However, you may not have physical insurance cards, policy numbers, or account numbers yet. While auto insurance companies are getting this information ready, policyholders should keep documentation showing they have been approved for coverage somewhere handy, like the glove compartment.
Canceling auto insurance with Liberty Mutual is no different from canceling with other providers. Some auto insurance companies may allow you to cancel online, but the safest method in this case is to contact a Liberty Mutual representative.
If you’re canceling before the policy is set to expire, expect some sort of cancellation fee. This varies based on individual circumstances, such as when you cancel your auto insurance policy. If you withdraw a few days after signing up, you may get a refund. However, if you cancel three months into the policy, you may be subject to a fine. Weigh your options and see what’s best for you.
Before you cancel your Liberty Mutual policy, make sure you have new coverage lined up. Compare auto insurance rates available in your area by entering your ZIP code in the FREE online quote tool below.
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